SBI Card is making changes to its reward program, which will affect some of its credit cardholders. From March 31, 2025, to April 1, 2025, certain transactions will earn fewer reward points. Specifically, the SimplyCLICK SBI Card and Air India SBI Credit Cards will be impacted.

The SimplyCLICK SBI Card will earn 5X reward points on Swiggy, a 50% reduction from the current 10X reward points. However, the 10X reward benefit will remain for other partner brands. The Air India SBI Credit Cards will also see significant reductions in reward points on Air India ticket bookings. The Air India SBI Platinum Card will earn 5% reward points per ₹100 spent, down from 15%, while the Air India SBI Signature Card will earn 10% reward points per ₹100 spent, down from 30%.

These changes will result in fewer rewards for frequent flyers and online shoppers. Additionally, IDFC First Bank is making changes to its Club Vistara co-branded credit card, discontinueing milestone benefits from March 31, 2025. However, cardholders can still earn Maharaja Points until March 31, 2026. The card will be fully phased out by this time. Club Vistara Silver Membership will no longer be available, and complimentary vouchers including one Premium Economy Ticket and one one-class upgrade voucher will be discontinued. Cardholders renewing their cards after March 31, 2025, will have their annual fee waived for one year.

Overall, these changes are likely to affect cardholders who frequently use these services, particularly Air India and Swiggy. Cardholders are advised to review the changes and adjust their spending habits accordingly to maximize their reward earnings.