Radhika Gupta, CEO of Edelweiss Mutual Fund, has been offering advice to investors on social media platform X. She emphasizes the importance of creating a portfolio that is tailored to an individual’s own needs and goals, rather than following the advice of others. Gupta uses the phrase “suno sabki, portfolio apni,” which translates to “listen to everyone, but create your own portfolio.” She notes that it’s easy to get influenced by the opinions of others, such as friends, family members, or neighbors, but it’s essential to make decisions based on one’s own risk tolerance, investment horizon, and goals.
Gupta also addresses the common misconception that Systematic Investment Plans (SIPs) and mutual funds are different. She explains that mutual funds are like a food court, offering a variety of investment options, while equity is a specific type of investment. She compares doing an SIP to subscribing to a meal plan, rather than buying individual dishes every day or month. This analogy helps to simplify the concept and make it more accessible to investors.
The CEO’s advice is timely, given the current trend of negative net SIP growth, with nearly 112 lakh SIPs closed in 2025. Gupta’s message is clear: investors should focus on creating a portfolio that is right for them, rather than following the crowd. She hopes to simplify these basics in her upcoming book, “Mango Millionaire,” which will be available from July 15. The book aims to provide simple concepts, stories, and ideas to help everyone understand investing.
As a reliable and trusted news source, it’s essential to note that Gupta’s recommendations and views are her own and do not represent the views of the Economic Times. However, her advice is worth considering, especially for those who are new to investing or looking to create a personalized portfolio. By following Gupta’s guidance and doing their own research, investors can make informed decisions and create a portfolio that aligns with their individual needs and goals. Ultimately, the key to successful investing is to stay informed, avoid blindly following others, and create a portfolio that is truly your own.