According to data from ManipalCigna Health Insurance, health insurance claims for monsoon-related illnesses have increased at a compound annual growth rate (CAGR) of 34% over the past five years. The most common and costly illness during this season is dengue, with claims rising at a staggering 66% CAGR between 2020 and 2024. This significant increase can be attributed to the higher cost of treating dengue compared to other monsoon-linked illnesses, such as malaria and viral fevers.
The study highlights regional variations in the prevalence of monsoon-related diseases, closely linked to rainfall intensity. South India has emerged as a hotbed for monsoon-related illnesses, with claims increasing at a CAGR of 36%. This can be attributed to the region’s heavier rainfall and flooding, which creates an ideal environment for the spread of diseases like dengue.
In contrast, North India has seen an 8% decline in monsoon-related illness claims, suggesting relatively fewer rainfall-related disease outbreaks. This regional disparity underscores the importance of targeted public health measures and awareness campaigns to mitigate the impact of monsoon-related illnesses.
The surge in dengue claims is a cause for concern, as it not only reflects the rising number of infections but also the higher cost of treatment. The data suggests that the healthcare system needs to be better equipped to handle the increased demand for treatment during the monsoon season. Furthermore, it highlights the need for preventive measures, such as vector control and public awareness campaigns, to reduce the incidence of monsoon-related illnesses.
Overall, the data from ManipalCigna Health Insurance provides valuable insights into the trends and patterns of monsoon-related illnesses in India. It underscores the need for a proactive and targeted approach to addressing the health challenges posed by the monsoon season, particularly in regions with high rainfall intensity. By understanding the regional variations and disease patterns, healthcare providers and policymakers can develop effective strategies to mitigate the impact of monsoon-related illnesses and ensure better health outcomes for the population.