The Punjab government has signed an agreement with the United India Insurance Company to launch the “Mukh Mantri Sehat Yojna” on January 15. This scheme will provide a cashless health insurance cover of Rs 10 lakh to all families in the state. The agreement was signed by the CEO of the State Health Agency, Sanyam Aggarwal, and the Executive Director of United India Insurance, Mathew George, in the presence of the State Health and Family Welfare Minister, Balbir Singh.
The scheme aims to provide comprehensive health protection to all residents of Punjab, including government employees and pensioners, with no income cap or exclusion criteria. The coverage will be provided through a network of 824 empanelled hospitals, including public, private, and government hospitals. The number of empanelled hospitals is expected to increase as the scheme progresses.
The scheme will be launched by Chief Minister Bhagwant Singh Mann and AAP national convenor Arvind Kejriwal on January 15. The minister emphasized that the scheme is designed to be inclusive and accessible, with simple enrollment procedures through Common Service Centres (CSCs) using only Aadhaar and voter IDs. Beneficiaries will receive dedicated MMSY health cards, and a helpline will be launched soon to facilitate the process.
The United India Insurance Company will provide coverage of Rs 100,000 per family for all 65 lakh families in the state. For treatment requirements between Rs 100,000 and Rs 10,00,000, the insurance will be provided by the state health agency on a trust basis. The scheme adopts the latest health benefit package, ensuring comprehensive coverage through more than 2,000 selected treatment packages.
The minister declared the scheme a landmark reform, significantly expanding health protection from the earlier Rs 5 lakh coverage, which was limited to specific categories. The scheme aims to provide cashless treatment up to Rs 10 lakh per family per year, and beneficiaries can access secondary and tertiary care across the network of empanelled hospitals. With the launch of this scheme, Punjab is set to become one of the first states in the country to provide comprehensive health insurance coverage to all its residents.