The monsoon season in India poses significant challenges for car owners, with heavy rains, flooding, and waterlogging affecting nearly every region. According to a recent survey, 68% of respondents reported that the monsoon season leads to significant vehicle wear and tear, resulting in substantial repair expenses. To mitigate these risks, having the right insurance coverage is crucial. While standard insurance may not provide adequate protection, add-ons can offer the extra cover needed to safeguard vehicles during the monsoon season.
Royal Sundaram’s add-ons are designed to provide customers with enhanced protection and confidence while driving during the monsoons. The company’s Chief Claims Officer, Mallikarjun Mallannavar, emphasizes the importance of having the right insurance coverage, stating that their add-ons are designed to help customers stay secure and drive with confidence, regardless of the weather forecast.
Some of the key add-ons offered by Royal Sundaram include:
- Depreciation Waiver Cover: This cover allows policyholders to claim the full value of plastic and metal parts without any deduction for depreciation during an accident claim.
- Windshield Glass Cover: This add-on ensures that policyholders can repair or replace their windshield glass without affecting their No Claim Bonus (NCB).
- Aggravation Cover: This cover insures the vehicle’s internal parts against water damage and accidental leaks, providing coverage for damages to the engine, gearbox, transmission, and power steering pump.
These add-ons are designed to address the specific challenges faced by car owners during the monsoon season. By opting for these add-ons, policyholders can ensure that their vehicles are well-protected against the risks associated with heavy rains and flooding. With Royal Sundaram’s innovative motor insurance add-ons, car owners can drive with peace of mind, knowing that they are protected against unexpected expenses and damages.
In conclusion, the monsoon season in India poses significant risks for car owners, and having the right insurance coverage is essential to mitigate these risks. Royal Sundaram’s add-ons offer enhanced protection and confidence for car owners, providing them with the necessary coverage to navigate the challenges of the monsoon season. By opting for these add-ons, policyholders can ensure that their vehicles are well-protected and that they are prepared for any eventuality.