AU Small Finance Bank is a dynamic Indian financial institution founded in 1996 by Sanjay Agarwal in Jaipur. Originally a vehicle finance company, it transformed into a small finance bank in 2017, focusing on serving low and middle-income individuals and small businesses with limited banking access. The bank has impressive financial credentials, with a net worth of ₹12,167 Crore, deposit base of ₹80,120 Crore, and a balance sheet size of ₹1,01,176 Crore as of December 2023. It is listed on NSE & BSE with a market capitalization of around ₹47,987 crore. A significant recent milestone is its acquisition of Fincare Small Finance Bank in April 2024, marking the first merger of its kind among small finance banks. The institution has successfully established itself as a tech-led banking solution, providing loans, deposits, and payment services across India.
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