Cholamandalam Financial Holdings Ltd has reported a consolidated profit after tax of Rs 1,259.54 crore for the April-June 2025 quarter, marking a increase from the corresponding quarter of the last financial year when the company reported a net profit of Rs 1,159.56 crore. The company’s consolidated total income also grew to Rs 9,382.95 crore, up from Rs 7,677.43 crore in the year-ago period. For the financial year ending March 31, 2025, the consolidated profit after tax was Rs 4,739.88 crore, while the consolidated total income was Rs 33,459.92 crore.
The company’s subsidiary, Cholamandalam Investment and Finance Company Ltd, in which Cholamandalam Financial Holdings has a 44.34% stake, disbursed Rs 24,325 crore during the April-June quarter, comparable to the Rs 24,332 crore disbursed in the same period last year. Another subsidiary, Cholamandalam MS General Insurance Company Ltd, registered a Gross Written Premium of Rs 2,073 crore in the April-June 2025 quarter, up from Rs 1,957 crore in the corresponding quarter of the last financial year.
However, the company’s profit after tax for the quarter declined to Rs 119 crore, down from Rs 211 crore in the corresponding quarter of the last financial year. This decline is attributed to the change in fair value of equity instruments and an increase in loss ratio in motor, health, and fire segments. As of June 30, 2025, Cholamandalam MS General Insurance Company has an investment book of Rs 18,772 crore.
Cholamandalam MS Risk Services Ltd, a joint venture company in which Cholamandalam Financial Holdings holds a 49.5% stake, reported a total income of Rs 20.44 crore for the quarter ending June 30, 2025, up from Rs 16.29 crore in the corresponding quarter of the last financial year. Overall, Cholamandalam Financial Holdings Ltd has reported a strong performance for the April-June 2025 quarter, with growth in consolidated profit after tax and total income. However, the decline in profit after tax in one of its subsidiaries is a notable exception.