Tata AIA Life Insurance has solidified its position as a leading provider of market-linked life insurance solutions in India. The company’s ULIP (Unit-Linked Insurance Plan) funds have delivered consistent and competitive returns across equity and hybrid categories over the last five years. As of November 30, 2025, the returns on some of the funds are: Multi Cap Fund (23.21%), Top 200 Fund (24.08%), and India Consumption Fund (23.85%). These funds have outperformed their respective benchmarks, with the S&P BSE 200 being the benchmark for the Multi Cap Fund, Top 200 Fund, and India Consumption Fund.
Tata AIA’s investment strategy is centered on fundamental research, quality selection, and long-term value creation. The company’s Chief Investment Officer, Harshad Patil, stated that the focus remains on building resilient portfolios that capture India’s market growth while managing risk effectively. The company’s commitment to long-term value creation is reflected in its high-quality investment book, with over 95% of its rated assets under management rated four or five stars by Morningstar as of October 2025.
The company’s newer equity and hybrid funds have also shown promising early performance momentum. The Emerging Opportunities Fund, Dynamic Advantage Fund, Sustainable Equity Fund, Small Cap Discovery Fund, and Flexi Growth Fund have all delivered returns ranging from 17.57% to 33.06% since their launch. These funds have outperformed their respective benchmarks, demonstrating the effectiveness of Tata AIA’s investment strategy.
As of November 30, 2025, Tata AIA’s Assets Under Management (AUM) have grown significantly to INR 141,607 Crores, representing a 20.81% year-over-year growth. This growth is attributed to robust individual new business premium income and exceptional investment performance. With its sustained focus on quality, diversification, and research-backed investing, Tata AIA Life Insurance continues to enhance customer value through its ULIP fund offerings. The company’s strong performance and commitment to long-term value creation make it an attractive option for investors seeking market-linked life insurance solutions.