The Standard Chartered Beyond Card, launched in November 2024, is a premium card offering various perks, including unlimited airport lounge access, complimentary limo transfers, and World Elite Mastercard status. The card provides the highest earn rates for general spending in Singapore, with up to 2 mpd on local spend and 4 mpd on overseas spend.
As of now, the card is offering a welcome bonus of 100,000 miles for customers who spend at least S$20,000 within 90 days of approval. This offer, initially set to expire on September 30, 2025, has been extended until December 31, 2025. The bonus miles are broken down into 60,000 miles for paying the S$1,635 annual fee and 40,000 miles for meeting the minimum spend requirement.
The StanChart Beyond Card has a S$1,635 annual fee and requires a minimum income of S$200,000 per annum. Cardholders can enjoy various benefits, including birthday meals at Michelin-starred restaurants, Business Class upgrades, and airport lounge access. The card’s earn rates and benefits vary depending on the cardholder’s status with the bank.
The welcome offer’s value is estimated to be around S$1,500, based on a personal valuation of 1.5 cents per mile. However, the minimum spend requirement of S$20,000 is a significant hurdle, making it essential to weigh the benefits against other available credit card options. It’s also important to note that the card’s points pool within each tier but cannot be combined across tiers, and transfers to partner airlines cost S$27.25 each.
Standard Chartered has reduced its airline and hotel transfer partners from 10 to 2, with Cathay Pacific Asia Miles being added in March 2024. The card’s benefits and earn rates make it an attractive option for frequent travelers, but the high annual fee and minimum spend requirement may deter some potential customers. Ultimately, whether the StanChart Beyond Card is worth it depends on individual circumstances and spending habits.