In 2026, significant changes are affecting Special Needs BasicCare (SNBC) coverage in Minnesota, primarily due to Medica’s acquisition of UCare’s business. UCare, which serves mostly the Midwest, is facing financial struggles and cutting back services, resulting in the termination of some SNBC plans. This change is causing concern among individuals who rely on SNBC coverage, particularly those living in rural counties where these plans are no longer being provided.
Rebecca Mallery, a resident of Staples, is one such individual who is deeply affected by this change. Despite having debilitating disabilities, Mallery works part-time and relies on medications worth thousands of dollars, which are no longer covered under her special needs plan. Her plan was unique in that it integrated all medical assistance benefits, including Medicare and Medicaid, making it easier for her to manage her care. However, with the termination of her plan, Mallery is facing confusion and uncertainty about her future coverage.
The state is recommending that individuals affected by this change explore new options through the state’s online shop. However, Mallery has not received any clear answers or guidance since the news broke several months ago. She has been on the plan for 20 years, and it has worked seamlessly until now. The lack of information and support is causing significant stress and anxiety for Mallery and others who are affected by this change.
In response to this situation, the Department of Human Services is being urged to provide further clarification and support to those affected. In the meantime, free resources such as Disability Hub MN and Minnesota Aging Pathways are available to help individuals navigate this confusing time. These statewide networks can provide guidance and support to help people find new coverage options and manage their care. As the situation continues to unfold, it is essential that those affected by the changes to SNBC coverage receive the support and guidance they need to ensure continuity of care.