India is grappling with significant healthcare challenges, underscoring the urgent necessity for a comprehensive health policy and insurance reforms. The country’s vast and diverse population faces numerous health-related issues, including inadequate access to quality healthcare, insufficient healthcare infrastructure, and a significant shortage of medical professionals. The existing health policy and insurance framework often fails to provide universal coverage, leaving many without the financial protection needed to access essential healthcare services. This has resulted in a substantial portion of the population relying on out-of-pocket expenses for healthcare, leading to financial hardship and exacerbating health inequities. To address these challenges effectively, there is a pressing need for reforms that aim at enhancing healthcare accessibility, affordability, and quality. A comprehensive health policy should focus on strengthening healthcare infrastructure, increasing the number of medical professionals, and ensuring that health services are evenly distributed across urban and rural areas. Moreover, insurance reforms are crucial to reduce out-of-pocket expenditures and provide financial security to individuals and families. Implementing such reforms would not only improve health outcomes but also contribute to the overall well-being and economic stability of the population, making a significant step towards achieving universal health coverage.

by | Dec 31, 2025 | Care, Insurance

The Indian healthcare system is facing significant challenges, with inadequate public infrastructure, a shortage of medical professionals, and low public health expenditure. The private healthcare sector is expensive, and medical insurance has become more of a...