Bajaj Allianz General Insurance, Tata AIG, and United India have joined CRED Garage as insurance partners.

Bajaj Allianz General Insurance, Tata AIG, and United India have joined CRED Garage as insurance partners.

CRED, a fintech platform, has expanded its selection of motor insurers on CRED garage to include Bajaj Allianz General Insurance, Tata AIG, and United India Insurance. This brings the total number of curated insurance providers on the platform to seven, including...
In India, Alzheimer’s and dementia are covered by insurance through various policies and schemes. Here’s an overview:
Health Insurance: Many health insurance policies in India cover Alzheimer’s and dementia, including:Individual Health Insurance Policies: Some insurance companies offer coverage for Alzheimer’s and dementia as part of their individual health insurance policies.
Senior Citizen Health Insurance: Specialized senior citizen health insurance policies often cover age-related diseases, including Alzheimer’s and dementia.
Critical Illness Insurance: Critical illness insurance policies may cover Alzheimer’s and dementia, providing a lump sum payment to help with treatment and care.Government-Sponsored Schemes: The Indian government offers several schemes to support individuals with Alzheimer’s and dementia, including:Rashtriya Swasthya Bima Yojana (RSBY): A health insurance scheme for below-poverty-line families, which covers hospitalization expenses, including those related to Alzheimer’s and dementia.
Ayushman Bharat: A national health protection scheme that provides coverage for secondary and tertiary care hospitalization, including treatment for Alzheimer’s and dementia.
National Programme for the Healthcare of the Elderly (NPHCE): A program that provides health care services, including diagnosis, treatment, and care, for elderly individuals with Alzheimer’s and dementia.Private Insurance Companies: Several private insurance companies in India offer policies that cover Alzheimer’s and dementia, including:ICICI Lombard: Offers a comprehensive health insurance policy that covers Alzheimer’s and dementia.
Bajaj Allianz: Provides coverage for Alzheimer’s and dementia through its health insurance policies.
Max Bupa: Offers a senior citizen health insurance policy that covers age-related diseases, including Alzheimer’s and dementia.
Apollo Munich: Provides coverage for Alzheimer’s and dementia through its health insurance policies.
Star Health: Offers a senior citizen health insurance policy that covers age-related diseases, including Alzheimer’s and dementia.Limits and Exclusions: While many insurance policies cover Alzheimer’s and dementia, there may be limits and exclusions, such as:Waiting Period: A waiting period may apply before coverage kicks in.
Sub-Limits: Sub-limits may apply for specific treatments or expenses.
Exclusions: Certain expenses, such as long-term care or home care, may be excluded from coverage.
Pre-Existing Conditions: Pre-existing conditions, including Alzheimer’s and dementia, may be excluded from coverage or subject to a waiting period.It’s essential to review policy terms and conditions carefully and consult with an insurance expert to understand the coverage and limitations.

In India, Alzheimer’s and dementia are covered by insurance through various policies and schemes. Here’s an overview:

Health Insurance: Many health insurance policies in India cover Alzheimer’s and dementia, including:

  1. Individual Health Insurance Policies: Some insurance companies offer coverage for Alzheimer’s and dementia as part of their individual health insurance policies.
  2. Senior Citizen Health Insurance: Specialized senior citizen health insurance policies often cover age-related diseases, including Alzheimer’s and dementia.
  3. Critical Illness Insurance: Critical illness insurance policies may cover Alzheimer’s and dementia, providing a lump sum payment to help with treatment and care.

Government-Sponsored Schemes: The Indian government offers several schemes to support individuals with Alzheimer’s and dementia, including:

  1. Rashtriya Swasthya Bima Yojana (RSBY): A health insurance scheme for below-poverty-line families, which covers hospitalization expenses, including those related to Alzheimer’s and dementia.
  2. Ayushman Bharat: A national health protection scheme that provides coverage for secondary and tertiary care hospitalization, including treatment for Alzheimer’s and dementia.
  3. National Programme for the Healthcare of the Elderly (NPHCE): A program that provides health care services, including diagnosis, treatment, and care, for elderly individuals with Alzheimer’s and dementia.

Private Insurance Companies: Several private insurance companies in India offer policies that cover Alzheimer’s and dementia, including:

  1. ICICI Lombard: Offers a comprehensive health insurance policy that covers Alzheimer’s and dementia.
  2. Bajaj Allianz: Provides coverage for Alzheimer’s and dementia through its health insurance policies.
  3. Max Bupa: Offers a senior citizen health insurance policy that covers age-related diseases, including Alzheimer’s and dementia.
  4. Apollo Munich: Provides coverage for Alzheimer’s and dementia through its health insurance policies.
  5. Star Health: Offers a senior citizen health insurance policy that covers age-related diseases, including Alzheimer’s and dementia.

Limits and Exclusions: While many insurance policies cover Alzheimer’s and dementia, there may be limits and exclusions, such as:

  1. Waiting Period: A waiting period may apply before coverage kicks in.
  2. Sub-Limits: Sub-limits may apply for specific treatments or expenses.
  3. Exclusions: Certain expenses, such as long-term care or home care, may be excluded from coverage.
  4. Pre-Existing Conditions: Pre-existing conditions, including Alzheimer’s and dementia, may be excluded from coverage or subject to a waiting period.

It’s essential to review policy terms and conditions carefully and consult with an insurance expert to understand the coverage and limitations.

Families of patients with Alzheimer’s disease or other forms of dementia often face uncertainty and financial burdens due to medical expenses and long-term care. While health and critical illness insurance policies can cover some hospitalization and severe-stage...