Protect Your Vehicle from Monsoon Mayhem: A Comprehensive Guide by Royal Sundaram

As the monsoon season approaches, it’s essential to take necessary precautions to ensure your vehicle remains safe and insured. Royal Sundaram’s expert guide helps you avoid common mistakes and provides valuable tips to keep your vehicle secure during the rainy season.

Pre-Monsoon Checks

  1. Inspect your vehicle: Check for any damage or wear and tear on your vehicle’s body, tires, and windshield.
  2. Check your insurance policy: Review your insurance policy to ensure it covers flood damage and other monsoon-related risks.
  3. Update your policy: Inform your insurer about any modifications or changes to your vehicle.

Driving Safely in the Rain

  1. Slow down: Reduce your speed to avoid skidding or losing control on wet roads.
  2. Use low gear: Drive in low gear to maintain control and avoid wheel spin.
  3. Avoid flooded areas: Steer clear of flooded roads and areas to prevent water damage.

Post-Monsoon Precautions

  1. Dry your vehicle: Dry your vehicle thoroughly, paying attention to electrical components and crevices where water may accumulate.
  2. Check for damage: Inspect your vehicle for any damage caused by the monsoon, such as dents, scratches, or water damage.
  3. File a claim: If you’ve suffered damage, file a claim with your insurer promptly.

Additional Tips

  1. Keep an emergency kit: Store a monsoon emergency kit in your vehicle, including a first-aid kit, flashlight, and spare tire.
  2. Stay informed: Stay updated on weather forecasts and road conditions to plan your route accordingly.
  3. Be prepared: Keep your vehicle’s documents, including insurance papers, in a safe and easily accessible place.

By following these guidelines, you can ensure your vehicle remains safe and insured during the monsoon season. Remember to stay vigilant and take necessary precautions to avoid common monsoon mistakes.

by | Nov 26, 2025 | Insurance, Royal Sundaram

As the monsoon season sets in, driving conditions become increasingly unpredictable, posing unique risks to vehicles, including sudden flooding, waterlogged roads, and engine trouble. This year’s southwest monsoon has been 8% above the long-term average, with approximately 35% of the country receiving excess rainfall, increasing the likelihood of accidents, vehicle damage, and road disruptions. To mitigate these risks, vehicle owners must take extra precautions to protect their vehicles and ensure road safety.

Royal Sundaram, a leading car insurance provider, has been serving over 2 million happy vehicle owners for over two decades. According to Mallikarjun Mallannavar, Chief Claims Officer at Royal Sundaram, “As the monsoon season intensifies with above-average rainfall, vehicle owners must take extra precautions to avoid costly damage and ensure road safety.” The company offers expert tips to help vehicle owners keep their vehicles safe and protected during the monsoon season.

Some of the key tips include maintaining the right tire pressure to prevent hydroplaning, getting brakes checked regularly to ensure optimal performance, and parking vehicles in covered areas to prevent damage from flooding. Additionally, monitoring battery health and following the right driving protocols, such as using low-beam lights and maintaining smooth acceleration and braking, can help prevent accidents and damage.

Despite taking precautions, unforeseen circumstances like sudden floods or severe waterlogging can still pose risks to vehicles. In such cases, having comprehensive motor insurance can provide peace of mind and protection. Royal Sundaram’s comprehensive motor insurance offers a range of benefits, including a preferred garage network for hassle-free repairs, free pickup and drop-off for insured vehicles, and cashless repairs.

By taking extra precautions and opting for comprehensive motor insurance, vehicle owners can stay protected during the monsoon season and drive with assurance, knowing they are covered for whatever the weather may bring. As Mallikarjun Mallannavar advises, “To safeguard your vehicle during the monsoon, consider taking additional precautions, such as parking your vehicle away from flood-prone areas, ensuring regular maintenance and servicing, and staying updated with weather alerts to avoid venturing out in hazardous conditions.” By following these tips and having the right insurance coverage, vehicle owners can enjoy a safe and stress-free driving experience, even in the challenging monsoon season.