Several states in the US offer their own health insurance subsidies to help residents afford health coverage. These subsidies are in addition to the federal subsidies available under the Affordable Care Act (ACA). The states that offer their own subsidies are:
- California: California offers a state-based subsidy program called the California Premium Subsidy, which provides additional financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, Covered California.
- Colorado: Colorado offers a state-based subsidy program called the Colorado Health Insurance Affordability Enterprise, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, Connect for Health Colorado.
- Connecticut: Connecticut offers a state-based subsidy program called the Connecticut Health Reinsurance Program, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, Access Health CT.
- Maryland: Maryland offers a state-based subsidy program called the Maryland Easy Enrollment Health Insurance Program, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, Maryland Health Connection.
- Massachusetts: Massachusetts offers a state-based subsidy program called the Massachusetts Health Connector, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace.
- Minnesota: Minnesota offers a state-based subsidy program called the Minnesota Premium Security Plan, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, MNsure.
- New Jersey: New Jersey offers a state-based subsidy program called the New Jersey Health Insurance Premium Discount Program, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, Get Covered New Jersey.
- New York: New York offers a state-based subsidy program called the New York State of Health, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace.
- Oregon: Oregon offers a state-based subsidy program called the Oregon Reinsurance Program, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace, OregonHealth.gov.
- Vermont: Vermont offers a state-based subsidy program called the Vermont Health Connect, which provides financial assistance to low- and moderate-income individuals and families who purchase health insurance through the state’s health insurance marketplace.
These state-based subsidies can help reduce the cost of health insurance premiums for eligible residents, making it more affordable for them to purchase health coverage. It’s worth noting that eligibility for these subsidies varies by state, and not all states offer subsidies to all income levels. Additionally, some states may have different eligibility requirements or application processes, so it’s best to check with the state’s health insurance marketplace or department of insurance for more information.