Aviva Life Insurance has introduced a novel insurance plan called Smart Vitals, a first-of-its-kind fixed health benefit plan that incorporates wellness rewards. This innovative plan is designed to provide policyholders with a comprehensive health insurance coverage, while also encouraging them to prioritize their well-being through various wellness initiatives.
Smart Vitals offers a unique blend of fixed health benefits and wellness rewards, making it an attractive option for individuals seeking a holistic approach to health insurance. The plan provides a fixed benefit payout for various health-related expenses, such as hospitalization, surgeries, and diagnostic tests, ensuring that policyholders have a financial safety net in case of medical emergencies.
What sets Smart Vitals apart is its emphasis on wellness and preventive care. The plan offers rewards and incentives to policyholders who engage in healthy activities, such as regular exercise, healthy eating, and stress management. These rewards can be redeemed for various wellness services, such as gym memberships, yoga classes, and health check-ups, promoting a proactive approach to health and wellness.
The plan also features a unique “Vitality Score” system, which tracks policyholders’ health and wellness activities, providing them with a personalized scorecard. This scorecard enables policyholders to monitor their progress, set health goals, and make informed decisions about their lifestyle choices. The Vitality Score also determines the level of rewards and benefits that policyholders are eligible for, providing a tangible incentive to prioritize their health and wellness.
Aviva Life Insurance’s Smart Vitals plan is a significant departure from traditional health insurance plans, which often focus solely on providing financial coverage for medical expenses. By incorporating wellness rewards and preventive care initiatives, Smart Vitals encourages policyholders to take an active role in maintaining their health, reducing the risk of chronic diseases and improving their overall quality of life.
Overall, Aviva Life Insurance’s Smart Vitals plan is a pioneering initiative in the health insurance sector, offering a unique blend of fixed health benefits and wellness rewards. By promoting a proactive approach to health and wellness, Smart Vitals has the potential to revolutionize the way individuals think about health insurance, making it a valuable addition to the Indian insurance market.