In India, the monsoon season brings numerous challenges for car owners, including heavy rainfall, unpredictable weather, and sudden flooding. According to a recent survey, 68% of respondents reported significant vehicle wear and tear, as well as related costs, due to these seasonal issues. To mitigate these risks, having the right insurance coverage is crucial. Royal Sundaram offers a range of add-ons that provide extra protection for vehicles during the monsoons.
One such add-on is the Depreciation Waiver Cover, which allows car owners to claim the full value of plastic and metal parts without any deduction for depreciation in the event of an accident. This means that car owners can receive the complete cost of replacement parts, regardless of their vehicle’s age. Another add-on is the Windshield Glass Cover, which enables car owners to repair or replace their windshield glass without affecting their No Claim Bonus (NCB).
The Aggravation Cover is also essential for monsoon driving, as it insures a vehicle’s internal parts against water damage and accidental leaks. This cover provides compensation for repairs or replacement of engine, gearbox, transmission, and power steering pump parts due to leakage of lubricating oil or coolant, water ingression, or other accidents.
Royal Sundaram’s Chief Claims Officer, Mallikarjun Mallannavar, emphasizes the importance of having the right insurance coverage during the monsoons. He notes that the company’s add-ons are designed to help customers stay secure and drive with confidence, regardless of the weather forecast. With these add-ons, car owners can enjoy peace of mind knowing that they are protected against unexpected expenses and damages.
In conclusion, the monsoon season poses significant risks to car owners in India, but with the right insurance coverage, these risks can be mitigated. Royal Sundaram’s add-ons provide essential protection for vehicles, enabling car owners to drive with confidence and security. By investing in these add-ons, car owners can ensure that they are well-prepared for the challenges of monsoon driving and can enjoy a stress-free driving experience.