ManipalCigna Health Insurance has strengthened its presence in Tamil Nadu by promoting its innovative product, ManipalCigna Sarvah. This product is designed for the ‘missing middle’ population and has contributed 52% of the company’s new business in the state from January to May 2025. Sarvah was recently voted ‘Product of the year 2025-Health Insurance’ in a consumer survey conducted by NielsenIQ.
The company has a robust network in Tamil Nadu, with 18 offices, over 1,500 empanelled hospitals, and more than 7,000 advisors. In the financial year 2025, ManipalCigna covered over 11 lakh lives in the state and settled claims worth ₹101 crores. The company plans to expand its presence in the state by opening 10 more branches and adding over 10,000 advisors across South India in the financial year 2026.
According to the General Insurance Council, ManipalCigna has outpaced the sector with a 30% growth in premium in the first quarter of the financial year 2026. This growth is attributed to the company’s strong regional strategy and customer-first product design. The company’s product, Sarvah, is designed to address the health challenges in Tamil Nadu, where Non-Communicable Diseases account for 68% of the total disease burden.
Sapna Desai, Chief Marketing Officer of ManipalCigna Health Insurance, stated that the company’s commitment to making quality healthcare accessible has been central to its journey. The company’s growing network, innovative offerings, and customer-centric approach have enabled it to earn the trust of its policyholders and partners. The launch of Sarvah, with unique features such as infinite coverage and zero waiting period, demonstrates the company’s dedication to the health and well-being of its customers.
Overall, ManipalCigna’s focus on the ‘missing middle’ population and its innovative product, Sarvah, have contributed to its growth in Tamil Nadu. The company’s expansion plans and commitment to making quality healthcare accessible are expected to further strengthen its presence in the state. With its strong regional strategy and customer-first product design, ManipalCigna is well-positioned to address the health challenges in Tamil Nadu and provide comprehensive coverage to its customers.