The Kerala government has launched ‘NoRKA Care’, an exclusive insurance scheme designed specifically for non-resident Keralites (NRKs). This initiative aims to provide comprehensive protection and support to NRKs, addressing their unique needs and challenges while living abroad.
NoRKA Care is a joint venture between the Non-Resident Keralites Affairs (NoRKA) department and a leading insurance provider. The scheme offers a range of benefits, including life insurance, health insurance, and accident insurance, tailored to cater to the distinct requirements of NRKs.
One of the key features of NoRKA Care is its affordability. The premium rates are competitive, making it accessible to a wide range of NRKs, regardless of their income level or social status. The scheme also provides flexible payment options, allowing policyholders to pay premiums in installments or annually.
The life insurance component of NoRKA Care offers a lump sum payment to the nominee in the event of the policyholder’s death. The health insurance aspect covers medical expenses, including hospitalization, surgeries, and other treatments, up to a specified limit. The accident insurance component provides additional protection in the event of accidental death or disability.
NoRKA Care also includes a range of value-added services, such as emergency medical evacuation, repatriation of mortal remains, and travel assistance. These services are designed to provide NRKs with comprehensive support and protection while living abroad.
The Kerala government has taken several steps to promote NoRKA Care and encourage NRKs to enroll in the scheme. The government has established a dedicated website and helpline to provide information and assistance to potential policyholders. The scheme is also being promoted through social media and other channels to reach a wider audience.
Overall, NoRKA Care is a significant initiative that aims to provide NRKs with a sense of security and protection while living abroad. By offering a range of benefits and services, the scheme addresses the unique needs and challenges faced by NRKs, providing them with peace of mind and financial security. With its competitive premium rates, flexible payment options, and comprehensive coverage, NoRKA Care is an attractive option for NRKs looking for a reliable and affordable insurance solution.