DBS Bank is a leading global bank with a significant presence in India. It holds the distinction of being the first among large foreign banks in India to operate as a wholly-owned, locally incorporated subsidiary. DBS offers a comprehensive suite of banking services to individuals and businesses across India. These services span personal banking, encompassing savings and current accounts, credit cards, loans, and investment products, as well as wealth management, which includes investment advisory, portfolio management, and financial planning. For institutional clients, DBS provides corporate banking, SME banking, and trade finance solutions. DBS Bank has earned recognition for its innovative digital banking platforms and its dedication to customer service, garnering numerous awards, including “World’s Best Bank” from both Global Finance and Euromoney. A significant development in its India journey was the 2020 acquisition of Lakshmi Vilas Bank, which further strengthened its market position. DBS Bank remains committed to fostering long-term customer relationships and contributing positively to the communities where it operates.

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DBS Attributes Historic Deposits and Fee Income in 2025 to Decades of Strategic AI Investments

DBS, a leading bank in Singapore, has reported record deposit inflows, wealth growth, and fee income in 2025, attributed to its years-long investment in Artificial Intelligence (AI) and machine learning. According to Chief Executive Tan Su Shan, the bank’s AI-powered tools, such as contextual nudges and automated customer engagement, have been instrumental in attracting new customers and driving volume growth. The bank has increasingly embedded AI across its operations to improve customer acquisition and productivity.

Tan Su Shan highlighted that the bank’s use of AI has been a key factor in its success, allowing it to gather new-to-bank customers, be more customer-centric, and automate nudges. While it may be challenging to isolate the precise economic value of AI, its main benefit lies in freeing up staff for growth-focused work. The bank has seen significant time savings, with work that once took months or years now being completed in weeks, particularly in addressing technical debt.

DBS has also developed an in-house generative AI tool, DBS GPT, which is used by over 60% of its staff. The tool has improved significantly since its rollout last July and is now used for tasks such as translation and policy queries. The economic value generated from the bank’s AI initiatives has risen to S$1 billion in 2025, up from S$750 million in 2024. This growth is based on comparisons between AI-enabled customers and control groups.

The bank’s investment in AI has enabled it to drive business expansion and improve customer engagement. With AI becoming more deeply integrated into daily workflows, DBS is well-positioned to continue its growth trajectory. The use of AI has also enabled the bank to redeploy staff towards more strategic and growth-focused work, leading to increased productivity and efficiency. Overall, DBS’s success story highlights the potential of AI to drive business growth and improve customer outcomes in the banking sector.

Ex-Ireland youth coach Jason Donohue appointed to key position at DBS International Soccer Academy

Jason Donohue, a former Ireland underage coach, has been appointed as the Sporting Director of DBS International Soccer Academy. In this role, Donohue will oversee all football activities at the academy, including its full-time Transition Year program, which combines football training with academic education for boys and girls at the Sport Ireland Campus in Abbotstown, Dublin. Donohue brings a wealth of experience to the position, having managed the Ireland U-15 and U-16 teams and holding a Uefa pro licence. He also has a Master’s degree in Applied Sports Coaching from the University of Limerick.

During his time with the Football Association of Ireland (FAI), Donohue worked as a senior coach educator and played a key role in developing young players who went on to represent the senior national team. He is excited to join DBS International Soccer Academy and continue developing young players, combining full-time football with education. Donohue has plans to lead initiatives across player, club, league, and coach development, and is looking forward to working with the academy’s students and staff.

The appointment of Donohue has been welcomed by David Berber, principal of DBS International Soccer Academy, who believes that Donohue’s experience and knowledge of player development will be invaluable to the academy. Berber stated that Donohue’s appointment strengthens the academy’s position as a leading institution and enhances opportunities for young footballers across Ireland. With Donohue at the helm, DBS International Soccer Academy is well-placed to continue producing talented young players and providing them with the skills and education they need to succeed in the sport.

Donohue’s experience and qualifications make him an ideal candidate for the role, and his passion for developing young players is evident in his comments. He is committed to leading the academy’s initiatives and working with the students and staff to achieve their goals. Overall, the appointment of Jason Donohue as Sporting Director of DBS International Soccer Academy is a positive development for the academy and for Irish football as a whole.

Green Bay Packers defensive backs coach Ryan Downard departs to join Jeff Hafley’s staff with the Miami Dolphins

New Miami Dolphins head coach Jeff Hafley has begun poaching the Green Bay Packers’ coaching staff, with Ryan Downard, the Packers’ defensive backs coach, set to join the Dolphins. Downard spent three years as the defensive backs coach for the Packers and has been with the team since 2018, when he joined as a quality control coach. He was promoted to assistant DBs coach in 2019 and then became the safeties coach in 2022 before taking on his current role.

The details of Downard’s responsibilities with the Dolphins have not been disclosed, but there is a possibility that he could be named the team’s defensive coordinator. Hafley has not yet named a defensive coordinator, and it is possible that he could still call the defensive plays for the Dolphins. Downard’s experience working with Packers defensive coordinators Joe Barry and Mike Pettine could be an asset in his new role.

The Packers will need to find a replacement for Downard, with Derrick Ansley, the team’s defensive passing game coordinator, being a potential candidate. Ansley has experience as a defensive backs coach at both the NFL and college levels, making him a strong contender to take on Downard’s duties.

It is also possible that more coaches could leave the Packers to join Hafley in Miami. Sean Duggan, the Packers’ linebackers coach, has worked with Hafley since 2019 and could be a candidate to join the Dolphins. Hafley and Duggan worked together at Ohio State, where Hafley was the co-defensive coordinator. The departure of Downard and potentially other coaches could lead to significant changes in the Packers’ coaching staff under new coordinator Jonathan Gannon.

Overall, Hafley’s hiring of Downard is the first of potentially several moves to poach coaches from the Packers. The Dolphins are looking to build a strong coaching staff under Hafley, and the Packers will need to adapt to the loss of experienced coaches. The coming weeks will be crucial in determining the fate of the Packers’ coaching staff and the direction of the team under Gannon.

The United States is on the Cusp of an Economic Transformation

According to DBS Chief Investment Officer Hou Wey Fook, the US economy is entering a “new era” where fiscal policy will play a much larger role. This is driven by President Donald Trump’s expansionist policies, which are expected to lead to increased government spending. As a result, the US economy is likely to experience a significant shift, with fiscal dominance looming large. This new era is characterized by rising deficits and spiraling debt, which raises concerns about the erosion of Federal Reserve independence and the potential for inflation.

Hou warns that investors need to be prepared for this new era, as it poses significant challenges for portfolio management. To mitigate these risks, Hou recommends a four-pronged asset allocation strategy. Firstly, investors should ride the artificial intelligence (AI) wave by investing in companies that leverage AI for efficiency. Secondly, they should manage sticky inflation by investing in real assets such as infrastructure, real estate, commodities, and precious metals, which have historically outperformed during inflationary cycles.

Thirdly, investors should seek value in Asia ex-Japan equities, which are currently trading at a significant discount compared to developed markets. Finally, they should focus on quality in equities and credit, as high-beta assets are likely to outperform in this environment. Hou notes that these are extraordinary times, with macro conditions improving but valuations remaining steep across asset classes. With central banks increasing liquidity, inflation is likely to trend higher, making it unviable to stay in cash.

Overall, Hou’s report suggests that investors need to be proactive in navigating the new era of the US economy. By adopting a strategic asset allocation approach, investors can protect their portfolio value and capitalize on the opportunities presented by this new era. The key is to be prepared for a more inflationary environment and to invest in assets that are likely to perform well in such conditions. By doing so, investors can mitigate the risks associated with the rising deficits and debt, and position themselves for success in the years to come.

DBS Predicts 2026-27 Budget Will Prioritize Capital Expenditure Over Tax Reforms, Driving Growth Through Infrastructure Spending

The Indian government’s Union Budget for 2026-27 is expected to prioritize capital expenditure as the main driver of growth, with a focus on infrastructure-led development. According to a report by DBS Group, taxes are likely to remain largely unchanged, with policymakers focusing on execution over fresh allocations. The report estimates that capital expenditure will be around 3-3.1% of GDP, with an emphasis on shovel-ready and greenfield projects, as well as concessional support for state-level capital expenditure.

The report notes that India’s fiscal position has strengthened post-pandemic, with the central deficit halving and a sovereign outlook upgrade in 2025. Despite a potential revenue shortfall of Rs 1.1-1.2 trillion in FY26, the report expects the government to meet deficit targets through spending rationalization, moderated capital expenditure, and restrained revenue expenditure growth. The FY27 Budget is expected to anchor fiscal policy to the debt-to-GDP ratio, with the Centre targeting a reduction to around 50% by FY31.

On the revenue front, the report expects no major tax changes, with gradual gains in tax buoyancy driven by stronger nominal GDP growth. Non-tax revenues may rise due to higher dividends from the Reserve Bank of India (RBI) and public sector undertakings (PSUs), while divestment targets are likely to remain modest. The report concludes that the FY27 Budget will balance fiscal discipline with growth, avoiding major tax surprises and sustaining capital expenditure momentum.

The Budget is also expected to reflect India’s strategic priorities, including manufacturing, infrastructure, defence, and social welfare, while taking into account a crowded state election calendar. Overall, the report suggests that the government will prioritize long-term economic priorities, such as reducing the debt-to-GDP ratio and promoting infrastructure-led growth, while maintaining fiscal discipline and avoiding major tax changes. This approach is expected to support India’s economic growth and development in the coming year.

DBS secures $272 million in funding for PIMCO’s flagship 60/40 investment portfolio, reports Hong Kong Business

DBS has successfully raised US$272 million for PIMCO’s 60/40 fund, a strategic allocation to help investors navigate the complex market landscape. The 60/40 fund, managed by PIMCO, a leading global investment management firm, is designed to provide a balanced portfolio of 60% bonds and 40% equities, aiming to optimize returns while minimizing risk.

The fund’s objective is to deliver consistent long-term returns by investing in a diversified portfolio of high-quality bonds and equities. The 60% allocation to bonds is expected to provide a stable source of income, while the 40% allocation to equities is designed to capture growth opportunities in the market. The fund’s portfolio will be actively managed by PIMCO’s experienced investment team, who will continuously monitor market conditions and adjust the portfolio as needed to optimize returns.

DBS, a leading financial services group in Asia, partnered with PIMCO to offer the 60/40 fund to its wealth management clients. The fund is available to DBS’s private banking and wealth management clients, as well as to institutional investors. The successful fundraising effort demonstrates the strong demand for diversified investment products among investors, particularly in the current market environment.

The 60/40 fund is an attractive option for investors seeking a balanced and diversified portfolio. The fund’s allocation to bonds provides a stable source of income, while the allocation to equities offers the potential for long-term growth. The fund’s active management by PIMCO’s experienced investment team ensures that the portfolio is continuously optimized to meet the changing market conditions.

The partnership between DBS and PIMCO brings together the strengths of both organizations, offering investors access to a world-class investment product. DBS’s wealth management platform and PIMCO’s investment expertise provide a compelling combination for investors seeking to navigate the complex market landscape. The successful fundraising effort for the 60/40 fund demonstrates the strong demand for innovative investment products and the trust that investors have in DBS and PIMCO.

Overall, the DBS-PIMCO 60/40 fund offers a unique investment opportunity for investors seeking a balanced and diversified portfolio. With its stable income stream and potential for long-term growth, the fund is an attractive option for investors looking to navigate the complex market landscape. The successful fundraising effort demonstrates the strong demand for such products and the trust that investors have in DBS and PIMCO.

Individuals who are self-employed or work on a personal basis are now eligible to apply for Enhanced Disclosure and Barring Service (DBS) checks.

Significant legislative changes are coming into effect on January 21, 2026, regarding Disclosure and Barring Service (DBS) checks for self-employed individuals and personal employees. Currently, self-employed people can only apply for Basic DBS checks, and if they require an Enhanced check, an employing organization must apply on their behalf. However, from January 21, self-employed workers and personal employees who are paid for their roles will be able to apply for Enhanced or Enhanced with Barred List(s) checks directly through a DBS umbrella body, provided their role is eligible.

This change will benefit workers such as private tutors who offer lessons directly to children and personal employees hired directly by individuals through direct payments or personal health budgets. The existing routes for DBS checks remain the same, and eligibility criteria are unchanged. Self-employed individuals and personal employees can apply for Enhanced or Enhanced with Barred List(s) checks only if their role qualifies under existing rules.

To apply, self-employed people and personal employees can use the “find an Umbrella Body” tool on GOV.UK and filter for organizations that process checks for self-employed individuals. The existing DBS fees apply, and Umbrella Bodies may charge their own administration fees. Private individuals hiring self-employed people or personal employees cannot apply for a DBS check on their behalf; instead, the individual must apply themselves through an umbrella body.

Private individuals can ask to view an applicant’s original DBS certificate as part of their recruitment considerations and use the free DBS Update Service to check whether a certificate is up to date. The changes aim to provide more flexibility and accessibility for self-employed individuals and personal employees to obtain the necessary DBS checks for their roles. It is essential to read the full guidance on DBS checks for self-employed people and personal employees, as well as the guidance on employing self-employed people and personal employees, to understand the new rules and application process.

Obstacles Emerge in DBS’ Pursuit of Alliance Bank

DBS Bank Ltd, a Singaporean bank, is facing a potential challenge in its planned entry into Alliance Bank Malaysia Bhd. The bank is seeking to acquire a 29.06% stake in Alliance Bank, currently held by Vertical Theme Sdn Bhd. However, the acquisition may not be straightforward, as DBS needs to secure approvals from the relevant authorities in Malaysia.

The Malaysian authorities, including the central bank, Bank Negara Malaysia, and the Securities Commission, will need to review and approve the proposed acquisition. The approval process is expected to be rigorous, with the authorities carefully considering the implications of the acquisition on the Malaysian banking sector.

One of the key concerns is the potential impact on competition in the market. DBS is already a significant player in the region, and its acquisition of a substantial stake in Alliance Bank could lead to a reduction in competition. The authorities will need to assess whether the acquisition would result in a substantial lessening of competition in the market, which could harm consumers and other market players.

Another factor that may influence the approval process is the foreign ownership limit in Malaysian banks. Malaysian regulations impose restrictions on foreign ownership in domestic banks, and the authorities may be cautious about allowing a foreign bank to acquire a significant stake in a local bank.

Despite these challenges, DBS is likely to push ahead with its plans to acquire the stake in Alliance Bank. The bank has been expanding its presence in the region, and the acquisition would provide it with a significant foothold in the Malaysian market. DBS has a strong track record of acquiring and integrating banks in the region, and it is likely to argue that the acquisition would bring benefits to Alliance Bank and the broader Malaysian banking sector.

In conclusion, DBS Bank’s planned entry into Alliance Bank Malaysia Bhd may face challenges in securing approvals from the authorities. The acquisition is subject to regulatory approvals, and the authorities will carefully consider the implications of the acquisition on the Malaysian banking sector. While there are potential challenges, DBS is likely to push ahead with its plans, and the outcome of the approval process will be closely watched by market participants.

DBS taps into S$1 billion in artificial intelligence-driven value by 2025

DBS, a leading bank in Singapore, has reported a significant increase in economic value from its artificial intelligence (AI) initiatives, reaching a record S$1 billion in 2025. This represents a one-third increase from the S$750 million achieved in 2024. According to Nimish Panchmatia, DBS’s chief data and transformation officer, the bank has made substantial progress in its AI initiatives. This trend is not unique to DBS, as the other two major local banks, OCBC and UOB, are also leveraging AI to drive growth and innovation in Singapore’s financial sector.

The rise of AI in Singapore’s banking industry poses both opportunities and challenges. On one hand, AI has the potential to increase efficiency, reduce costs, and enhance customer experience. On the other hand, it also requires significant investment in talent and technology, which can be a challenge for local banks. As AI becomes more prevalent, there is a growing need for skilled professionals who can develop, implement, and maintain AI systems.

The increasing importance of AI in Singapore’s financial sector is also reflected in the government’s efforts to promote the development of AI and digital technologies. The city-state has invested heavily in initiatives aimed at building a strong ecosystem for AI and fintech innovation, including the establishment of research centers, incubators, and accelerators.

However, the rise of agentic AI, which refers to AI systems that can learn and adapt on their own, poses new challenges for local banking talent. As AI systems become more autonomous, there is a need for professionals who can understand and manage these systems, as well as address potential risks and ethical concerns. To address this challenge, local banks and educational institutions will need to work together to develop training programs and curricula that focus on AI and digital skills.

Overall, the growth of AI in Singapore’s banking industry is expected to continue, driven by the potential for increased efficiency, innovation, and customer engagement. However, it will require significant investment in talent and technology, as well as a focus on addressing the challenges and risks associated with the rise of agentic AI.

Atome obtains a larger $345 million credit line, with notable lenders including HSBC and DBS.

Atome, a buy now pay later (BNPL) platform, has secured a significant credit facility of $345 million, a substantial increase from the $200 million secured in 2024. This new credit line is expected to fuel the expansion of Atome’s BNPL and lending services across Southeast Asia, particularly in Singapore, Malaysia, and the Philippines. The facility will also be utilized to grow its Pay Later Anywhere card in these markets.

The credit facility was structured and arranged by HSBC, which returns as a key player, and DBS, which joins as a mandated lead arranger and bookrunner. Other returning lenders include Sumitomo Mitsui Banking Corporation and Cathay United Bank, while Shanghai Pudong Development Bank is a new addition to the lending group.

According to Andy Tan, Atome’s Chief Commercial Officer, this new credit facility will enable the company to better support its rapidly growing loan book, while scaling transparent and flexible credit solutions for both merchants and consumers. Atome Financial, which comprises the BNPL business, Atome PayLater Anywhere Card, and Kredit Pintar, reported a revenue of $11.4 million in 2024, although this represents a decline from $18.6 million in 2023. Profit also decreased to $861,980 in 2024 from $19.7 million in 2023, according to financial filings.

The expansion of Atome’s services is expected to cater to the growing demand for BNPL options in Southeast Asia. The company’s Pay Later Anywhere card, in particular, is poised to benefit from the new credit facility, allowing more consumers in Singapore, Malaysia, and the Philippines to access flexible payment options. With this increased credit facility, Atome is well-positioned to drive growth and innovation in the region’s BNPL market. The company’s commitment to transparency and flexibility in its credit solutions is expected to resonate with consumers and merchants alike, further solidifying its position in the market.

Karen Ngui is stepping down from her position as Head of Group Strategic Marketing and Communications at DBS Bank.

Karen Ngui, the Head of Group Strategic Marketing & Communications at DBS Bank, has announced that she will be leaving her role. Ngui has been a key figure in shaping the bank’s marketing and communications strategy, and her departure is likely to be felt across the industry.

During her tenure, Ngui has been instrumental in driving DBS Bank’s digital transformation and brand revitalization efforts. She has led the development of several award-winning campaigns, including the bank’s “Live More, Bank Less” campaign, which aimed to position DBS as a lifestyle enabler rather than just a financial institution.

Under Ngui’s leadership, DBS Bank has also made significant strides in digital marketing, leveraging data analytics and social media to engage with customers and promote its products and services. The bank has been recognized for its innovative approach to marketing, including being named “World’s Best Bank” by Euromoney and “Best Bank in the World” by Global Finance.

Ngui’s exit comes at a time when the banking industry is undergoing significant changes, driven by technological advancements and shifting consumer behaviors. As banks look to stay ahead of the curve, they will need to continue to innovate and adapt their marketing and communications strategies to meet the evolving needs of their customers.

Ngui’s departure from DBS Bank is likely to be seen as a loss for the industry, given her expertise and experience in driving marketing and communications strategies. However, it also presents an opportunity for the bank to bring in fresh perspectives and ideas, and to continue to push the boundaries of innovation in marketing and communications.

The search for Ngui’s replacement is likely to be underway, with the bank looking for a candidate who can build on the foundations laid by Ngui and take the bank’s marketing and communications efforts to the next level. As the banking industry continues to evolve, it will be interesting to see how DBS Bank and other financial institutions adapt and innovate in the marketing and communications space.

Ngui’s legacy at DBS Bank will be remembered for her contributions to the bank’s brand and marketing efforts, and her impact on the industry as a whole. Her exit marks the end of an era, but also presents a new chapter for the bank and the industry, as they look to the future and the opportunities and challenges that it will bring.

Audrey Kuah Takes Helm as DBS Bank’s New Group Head of Marketing and Communications

DBS has appointed a new head of marketing and communications, with Kuah taking on the role. In this position, Kuah will be responsible for overseeing all marketing and communications operations across the group, including business and performance marketing, brand strategy, and internal and external communications. She will report to Derrick Goh, the Group Chief Operating Officer of DBS. The marketing and communications functions will now be consolidated under the Group Marketing and Communications division.

Kuah brings a wealth of experience to the role, having previously served as the Asia Pacific co-chief executive of VML, where she led large-scale transformation initiatives using data and advanced technology. She has also held senior roles at global firms such as J Walter Thompson, Dentsu, and WPP, as well as leadership positions in the financial sector at Citi, Standard Chartered, and OCBC. Her professional background includes pioneering work in predictive analytics, artificial intelligence-driven sales modeling, and data innovation.

The appointment of Kuah follows the decision of Karen Ngui to step aside from the marketing role to focus on her responsibilities as Head of DBS Foundation. Ngui will continue to lead the bank’s social impact strategy, including employee volunteer initiatives under the DBS People of Purpose programme. Kuah’s appointment is seen as a significant move for DBS, as the bank continues to invest in its marketing and communications capabilities.

With Kuah’s expertise in data-driven marketing and digital transformation, DBS is expected to enhance its marketing and communications strategy, leveraging technology and innovation to drive business growth. Her experience in the financial sector will also be valuable in helping DBS to navigate the complex and rapidly changing financial landscape. Overall, Kuah’s appointment is a positive development for DBS, and is expected to have a significant impact on the bank’s marketing and communications operations.

Manipal Hospital on Sarjapur Road launches specialized Deep Brain Stimulation (DBS) clinic

Manipal Hospital Sarjapur Road has launched a dedicated Deep Brain Stimulation (DBS) Clinic, offering comprehensive care for patients with advanced movement disorders and psychiatric conditions. The clinic provides a one-stop solution for patients with Parkinson’s disease, tremor, dystonia, epilepsy, and Obsessive-Compulsive Disorder (OCD). A multidisciplinary team of specialists works together to deliver evaluation, DBS surgery, and long-term programming under one roof.

The DBS Clinic is designed to provide personalized care to patients, allowing them to interact directly with doctors and therapists. Patients can undergo detailed assessments, advanced DBS surgery, and post-operative programming tailored to their specific needs. The clinic aims to improve the quality of life for patients who have not responded to medication alone. With around 15 successful DBS procedures performed in the last two years, Manipal Hospital Sarjapur Road has established itself as a reputable center for DBS treatment.

The DBS Clinic operates on a weekly schedule, every Wednesday, and offers dedicated consultation slots for patients and caregivers. During these sessions, patients can discuss their eligibility for DBS, understand the potential risks and benefits, and clarify their expectations from the surgery. The clinic’s goal is to provide comprehensive care and support to patients, enabling them to make informed decisions about their treatment.

The launch of the DBS Clinic at Manipal Hospital Sarjapur Road marks a significant development in the field of neurology and psychiatry. The clinic’s multidisciplinary approach and state-of-the-art facilities make it an ideal destination for patients seeking advanced care for movement disorders and psychiatric conditions. With its patient-centric approach and commitment to delivering high-quality care, the DBS Clinic is poised to make a positive impact on the lives of patients and their families. By providing a one-stop solution for DBS treatment, the clinic aims to improve patient outcomes and enhance their overall quality of life.

Comprehensive Recommendations for Referring Patients with Parkinson’s Disease for Deep Brain Stimulation Therapy

A groundbreaking consensus has been reached among leading experts in neurology and neurosurgery on the optimal referral criteria for Parkinson’s disease patients considered for deep brain stimulation (DBS) surgery. The recommendations, published in the journal npj Parkinson’s Disease, provide a comprehensive framework for refining patient selection, enhancing surgical outcomes, and streamlining multidisciplinary care pathways. Parkinson’s disease affects millions worldwide, and while pharmacological treatments are often the standard of care, they can become insufficient as the disease progresses. DBS offers a neuromodulatory therapeutic avenue that targets specific brain circuits to alleviate symptoms, but it is not a one-size-fits-all solution, making the selection process critical.

The consensus arises from a rigorous synthesis of cutting-edge clinical research, expert clinical experience, and patient-centered considerations. The recommendations emphasize tailoring decisions to individual symptomatology, disease stage, cognitive status, and comorbidities, moving beyond arbitrary timelines or single symptom thresholds. Early identification of DBS candidates is essential for improving long-term functional outcomes, and the consensus advocates for proactive screening within specialized Parkinson’s centers. The guidelines also highlight the importance of refining preoperative evaluation protocols, including multimodal imaging techniques and wearable sensor data, to optimize patient candidacy assessment.

The consensus framework advocates for a multidisciplinary care team approach, including neurologists, neurosurgeons, neuropsychologists, nurses, physical therapists, and social workers. This team-based model facilitates holistic management, encompassing medication adjustments, neurostimulation parameter optimization, rehabilitation, and psychosocial support. The practical implications of this consensus extend to healthcare systems and policy makers, with recommendations for standardizing referral criteria and care pathways to reduce variability in access and outcomes.

The guidelines also emphasize the importance of ongoing education for community neurologists and primary care providers, who frequently serve as gatekeepers. The consensus acknowledges emerging innovations, such as closed-loop DBS systems and adaptive neurostimulation, and calls for ongoing research to define indications and timing for next-generation devices. The guidelines emphasize ethical considerations related to informed consent and decision-making autonomy, advocating transparent communication about expected benefits, risks, and uncertainties.

In conclusion, the consensus expert recommendations provide a refined, evidence-based roadmap for referring Parkinson’s disease patients for DBS surgery, integrating advanced neuroscience with patient-centered care. The guidelines seek to optimize therapeutic outcomes, reduce health disparities, and stimulate innovation in the evolving field of neurostimulation. With over a dozen global Parkinson’s centers participating in the expert panel, the consensus embodies a truly international effort grounded in deep clinical expertise and scientific rigor, setting the stage for improved patient outcomes and enriched understanding of Parkinson’s disease neurobiology.

Surprisingly, Two Chiefs Defensive Backs Rank Among the Top 40 Free Agents

As the NFL season comes to a close, teams are already looking ahead to the offseason and preparing for free agency. A recent list has identified the top 40 free agents, and surprisingly, two defensive backs from the Kansas City Chiefs have made the cut. The list highlights the top players who are set to become free agents, and it’s no surprise that the Chiefs’ defensive backs are among them.

The two Chiefs DBs who made the list are Juan Thornhill and Andrew Wylie. Thornhill, a safety, has been a key player for the Chiefs’ secondary, known for his athleticism and ball-hawking skills. Wylie, a cornerback, has also been a valuable contributor to the team’s defense, providing depth and versatility. Both players have been instrumental in the Chiefs’ success, and their potential departure could leave a significant gap in the team’s defense.

The list of top 40 free agents is dominated by offensive players, with 24 of the top 40 spots going to players on that side of the ball. However, the inclusion of Thornhill and Wylie highlights the importance of defensive players in the NFL. The Chiefs will likely try to retain both players, but they may face competition from other teams looking to bolster their defenses.

The free agency period is set to begin in March, and teams will have the opportunity to sign players to new contracts. The Chiefs will need to decide whether to prioritize re-signing Thornhill and Wylie or pursue other options in free agency. The team’s front office will have to weigh the costs and benefits of keeping the two defensive backs, considering factors such as salary cap space and the team’s overall needs.

The inclusion of Thornhill and Wylie on the list of top 40 free agents is a testament to the Chiefs’ strong roster and the team’s ability to develop talent. The Chiefs have a reputation for identifying and developing young players, and the success of Thornhill and Wylie is a prime example of this. As the team looks to the future, they will need to balance their desire to retain key players with the need to manage the salary cap and build a competitive roster. With the free agency period just around the corner, the Chiefs and their fans will be watching closely to see what the future holds for Thornhill and Wylie.

DBS Forecasts Strong 2026 Prospects for Singapore REITs, Highlighting Earnings Growth, Top Recommendations, and Sector Rotation Opportunities in New Report

DBS Bank Ltd has released a report on S-REITs (Singapore Real Estate Investment Trusts), predicting a multi-year earnings upgrade cycle from 2026 to 2027. The report cites lower interest rates as a key driver, with refinancing tailwinds expected to boost distributions per unit (DPUs). The sector is anticipated to experience a rotation in preferences, with Office, Industrial, Retail, and Hotels ranked in that order. Grade A office and industrial/logistics/data centers are expected to show the strongest upside due to supply scarcity and robust demand.

The report notes that valuations remain attractive, with a price-to-book ratio of 0.9x and a forecasted yield of 5.7% for FY26F. This presents a 3.7% spread over the 10-year bond yield, making it a compelling re-entry point for investors. Lower interest rates have also led to a resurgence in acquisition activities, with S-REITs pursuing accretive deals in Singapore and developed markets.

DBS Bank Ltd’s top picks for 2026 include CICT, MLT, CLAR, PREIT, and mid-cap names like LREIT, CAREIT, NTTDCR, and CLAS. These S-REITs are expected to benefit from liquidity uplift and clear catalysts. However, the report also highlights key risks, including a more hawkish Federal Reserve and potential global recession, which could reverse the positive interest rate environment.

The report is positive on the sector outlook, citing historical data that shows positive 12-month returns for S-REITs at current valuation levels. Additionally, MAS initiatives to improve market liquidity and narrow yield gaps between large-cap and mid-cap REITs are expected to be additional catalysts. Overall, the report suggests that S-REITs are poised for a strong performance in 2026, driven by favorable interest rates and fundamentals. Clients of DBS Bank Ltd can access the full report on the bank’s website.

India’s sluggish markets may be setting the stage for a robust earnings rebound by 2026, according to DBS

According to Taimur Baig, Managing Director and Chief Economist at DBS Group, India’s equity markets may have appeared lackluster in 2025, but the groundwork has been laid for a stronger 2026. Baig believes that the economy is setting up for faster growth and healthier earnings, with a longer-term view showing a more optimistic outlook. Despite weak equity returns, the capital market activity in 2025 was stronger in terms of per-deal revenue, which is a more important indicator of future earnings.

Baig expects India’s nominal GDP growth to rise to 10% in 2026, up from 9.2% in 2025, which could translate into double-digit corporate earnings growth by 2026-27. Financial companies are expected to be among the biggest beneficiaries as borrowing sentiment improves and net interest margins expand. However, global uncertainty, particularly the United States, remains a key challenge. Baig emphasizes the need for India to diversify away from overdependence on the US market and explore other regions such as the Middle East, Europe, and East Asia for exports, technology sourcing, and deal-making.

Baig also sees non-US regions becoming increasingly important for Indian businesses, with the Middle East, Europe, and East Asia emerging as key partners. He notes that Indian venture capitalists and industrialists are actively scouting opportunities in markets such as Seoul and Tokyo. On foreign private equity exits from India, Baig takes a contrarian view, seeing them as evidence of market maturity and a sign that patient capital is being rewarded.

Furthermore, Baig highlights the rise of cutting-edge technology coming out of China, citing breakthroughs in drug discovery, gene therapy, and protein folding. He believes that geopolitical constraints on China’s engagement with the US could make it a more open and competitive partner for India, leading to better terms for technology transfer and joint ventures. This could add another structural tailwind to India’s medium-term growth story. Overall, Baig’s outlook for India’s economy and equity markets is optimistic, with a focus on the underlying economic momentum and the potential for faster growth and healthier earnings in the coming years.

KIMS Hospitals in Thane now offers Deep Brain Stimulation (DBS) surgery as a treatment option for patients with advanced Parkinson’s disease.

KIMS Hospitals in Thane has introduced Deep Brain Stimulation (DBS) surgery for the treatment of advanced Parkinson’s disease. This innovative procedure aims to provide relief to patients suffering from severe symptoms of the disease. Parkinson’s disease is a neurodegenerative disorder that affects movement, causing symptoms such as tremors, stiffness, and difficulty with balance and coordination.

DBS surgery involves implanting a small device called a neurostimulator in the brain, which delivers electrical impulses to specific areas of the brain that control movement. This helps to regulate abnormal brain activity and alleviate symptoms of Parkinson’s disease. The procedure is typically recommended for patients who have not responded well to medication or have experienced significant side effects from medication.

The introduction of DBS surgery at KIMS Hospitals in Thane marks a significant milestone in the treatment of Parkinson’s disease in the region. The hospital’s team of expert neurosurgeons and neurologists have undergone extensive training in DBS surgery and have access to state-of-the-art equipment and facilities. Patients undergoing DBS surgery at KIMS Hospitals can expect to receive personalized care and attention from a multidisciplinary team of healthcare professionals.

The benefits of DBS surgery for Parkinson’s disease are numerous. The procedure has been shown to significantly improve motor symptoms, reduce medication side effects, and enhance quality of life. Patients who have undergone DBS surgery have reported improved mobility, reduced tremors, and increased independence. Additionally, DBS surgery can help reduce the risk of complications associated with long-term medication use, such as dyskinesia and motor fluctuations.

The introduction of DBS surgery at KIMS Hospitals in Thane is expected to benefit a large number of patients suffering from advanced Parkinson’s disease in the region. The hospital’s commitment to providing cutting-edge medical technology and expert care makes it an ideal destination for patients seeking effective treatment for this debilitating disease. With the availability of DBS surgery, patients in Thane and surrounding areas can now access a new and innovative treatment option that has the potential to significantly improve their quality of life.

Japan introduces new regulations for its Domestic Bystander System to safeguard children against sexual predators.

The Children and Families Agency in Japan has finalized guidelines for a child-protection system, similar to Britain’s Disclosure and Barring Service (DBS), which will enable employers to check the sex crime records of prospective teachers and care workers. The system, set to take effect in December 2026, aims to prevent sex offenders from working with children. The guidelines clarify the types of businesses that are obliged to use the system, including schools, certified child day care centers, and kindergartens, as well as those that can use it voluntarily, such as unlicensed nursery facilities, cram schools, and sports clubs.

The system will allow employers to retract job offers or reassign workers to non-children tasks if they have a history of sex crimes. Businesses will be required to take measures to detect harm to children, investigate incidents, and manage the information acquired. The guidelines also specify that businesses cannot check for sex crimes if 20 years have elapsed since the completion of the custodial sentence, and only certain types of crimes, such as non-consensual sexual intercourse and child prostitution, can be checked.

The guidelines provide boundaries for businesses in the voluntary category, including teaching children, having multiple instructors, and continuing activities with the same child for more than six months. Individual babysitters and private tutors can be checked if they are dispatched by job-placement agencies, and school bus drivers can be checked if they work alone without attendant staff. The guidelines also outline actions that can be considered inappropriate behavior, such as unnecessary trips alone with a child or exchanging contact information for private conversations.

To ensure the effectiveness of the system, the guidelines recommend the use of security cameras for early detection of misconduct or as a deterrent. The agency encourages operators and parents to discuss the installation of such cameras. The introduction of the DBS system in Japan is a significant step towards protecting children from sex offenders and ensuring their safety in various settings. The guidelines provide a clear framework for businesses to follow, and the system is expected to take effect in December 2026.