DBS has launched a new campaign for overseas shopping and dining, offering cardholders an extra S$100 cashback on top of their usual credit card rewards. To be eligible, cardholders must register via the DBS PayLah! app and meet their personalized spend goal, which ranges from S$1,000 to S$5,000, by October 31, 2025. The cashback will be automatically credited after meeting the spend goal.
Registration is required and is capped at 15,000 cardholders. Upon registration, cardholders will receive their personalized spend goal. Qualifying spend consists of in-person transactions made at overseas shopping and dining merchants, and the full list of eligible Merchant Category Codes (MCCs) can be found on the DBS website.
Qualifying spend is cumulative across all DBS/POSB credit cards, and supplementary cardholder spending will accrue to the principal cardholder’s minimum spend. The spend must be charged within September or October 2025 and posted by November 7, 2025.
The S$100 cashback will be credited to the card that was last transacted on within five working days of receiving a push notification from the DBS PayLah! app that 100% of the spend goal has been met. The terms and conditions of the campaign can be found on the DBS website.
DBS has also launched a separate spend and redeem promotion, offering gifts like Apple AirPods, Apple iPads, or a Nintendo Switch 2, subject to meeting a minimum qualifying spend from September 1 to 30, 2025. This promotion is targeted and only includes spending on a limited number of cashback cards.
To maximize the benefits of this campaign, cardholders should consider using DBS cards that offer good rewards for overseas spending, such as the DBS Altitude Card or the DBS Woman’s World Card. However, all foreign currency transactions are subject to a fee, ranging from 3% to 3.25%, depending on the card.
Ultimately, whether or not to participate in this campaign depends on the individual cardholder’s personalized spend goal and their usual spending habits. If the spend goal is achievable and the incremental rebate is worthwhile, cardholders may want to try to meet their target to earn the extra S$100 cashback.