Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

by | Sep 29, 2025 | ESAF Small Finance Bank, Suryoday Small Finance Bank, Utkarsh Small Finance Bank

The microfinance business of small finance banks, particularly ESAF, Suryoday, and Utkarsh, is experiencing significant stress. Approximately 20% of their microloan books are under stress, with portfolios at risk (PAR) for over 30 days ranging from 19.73% to 23.23% as...
Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

Maximize Your Earnings: Explore Top Small Finance Options for Higher FD Returns

by | Sep 2, 2025 | Au Small Finance Bank, Equitas Small Finance Bank, ESAF Small Finance Bank, Jana Small Finance Bank, State Bank of India, Suryoday Small Finance Bank, Ujjivan Small Finance Bank, Utkarsh Small Finance Bank

Fixed deposits (FDs) are a popular investment option for those seeking assured returns, with small finance banks offering higher interest rates than larger banks. These smaller banks provide competitive rates for short-term deposits, typically ranging from 1-3 years,...
Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

Senior Citizens Can Earn Over 8% Interest on FDs with These 6 Small Finance Banks: Fincare, Utkarsh, and More – View the Full List

by | Aug 30, 2025 | Jana Small Finance Bank, Suryoday Small Finance Bank, Utkarsh Small Finance Bank

For senior citizens seeking secure investment options with high returns, fixed deposits (FDs) offered by small finance banks are an attractive choice. As of August 2025, six small finance banks in India are providing FD interest rates above 8% for a 3-year tenure,...