A court has ruled in favor of a family whose child underwent foot surgery, determining that the condition was congenital rather than developmental, and as a result, the insurance company is liable to cover the costs.

A consumer complaint was filed by Sandeep Pai, a resident of Bengaluru, against IFFCO-Tokio General Insurance and Paramount Health Services after they denied his 15-year-old son Mukund’s corrective foot surgery claim. The insurers claimed that the problem was a...