The monsoon season in India poses significant challenges for car owners, with heavy rains and flooding affecting nearly 90% of cities. This can lead to vehicle wear and tear, and subsequent repair expenses can be substantial. To mitigate these risks, having the right insurance coverage is crucial. Royal Sundaram offers innovative motor insurance add-ons that provide extra protection for vehicles during the monsoons.
One such add-on is the Depreciation Waiver Cover, which allows customers to claim the full value of plastic and metal parts without any deduction for depreciation during an accident claim. This means that customers can receive the complete cost of part replacement towards accidental repairs, regardless of their vehicle’s age.
Another useful add-on is the Windshield Glass Cover, which ensures that if a car’s windshield breaks, it can be repaired or replaced without affecting the No Claim Bonus (NCB). This cover is especially beneficial as it protects the accumulated bonus despite making a claim.
The Aggravation Cover is also essential for monsoon protection, as it insures a vehicle’s internal parts against water damage and accidental leaks. This cover includes damages to internal parts of the engine, gearbox, transmission/differential, and power steering pump, and provides compensation for repairs or replacement of these parts due to leakage of lubricating oil or coolant, water ingression while driving, and labor costs for repairs/replacement.
Royal Sundaram’s Chief Claims Officer, Mallikarjun Mallannavar, emphasizes the importance of having the right insurance coverage during the monsoons, stating that the company’s add-ons are designed to help customers stay secure and drive with confidence, regardless of the weather forecast. With these add-ons, car owners can drive with peace of mind, knowing that they are well-protected against the challenges of the monsoon season.
Overall, Royal Sundaram’s motor insurance add-ons provide comprehensive protection for vehicles during the monsoons, and are an essential consideration for car owners in India. By opting for these add-ons, customers can ensure that they are well-prepared for the risks associated with the monsoon season, and can drive with confidence and peace of mind.