DBS has been named Southeast Asia’s most valuable brand in 2025, according to a recent report. This recognition is a testament to the bank’s commitment to innovation, customer experience, and sustainability. With a brand value of over $20 billion, DBS has surpassed other major brands in the region to take the top! spot.

DBS’s success can be attributed to its strategic focus on digitalization, which has enabled the bank to stay ahead of the curve in terms of technology and innovation. The bank has invested heavily in digital transformation, leveraging artificial intelligence, blockchain, and data analytics to enhance customer experience and improve operational efficiency.

The bank’s dedication to sustainability has also played a significant role in its success. DBS has embedded sustainability into its business model, with a focus on environmental, social, and governance (ESG) considerations. The bank has set ambitious targets to reduce its carbon footprint and has launched various initiatives to support sustainable development in the region.

In addition to its digital and sustainability efforts, DBS has also prioritized customer experience, with a focus on providing personalized and seamless banking services. The bank has introduced various digital channels and platforms, including mobile banking apps and online portals, to make banking more convenient and accessible for its customers.

The recognition of DBS as Southeast Asia’s most valuable brand in 2025 is a significant achievement, not only for the bank but also for the region. It highlights the growing importance of Southeast Asia as a hub for financial services and the increasing recognition of the region’s brands on the global stage.

The report also highlights the bank’s strong financial performance, with DBS reporting record profits and revenues in recent years. The bank’s strong balance sheet and robust risk management framework have enabled it to navigate the challenges of the pandemic and other market uncertainties.

Overall, DBS’s recognition as Southeast Asia’s most valuable brand in 2025 is a testament to the bank’s commitment to innovation, customer experience, and sustainability. The bank’s strategic focus on digitalization, sustainability, and customer experience has enabled it to stay ahead of the curve and achieve significant success in the region. As the banking landscape continues to evolve, DBS is well-positioned to maintain its leadership position and continue to drive growth and innovation in Southeast Asia.

DBS Bank (Hong Kong) Limited has announced the successful closing of a USD300 million sustainability-linked revolving loan (SLL) facility for SPIC International Finance (Hong Kong) Company Limited and the offshore subsidiaries of the State Power Investment Corporation Limited (SPI Group). This facility will provide general corporate funding and working capital for SPI Group to achieve its sustainability performance target concerning overseas renewable energy capacity.

The transaction underscores DBS’ commitment to supporting the energy sector’s transition towards a low-carbon future through sustainable financing. As one of the world’s largest renewable power generation enterprises, SPI Group strives towards low-carbon development and supports countries and regions of the “Belt and Road” Initiative in increasing their installed capacity of green energy.

DBS’ SLL facilities are designed to offer timely and flexible financing to support SPI Group’s priorities in renewable energy projects. The bank is committed to enabling energy transition in Asia and continues to scale up SLLs to support companies in setting emission reduction targets. DBS Hong Kong actively integrates sustainable concepts into its products and services, promoting green finance through investment support, fund allocation, risk management, and advisory services.

The successful conclusion of this SLL cooperation with DBS Bank Hong Kong will effectively support the implementation of SPI Group’s overseas clean energy strategy and foster sustainable development collaboratively. The financing will be used to advance the construction of wind power, photovoltaic, and energy storage projects in countries and regions along the “Belt and Road” initiative, further expanding its green energy installed capacity.

DBS is a leading financial services group in Asia with a presence in 19 markets. The bank has been recognized for its global leadership and has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney, and “Global Bank of the Year” by The Banker. DBS provides a full range of services in consumer, SME, and corporate banking and is committed to building lasting relationships with customers.

The bank’s commitment to sustainable finance is evident in its efforts to promote green finance and support companies in achieving their sustainability objectives. The partnership between DBS and SPI Group is a significant step towards promoting sustainable development and supporting the energy sector’s transition towards a low-carbon future. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities and is dedicated to creating impact beyond banking by uplifting lives and livelihoods of those in need.

DBS CEO Tan Su Shan is leading the bank into a new era of artificial intelligence (AI), with a focus on creating a “gen-AI-enabled bank with a heart.” Since taking the helm in March, Tan has emphasized the importance of emotional balance, agility, and trust in navigating the volatile banking landscape. She believes in cultivating a diverse team with complementary skills and building trust to face challenges together.

Tan highlights the need for “ambidextrous leadership,” balancing legacy infrastructure with innovative pursuits. DBS is rooted in Asia, with a focus on core markets like China, India, and Indonesia, while anchoring tech and financial hubs in Singapore and Hong Kong. The bank manages geopolitical and regulatory complexity through ring-fencing of capital, risks, and technology.

DBS’s purpose is deeply rooted in its heritage as a development bank, and Tan stresses the importance of investing in social impact. The bank has committed over S$1 billion to lifting low-income communities across its markets. Tan emphasizes collaboration with governments, NGOs, and local communities to scale impact.

DBS’s AI journey began with the establishment of a data lake and has progressed to building over 1,300-1,600 models. In 2024, AI and data initiatives generated S$750 million of economic value, with anticipated growth to S$1.1-1.2 billion in 2025. Tan insists that the transformation must flow through culture, with a focus on responsible AI and a guiding philosophy known as the PURE framework: purposeful use of data, unsurprising, respectful, and explainable.

To ensure responsible AI, DBS enforces guardrails, including human-in-the-loop oversight, access controls, bias checks, and accountability. Tan says DBS is going all-in on AI, with a focus on getting fundamentals right, including clean data, robust guardrails, and a culture of learning. The bank is developing vertical AI use cases and has launched DBS GPT, a gen-AI assistant for employees.

Tan’s vision offers a powerful template for human-centered AI banking, marrying advanced AI with purpose, guardrails, and empathy. Her approach recognizes that technology alone is not transformation, but rather is shaped by values, leadership, and human touch. As DBS continues to innovate and grow, the question remains whether other institutions can follow suit and create their own “gen-AI-enabled bank with a heart.”

Singapore banks are rapidly expanding their presence in the asset tokenisation space, with DBS launching tokenised structured notes on the Ethereum public blockchain in August. This move is part of a broader trend, as other banks, including OCBC and UOB, explore the potential of digital assets to enhance the liquidity and efficiency of financial markets. Tokenisation, which involves converting assets into digital form for trading on the blockchain, is expected to revolutionize the way assets are bought and sold.

Despite the excitement surrounding digital assets, banks are cautious about the regulatory and talent hurdles that must be overcome. Anti-money laundering compliance is a major concern, with cryptocurrencies having been linked to money laundering in the past. To address this, banks are calling for a common framework for knowing your customers (KYC) that would allow them to interact with other financial institutions and wallets. This would require the development of new talent with expertise in both finance and technology, as well as legal and risk management.

The Monetary Authority of Singapore (MAS) is also watching the space closely, with Alan Lim, head of fintech infrastructure and the AI office, emphasizing the importance of collaboration between regulators and the industry. Project Guardian, a joint initiative between policymakers and the financial industry, aims to enhance liquidity and efficiency in financial markets through asset tokenisation. The project brings together different elements to create a framework for asset tokenisation and interaction.

Overall, while there are significant hurdles to overcome, the potential benefits of asset tokenisation are substantial. As Dr. Steven Hu, head of digital assets for global markets at OCBC, noted, “Tokenisation is no longer a niche area of finance. It is actually becoming the mainstream of financial services at this point of time.” With the right talent, regulatory framework, and collaboration, Singapore’s banks are poised to lead the way in this exciting new field. As Yip Kah Kit, head of blockchain and digital assets at UOB Group, said, “I think there are also other classes of tokenised money – bank deposits being one – that are closely related to both the internal operations and also integrate very well with the core systems of banks in general.”

DBS has launched a new promotion, the New-to-DBS Multiplier Account, which offers new customers the opportunity to earn higher interest rates on their savings. With this promotion, customers can earn up to 2.5% p.a. on their first $100,000 when they credit their salary and transact in just one category, such as DBS/POSB Credit Card/PayLah! Retail Spend, Home Loan Instalment, Insurance, or Investment. This promotional rate gives customers an additional 0.3% p.a. and doubles the balance eligible for higher interest from $50,000 to $100,000.

To qualify for the DBS New-to-Multiplier promotion, customers need to open a new DBS Multiplier Account, deposit fresh funds, and maintain a daily balance of at least $100,000 during the promotion period. They also need to credit their salary via GIRO and make transactions in at least one eligible category. The total eligible monthly transactions will determine which promotional tier the customer falls under, with higher transactions resulting in higher interest rates.

In addition to the interest promotion, DBS is also offering up to $680 in cash rewards for new and existing DBS Multiplier customers. Customers can receive a $300 cash reward for crediting their salary for three consecutive months, and up to $380 in cash rewards when they sign up for a DBS yuu Card with promo code ‘DBSYUU’. The DBS yuu Card also offers up to 18% cash rebates on daily spend at participating merchants.

By combining the boosted interest from the New-to-DBS Multiplier Account promotion with the additional cash rewards, customers could increase the returns on their savings within just four months. For example, if a customer opens a new DBS Multiplier account and maintains a balance of $100,000, they could earn up to 2.5% p.a. on their first $100,000, resulting in approximately $828 in interest over the four-month period. With the additional cash rewards, they could receive up to $1,508 in interest payout and combined rewards.

Overall, the DBS New-to-DBS Multiplier Account promotion offers customers a chance to earn higher interest rates on their savings and receive cash rewards for using DBS products and services. By taking advantage of this promotion, customers can make their money work harder and achieve their financial goals.

RQI Investors has partnered with DBS to offer a quantitative fund in Hong Kong. This partnership aims to provide investors with a unique investment opportunity that leverages the expertise of both firms. RQI Investors is a global investment management firm that specializes in quantitative strategies, while DBS is a leading financial services group in Asia.

The quantitative fund, which will be distributed by DBS, will utilize RQI’s proprietary investment strategies to generate returns for investors. The fund will be available to institutional and individual investors in Hong Kong, and will provide them with access to a diversified portfolio of assets.

This partnership is significant, as it marks RQI’s entry into the Hong Kong market. The firm has a strong track record of delivering returns through its quantitative strategies, and this partnership will enable it to expand its reach to a new set of investors. DBS, on the other hand, will benefit from the partnership by adding a new offering to its product suite, which will enhance its ability to serve the needs of its clients.

The quantitative fund will be managed by RQI’s team of experienced investment professionals, who will use advanced algorithms and statistical models to identify investment opportunities. The fund will have a flexible investment approach, which will allow it to adapt to changing market conditions.

The partnership between RQI and DBS is also a testament to the growing demand for quantitative investment strategies in Asia. Investors in the region are increasingly looking for ways to generate returns in a low-yield environment, and quantitative funds are seen as an attractive option.

Overall, the partnership between RQI Investors and DBS is a significant development in the Hong Kong investment landscape. It provides investors with a new and innovative way to access quantitative investment strategies, and underscores the growing importance of Asia as a hub for investment management.

RQI Investors’ decision to partner with DBS to offer a quantitative fund in Hong Kong is a strategic move that will enable the firm to expand its presence in the region. The partnership is expected to be well-received by investors, who are looking for new and innovative ways to generate returns. With its strong track record and expertise in quantitative strategies, RQI Investors is well-positioned to succeed in the Hong Kong market.

Hong Kong’s newly implemented stablecoin regulatory framework has been criticized for being overly restrictive, particularly with regards to derivatives trading on blockchain networks. According to Sebastian Paredes, CEO of DBS Hong Kong, the regulations on Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements will significantly limit the use of stablecoins for on-chain derivatives trading. As a result, DBS will focus on building broader stablecoin capabilities in Hong Kong, rather than pursuing derivatives trading.

The new regulations, which came into effect on August 1, have already had a significant impact on the stablecoin industry in Hong Kong. The rules have criminalized the promotion of unlicensed stablecoins and established a public registry of authorized issuers. This has led to double-digit losses for some stablecoin companies operating in Hong Kong, as the rules are stricter than expected.

Despite these challenges, DBS is committed to exploring the potential of stablecoins in Hong Kong. The bank has a long history of involvement in the crypto industry and has been at the forefront of blockchain technology. Earlier this month, DBS partnered with Franklin Templeton and Ripple to launch tokenized trading and lending services for institutional investors. The bank has also launched tokenized structured notes on the Ethereum blockchain and manages the US dollar reserve of the Global Dollar (USDG).

However, Hong Kong’s stablecoin regulatory framework has been criticized by others as well. A Hong Kong Securities and Futures Commission (SFC) official warned that the new framework has increased the risk of fraud, and Chinese authorities have instructed local firms to cease publishing research or holding seminars related to stablecoins. This has led to uncertainty and volatility in the stablecoin market, with some companies considering withdrawing from cryptocurrency-related activities.

Overall, Hong Kong’s stablecoin regulatory framework has created challenges for the industry, particularly with regards to derivatives trading. While DBS and other companies are committed to exploring the potential of stablecoins, the restrictive regulations will likely limit their use and growth in the region. As the regulatory environment continues to evolve, it remains to be seen how the stablecoin industry will adapt and respond to these changes.

Piyush Gupta, the CEO of DBS Group, has expressed concerns over the limitations imposed by Hong Kong’s regulations on stablecoin derivatives trading. According to Gupta, the rules, which were implemented to oversee the trading of cryptocurrency futures, have restricted the growth of the city’s digital asset market. The regulations require investors to have a minimum portfolio size of HK$8 million (approximately $1 million) to trade cryptocurrency futures, which is a significant barrier to entry for many potential investors.

Gupta argued that these restrictions would hinder the development of Hong Kong’s crypto market, as they limit the ability of investors to trade stablecoin derivatives. Stablecoins are a type of cryptocurrency that is pegged to the value of a traditional currency, such as the US dollar, and are seen as a more stable and reliable investment option compared to other cryptocurrencies. The derivative products based on these stablecoins are also expected to be popular among investors, but the strict regulations in Hong Kong may prevent this from happening.

The CEO of DBS also noted that other financial hubs, such as Singapore, have more favorable regulations in place, which could attract investors and businesses away from Hong Kong. Singapore has been actively promoting its digital asset market, with a more relaxed regulatory approach, and has already seen significant investment and growth in the sector. Gupta warned that if Hong Kong fails to revise its regulations and become more competitive, it risks losing its position as a leading financial center.

In response to these concerns, the Hong Kong government has announced plans to review and revise its regulations to make the city more attractive to digital asset businesses and investors. The government has stated that it aims to create a more favorable environment for the growth of the crypto market, while also ensuring that investors are protected and that the city’s financial system remains stable.

The development of the crypto market in Hong Kong is significant, not only for the city but also for the broader region. As a major financial hub, Hong Kong’s regulatory approach can have a significant impact on the growth of the digital asset market in Asia. The city’s ability to balance regulation and innovation will be crucial in determining its position as a leading center for digital assets. With the government’s plans to revise its regulations, Hong Kong may be able to regain its competitive edge and attract more investors and businesses to its digital asset market.

PT Bank DBS Indonesia has been recognized for its exceptional digital capabilities, winning the Indonesia Digital Experience of the Year – Banking award at the Asian Experience Awards 2025. The bank’s collaboration with payments company PT Nium Mitra Indonesia was instrumental in achieving this feat. Through their partnership, DBS Indonesia implemented several innovative solutions using application programming interface (API) to enhance its service offerings and deliver superior digital experiences to customers.

The solutions implemented include Virtual Account, API Notification, and API for Local/Domestic Payments. These innovations have simplified collection transactions, enabled real-time notifications, and provided a comprehensive solution for domestic transactions. As a result, DBS Indonesia has been able to support Nium in increasing its transaction volume, driving sustainable growth and operational efficiency.

The success of this collaboration has been remarkable, with payment transactions increasing by over 92% from Q4 2024 and collection transactions growing by over 300% from Q3 2024. DBS Indonesia has set a new benchmark in the global Money Services Business sector, particularly in local payment disbursement, by addressing critical issues and providing seamless integration with Nium operations.

The Asian Experience Awards, presented by Asian Business Review Magazine, recognizes companies that deliver meaningful brand experiences to their stakeholders. By winning this award, DBS Indonesia aims to build credibility and attract more forward-thinking customers to leverage its technology-driven offerings. The bank’s success demonstrates the potential of strategic collaborations and digital innovations in enhancing customer experiences and driving business growth.

The award win is a testament to DBS Indonesia’s commitment to delivering exceptional digital experiences and its ability to work effectively with partners to achieve common goals. As the bank continues to invest in digital solutions, it is likely to remain a leader in the banking industry, providing innovative and seamless experiences for its customers. The Asian Experience Awards 2025 has recognized DBS Indonesia’s efforts, and the bank is well-positioned to continue its success in the future.

A recent listing on an Arizona dealership’s website has revealed a staggering price discrepancy for a 2021 Aston Martin DBS Superleggera Coupe. The luxury vehicle, which originally retailed for $363,000 when new, is now being sold for a mere $166,500. This represents a significant depreciation of nearly 54% in just a few years.

The Aston Martin DBS Superleggera Coupe is a high-performance grand tourer that boasts a 5.2-liter twin-turbo V12 engine, producing 715 horsepower and 664 lb-ft of torque. With its sleek design and impressive specs, it’s no wonder that the vehicle commanded a hefty price tag when it first hit the market.

However, as with many luxury cars, the DBS Superleggera Coupe has not held its value well. The listed vehicle has a mere 2,200 miles on the clock, indicating that it has been barely used. Despite its low mileage, the car’s price has plummeted, making it a potentially attractive option for those looking to own a high-end vehicle without breaking the bank.

It’s worth noting that the DBS Superleggera Coupe is not alone in its depreciation woes. Many luxury cars, particularly those from high-end manufacturers like Aston Martin, often experience significant price drops in the first few years of ownership. This can be attributed to a variety of factors, including changing market trends, the introduction of new models, and the simple fact that luxury cars are often purchased as status symbols rather than practical modes of transportation.

For prospective buyers, the heavily discounted price of the 2021 Aston Martin DBS Superleggera Coupe may be seen as an opportunity to own a highly exclusive and powerful vehicle at a fraction of its original cost. However, it’s essential to consider the potential long-term implications of purchasing a depreciated luxury car, including the possibility of continued price drops and the potential for higher maintenance costs.

Overall, the significant price reduction of the 2021 Aston Martin DBS Superleggera Coupe serves as a reminder of the often-unpredictable nature of the luxury car market. While the car’s discounted price may be attractive to some, it’s crucial to approach such purchases with caution and carefully consider the potential risks and rewards involved.

DBS Private Bank has announced that its DBS Multi Family Office Foundry VCC (DBS MFO) has reached a record SGD 1 billion in assets under management (AUM) just two years after its launch. The DBS MFO is the world’s first bank-backed multi family office to leverage Singapore’s Variable Capital Company (VCC) structure. Since its debut in 2023, the DBS MFO has onboarded over 25 ultra-high net worth (UHNW) families worldwide, highlighting Singapore’s position as a leading family office and fund management hub.

The DBS MFO offers a unique ‘plug-and-play’ solution, allowing clients to invest with a minimum of SGD 15 million and benefit from the VCC’s tax incentive award. Clients have the freedom to customize their investment strategies without being required to invest in DBS products. The DBS MFO also provides professional management and oversight, maintaining the highest standard of governance and compliance.

According to Lee Woon Shiu, Group Head of Wealth Planning, Family Office & Insurance Solutions, DBS Private Bank, the DBS MFO has exceeded expectations, reflecting the growing demand for cost-efficient and institutionally-supported wealth structuring solutions. The bank’s ‘One Bank’ model, which integrates its wealth and institutional businesses, has created a differentiated wealth proposition.

DBS currently banks over one-third of the single family offices established in Singapore, and its family office AUM has more than doubled in the last two years. The bank is on track to double its AUM to SGD 2 billion by the end of 2026. DBS also offers a range of structures, including family trusts, private trust companies, and donor-advised funds, to address the wealth and legacy planning needs of its clients.

The bank has seen an increase in UHNW families committed to using their wealth as a “force for good” through impact investing or philanthropic means. DBS Foundation, which champions businesses for impact, serves as a natural partner for these clients. The bank intends to expand its suite of innovative and sustainable long-term wealth structuring solutions, focusing on priority markets such as Taiwan, Japan, and the United Kingdom.

DBS is a leading financial services group in Asia, recognized for its global leadership and commitment to building lasting relationships with customers. The bank has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney, and “Global Bank of the Year” by The Banker. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.

A DBS-backed family office platform has reached a significant milestone, hitting $780 million in assets under management. The platform, which provides wealth management services to high net worth individuals and families, is expected to double its assets to $1.6 billion by the end of 2026.

The growth of the platform is a testament to the increasing demand for family office services, particularly in Asia where wealth creation is on the rise. Family offices are private wealth management firms that cater to the financial needs of high net worth individuals and their families, providing a range of services including investment management, tax planning, and philanthropy.

The DBS-backed platform is well-positioned to capitalize on this trend, given its strong track record and expertise in wealth management. DBS, one of the largest banks in Southeast Asia, has a long history of providing financial services to high net worth individuals and families, and its backing of the family office platform is a strategic move to expand its offerings in this space.

The platform’s growth is also driven by its ability to provide customized solutions to its clients, who are increasingly seeking more sophisticated and tailored investment strategies. With a strong team of experienced investment professionals and a robust infrastructure, the platform is able to offer a wide range of investment products and services, including private equity, real estate, and hedge funds.

Moreover, the platform’s focus on Asian markets is a key differentiator, as many family offices are looking to invest in the region’s growing economies. The platform’s expertise in Asian markets, combined with its global reach and network, makes it an attractive option for families looking to diversify their investments and tap into new opportunities.

Overall, the DBS-backed family office platform’s achievement of $780 million in assets under management is a significant milestone, and its expected growth to $1.6 billion by the end of 2026 is a testament to the increasing demand for family office services in Asia. As the wealth management landscape continues to evolve, the platform is well-positioned to capitalize on this trend and provide high net worth individuals and families with customized and sophisticated investment solutions.

The platform’s success can be attributed to its ability to adapt to the changing needs of its clients, who are becoming increasingly sophisticated in their investment approaches. By providing a range of services and investment products, the platform is able to meet the diverse needs of its clients, from wealth preservation to wealth creation. With its strong track record and expertise in wealth management, the DBS-backed family office platform is expected to continue its growth trajectory and remain a leading player in the family office space.

The Deep Brain Stimulation (DBS) Devices Market is expected to experience significant growth, driven by the increasing prevalence of neurological and psychiatric disorders. The market is projected to reach $4.0 billion by 2034, expanding at a Compound Annual Growth Rate (CAGR) of 7.6% from $1.9 billion in 2024.

Key growth drivers include the rising incidence of Parkinson’s disease, strong adoption of DBS for Parkinson’s disease, and technological advances in implantable devices. Leading players in the market include Medtronic, Abbott Laboratories, Boston Scientific, and Aleva Neurotherapeutics. The market is segmented by product type, application, end-user, and technology, with Parkinson’s disease dominating the market, accounting for over half of implant procedures worldwide.

Regional analysis shows that North America and Europe are the largest DBS markets, while the Asia-Pacific region is expected to post the fastest growth due to demographic trends and government investments in healthcare. The market is also driven by the increasing use of robot-assisted neurosurgery, miniaturization, and wireless technologies, which reduce surgical risks.

However, the market also faces challenges such as high procedure and device costs, risks of surgical complications, and limited patient awareness in developing regions. To address these challenges, companies are focusing on developing cost-effective DBS devices, improving patient awareness, and expanding access to advanced neurosurgical facilities in emerging economies.

The latest trends in the market include the introduction of adaptive DBS systems, directional leads, and the integration of Artificial Intelligence (AI) algorithms in DBS programming. Strategic partnerships between device manufacturers and hospital networks are also expected to drive growth in the market.

In conclusion, the Deep Brain Stimulation Devices Market is expected to experience significant growth, driven by technological advances, increasing prevalence of neurological disorders, and expanding indications for DBS. Opportunities ahead include the expansion of DBS indications to psychiatric disorders, adoption of adaptive and AI-driven DBS systems, and growth in emerging markets through cost-effective surgical programs.

A 2021 Aston Martin DBS Superleggera Coupe is being auctioned off at no reserve, offering a rare opportunity to acquire the flagship model without a predetermined sale price. The car is finished in Ceramic Blue and boasts a 715-horsepower twin-turbo V12 engine. Originally delivered to Aston Martin Newport Beach in California, the vehicle had one owner until 2025 and now has 43,000 miles on the odometer.

The DBS Superleggera features a range of notable upgrades, including a $10,000 titanium exhaust system, carbon-fiber bodywork, quad exhaust outlets, smoked taillights, and Aston Martin’s Aeroblade II rear spoiler. The car rides on 21-inch forged split-spoke wheels with fresh Pirelli tires, and its braking system consists of orange calipers over cross-drilled carbon-ceramic rotors.

Inside the cabin, the DBS is trimmed in All Obsidian Black leather with contrasting piping and embroidered logos. The interior features heated and ventilated seats, dual-zone climate control, a Bang & Olufsen BeoSound audio system, and Aston Martin’s COMAND infotainment with navigation. A 360-degree camera and advanced driver-assist features add to the car’s modern usability.

Recent maintenance includes a cabin filter replacement, brake fluid flush, and oil change. The car’s quad-cam 5.2-liter V12 engine produces 715 horsepower and 663 pound-feet of torque, with power routed to the rear wheels through a rear-mounted ZF eight-speed automatic transmission.

The DBS Superleggera is being offered with its original window sticker, service records, a clean Carfax report, and an Arizona title. Casciomotors.com is presenting this opportunity, and interested parties can visit their site to learn more about the car and the auction process. As a top seller, the listing will be marketed professionally, and potential buyers can follow Casciomotors.com on Facebook and Twitter for updates.

Deep brain stimulation (DBS) has emerged as a promising treatment for patients with drug-resistant epilepsy, offering partial seizure control for those who are not eligible for resective surgery. One potential target for DBS is the centromedian nucleus (CM) of the thalamus, which has extensive cortical and subcortical connections and could be an effective avenue for treating general and frontal lobe seizures. However, targeting the CM is challenging due to its small size, deep location, and proximity to other thalamic nuclei, making it difficult to pinpoint using standard imaging techniques.

A recent review article published in the journal Brain Network Disorders highlights advanced methods for improving the accuracy of targeting the CM during DBS. These methods include high-resolution magnetic resonance imaging (MRI) techniques, such as magnetization-prepared 2 rapid acquisition gradient echo (MP2RAGE), intraoperative microelectrode recordings (MER), and diffusion tensor imaging (DTI) tractography. By combining these approaches, researchers can more confidently localize the CM, especially in patients with complex anatomy or structural abnormalities.

The review discusses the potential of MP2RAGE to enhance the contrast between the CM and surrounding thalamic structures, facilitating clearer anatomical differentiation. Additionally, MER can help differentiate between neighboring tissues based on neural firing patterns, while DTI tractography can identify relevant brain pathways and improve stimulation by targeting specific circuits. Studies have shown that patients whose electrodes were optimally aligned with these pathways experienced significant reductions in seizure frequency.

The review concludes that combining imaging modalities, electrophysiological mapping, and connectivity analysis can provide a comprehensive roadmap for implementing CM-DBS in patients with drug-resistant epilepsy. This tailored approach has the potential to improve outcomes while minimizing surgical risks. As diagnostic tools advance and improve our understanding of brain networks, CM-DBS could offer life-changing results for patients once deemed untreatable. The authors emphasize the importance of targeting not just a nucleus, but the circuits it controls, and highlight the potential for precision targeting to provide renewed hope for people with the most challenging forms of epilepsy.

The study’s findings suggest that CM-DBS could be a viable treatment option for patients with drug-resistant epilepsy, particularly those with general and frontal lobe seizures. The use of advanced imaging and neurophysiological techniques can improve the accuracy of electrode placement and enhance treatment outcomes. Further research is needed to fully explore the potential of CM-DBS and to develop more effective treatment strategies for patients with epilepsy. However, the review provides a promising foundation for the development of more targeted and effective treatments for this debilitating condition.

The Japanese government is set to introduce a new system to protect children from sex crimes, modeled after the UK’s Disclosure and Barring Service (DBS). The system, expected to regulate up to 230,000 organizations, including schools, kids cafeterias, and talent agencies, will allow these groups to check the sex crime history of individuals working with children. The goal is to provide parents and guardians with peace of mind and prevent individuals with a history of sex crimes from working with children.

The system will be mandatory for schools and childcare facilities overseen by municipalities, while private businesses can opt-in after obtaining government certification. The certification process will involve meeting certain criteria, including dominance, continuity, and opaqueness, which refer to positions of power, the length of time organizations maintain close relationships with children, and the difficulty of monitoring the situation.

However, the adoption of the system may be hindered by concerns over the strict management of sensitive information and the risk of lawsuits. Organizations will need to handle sensitive information, such as histories of sexual offenses, and misuse of this data could lead to criminal penalties. Additionally, organizations may face challenges in determining how to handle employees with a history of sex crimes, as dismissals without reasonable grounds can be considered rights abuses.

To address these concerns, the government plans to create a certification mark for participating organizations and establish a consultation window where small organizations can seek advice from lawyers. Experts, such as Nihon University Prof. Kaori Suetomi, emphasize the importance of refining the system to make it easier for organizations to adopt and to build a detailed framework to prevent sexual violence against children.

The DBS system is set to launch on December 25, 2026, and the government aims to cast a wide net to block individuals with a history of sex crimes from working with children. While there are challenges to be addressed, the introduction of the system is a significant step towards protecting children from sexual predators and providing a safer environment for them to grow and develop.

DBS Hong Kong, under the leadership of Jolynn Wong, is revolutionizing digital banking by leveraging AI-driven innovation and its award-winning DBS IDEAL mobile banking app. The bank has made significant strides in empowering small and medium-sized enterprises (SMEs) through its bold, customer-centric strategy, which utilizes cutting-edge technologies such as artificial intelligence (AI) and machine learning (ML).

At the Hong Kong Business Technology Excellence Awards 2025, DBS Hong Kong won two major awards for its success in addressing the evolving needs of SMEs. The bank’s innovative digital solutions, including electronic identity document verification (eIDV), have streamlined the account opening process for Hong Kong incorporated entities to as fast as one working day. This has resulted in a near-half uplift of customers acquired digitally through this innovative solution.

DBS Hong Kong has also made significant progress in SME lending with its digital lending platform, offering fast-track financing and seamless application processes. The seamless online application process has reduced the time-to-cash by double-digit and achieved an over 30% year-on-year increase in the total limit of approved applications.

The bank’s digital innovations have had a significant impact on its financial performance, with a 70% growth in AI-driven revenue in 2024. DBS Hong Kong continues to stand out across a range of key metrics, from customer satisfaction to digital product offerings. The bank’s DBS IDEAL mobile banking app provides a seamless, feature-rich experience that empowers SMEs to manage their banking needs, with advanced digital banking solutions, such as seamless FX rate lock-in capabilities and enhanced merchant sale management.

The app also integrates advanced fraud detection and threat management capabilities, powered by ML and real-time integration with government databases, to safeguard the financial wellbeing of customers. Through the DBS IDEAL app, the bank continues to redefine the future of SME banking, empowering businesses to thrive in today’s digital age. The bank’s commitment to utilizing technologies such as AI and ML has elevated its service offerings, setting new standards in efficiency, customer experience, and technological integration.

DBS Hong Kong’s success has been recognized through its wins at the Hong Kong Business Technology Excellence Awards 2025, including the AI-Banking category and the Mobile-Banking category for its DBS IDEAL mobile banking app. The bank’s innovative solutions and commitment to digital innovation have positioned it as a leader in the industry, empowering SMEs to grow and thrive in the digital era.

The bank’s Managing Director and Head of Global Transaction Services, Jolynn Wong, emphasized the importance of AI-powered, mobile-first solutions in solving business pain points and driving growth. The bank’s focus on digital innovation and customer-centricity has enabled it to achieve significant growth and recognition in the industry. With its continued investment in digital solutions and commitment to empowering SMEs, DBS Hong Kong is poised to remain a leader in the digital banking space.

Banks in the Asia-Pacific region are at the forefront of digital innovation, leveraging cutting-edge technologies such as bank-to-enterprise API connections, artificial intelligence (AI), and generative AI (GenAI) to drive efficiency and enhance customer experience. Taiwan’s CTBC Bank is a prime example, offering direct API connections for seamless transactions, an app for small and medium-sized enterprises (SMEs) to manage paperless operations, and real-time foreign exchange hedging. The bank plans to launch supply chain finance software and has developed an AI-powered platform for proactive financial consulting, positioning itself as a strategic partner beyond traditional banking.

Singapore’s DBS is another leader in digital innovation, particularly in the SME sector. The bank has streamlined onboarding, reducing know-your-customer (KYC) processing time by 33% with the help of GenAI. AI-powered personalization has also increased outward payments by 29% and boosted balances in current and savings accounts. Strategic partnerships, such as One-Click Payroll, have increased new customer acquisition by 35%. DBS’s RAPID API suite has handled 900 million corporate API calls, with a 17% increase in usage in Hong Kong in 2024.

Bankee Social Bank, Taiwan’s leading cryptocurrency-friendly banking institution, is also making waves with its commitment to advanced technology. The bank combines Web 3.0 and AI to establish global benchmarks in fraud prevention, with a 98.7% accuracy rate in preventing fraudulent transactions. Bankee operates on a sharing economy paradigm, engaging customers in product development and profit distribution, and functions as both a bank-as-a-platform (BaaP) and bank-as-a-service (BaaS).

These banks are pushing the boundaries of digital innovation, leveraging AI, GenAI, and API connections to drive efficiency, enhance customer experience, and establish themselves as strategic partners beyond traditional banking. With their commitment to advanced technology, they are poised to remain at the forefront of the banking industry in the Asia-Pacific region. As the banking landscape continues to evolve, it will be exciting to see how these banks and others in the region continue to innovate and adapt to changing customer needs.

DBS has appointed Matt Burns, a former executive at Lloyds Banking Group, as the head of global transaction services in London. Burns brings 17 years of experience in transaction banking to his new role, having held various positions at Lloyds, including managing director of global transaction banking sales for corporate and institutional clients.

In his new position, Burns will be responsible for leading the growth of DBS’s transaction banking business across key markets. He will report directly to Stewart Boyd, the UK country chief executive for DBS. Burns’s appointment is expected to drive the expansion of DBS’s transaction banking services, leveraging his expertise and experience in the field.

Burns has expressed his enthusiasm for joining DBS, citing the bank’s culture and commitment to innovation as key factors in his decision. Having worked with DBS as a partner bank in the past, Burns has had firsthand experience of the bank’s capabilities and is impressed by its reputation as a world-class organization.

The appointment of Burns is a significant move for DBS, as it seeks to strengthen its presence in the global transaction services market. With his extensive experience and knowledge of the industry, Burns is well-placed to drive growth and expansion for DBS’s transaction banking business.

DBS’s decision to appoint Burns as head of global transaction services in London reflects the bank’s commitment to investing in top talent and expertise. The move is expected to enhance DBS’s capabilities in the transaction banking space, enabling the bank to better serve its clients and stay competitive in a rapidly evolving market.

Overall, the appointment of Matt Burns as head of global transaction services in London is a positive development for DBS, and is expected to contribute to the bank’s continued growth and success in the transaction banking sector. With his experience and expertise, Burns is well-equipped to lead the expansion of DBS’s transaction banking business and drive innovation in the field.

DBS has downgraded Wilmar International to a “hold” rating due to a potential US$720 million provision that the company may need to make. This decision was made despite the bank’s expectation of an earnings recovery for Wilmar starting from FY2026. The potential provision is related to Wilmar’s investment in a subsidiary, and DBS believes that this could impact the company’s financial performance in the short term.

DBS had previously expected Wilmar to report a strong earnings recovery in FY2025, driven by the recovery of the palm oil and sugar sectors. However, with the potential provision, the bank now expects Wilmar’s earnings to be affected, at least in the short term. The provision is expected to be made in relation to Wilmar’s investment in a subsidiary, which has been experiencing difficulties.

Despite this, DBS still expects Wilmar to report an earnings recovery starting from FY2026, driven by the expected improvement in the palm oil and sugar sectors. The bank believes that Wilmar’s diversified business model and strong management team will help the company to navigate the challenges and achieve a recovery in earnings.

The downgrade to a “hold” rating is a cautionary measure, as DBS wants to see how Wilmar manages the potential provision and its impact on the company’s financial performance. The bank will be monitoring Wilmar’s progress closely and may reconsider its rating if the company is able to manage the provision effectively and achieve a strong earnings recovery.

Overall, while DBS is cautious about Wilmar’s short-term prospects due to the potential provision, it still expects the company to report an earnings recovery starting from FY2026. The “hold” rating is a temporary measure, and the bank may reconsider its rating if Wilmar is able to navigate the challenges and achieve a strong recovery in earnings.

It is worth noting that the potential provision of US$720 million is significant, and it could have a material impact on Wilmar’s financial performance. However, DBS believes that Wilmar has a strong balance sheet and a diversified business model, which will help the company to manage the provision and achieve a recovery in earnings.

In conclusion, DBS has downgraded Wilmar International to a “hold” rating due to a potential US$720 million provision, but still expects the company to report an earnings recovery starting from FY2026. The bank will be monitoring Wilmar’s progress closely and may reconsider its rating if the company is able to manage the provision effectively and achieve a strong earnings recovery.

DBS, a leading financial institution, has expressed optimism about Indonesia’s economic outlook, contrasting it with the relatively slower growth of Thailand. According to DBS, once the current situation stabilizes, there are compelling reasons to be positive about Indonesia’s prospects.

Indonesia, the largest economy in Southeast Asia, has been experiencing a significant transformation in recent years. The country has implemented various reforms aimed at improving its business environment, investing in infrastructure, and boosting economic growth. These efforts have started to bear fruit, with Indonesia’s economy showing resilience in the face of global headwinds.

DBS highlights several factors that contribute to Indonesia’s positive outlook. Firstly, the country has made significant progress in improving its macroeconomic stability, including reducing its fiscal deficit and maintaining a stable inflation rate. Secondly, Indonesia has implemented policies to enhance its trade competitiveness, such as reducing logistics costs and improving the business environment.

In contrast, Thailand’s economy has been experiencing a slower growth rate compared to Indonesia. DBS attributes this to several factors, including a decline in tourism, a key driver of Thailand’s economy, and a slowdown in exports. Additionally, Thailand’s economy has been impacted by domestic political uncertainty and a strong baht, which has affected the country’s trade competitiveness.

Despite these challenges, DBS believes that Indonesia’s economic growth will continue to outpace Thailand’s in the near term. The bank expects Indonesia’s economy to grow by around 5% in 2023, driven by strong domestic demand, infrastructure investment, and a recovery in commodity prices.

DBS also notes that Indonesia has made significant progress in developing its digital economy, with the country experiencing rapid growth in e-commerce, fintech, and other digital sectors. This has created new opportunities for businesses and investors, and is expected to contribute to Indonesia’s long-term economic growth.

Overall, DBS’s positive outlook on Indonesia’s economy is based on the country’s strong fundamentals, including its large and growing market, improving business environment, and significant investment in infrastructure and human capital. While Thailand’s economy faces challenges, Indonesia is well-positioned to continue its growth trajectory, making it an attractive destination for investors and businesses.

DBS has launched a new campaign for overseas shopping and dining, offering cardholders an extra S$100 cashback on top of their usual credit card rewards. To be eligible, cardholders must register via the DBS PayLah! app and meet their personalized spend goal, which ranges from S$1,000 to S$5,000, by October 31, 2025. The cashback will be automatically credited after meeting the spend goal.

Registration is required and is capped at 15,000 cardholders. Upon registration, cardholders will receive their personalized spend goal. Qualifying spend consists of in-person transactions made at overseas shopping and dining merchants, and the full list of eligible Merchant Category Codes (MCCs) can be found on the DBS website.

Qualifying spend is cumulative across all DBS/POSB credit cards, and supplementary cardholder spending will accrue to the principal cardholder’s minimum spend. The spend must be charged within September or October 2025 and posted by November 7, 2025.

The S$100 cashback will be credited to the card that was last transacted on within five working days of receiving a push notification from the DBS PayLah! app that 100% of the spend goal has been met. The terms and conditions of the campaign can be found on the DBS website.

DBS has also launched a separate spend and redeem promotion, offering gifts like Apple AirPods, Apple iPads, or a Nintendo Switch 2, subject to meeting a minimum qualifying spend from September 1 to 30, 2025. This promotion is targeted and only includes spending on a limited number of cashback cards.

To maximize the benefits of this campaign, cardholders should consider using DBS cards that offer good rewards for overseas spending, such as the DBS Altitude Card or the DBS Woman’s World Card. However, all foreign currency transactions are subject to a fee, ranging from 3% to 3.25%, depending on the card.

Ultimately, whether or not to participate in this campaign depends on the individual cardholder’s personalized spend goal and their usual spending habits. If the spend goal is achievable and the incremental rebate is worthwhile, cardholders may want to try to meet their target to earn the extra S$100 cashback.

HSBC has appointed Saurabh Singhal as its new Managing Director and Global Head of Digital Marketing for Corporate and Investment Banking (CIB). Based in Hong Kong, Singhal brings nearly 20 years of experience in marketing, with a strong background in business strategy, digital marketing, and demand generation. Prior to joining HSBC, Singhal held various management positions, including Chief Commercial Officer and Chief Fintech Officer at GIFT City, and Group Head of Marketing and Martech at DBS Bank in Singapore.

At DBS Bank, Singhal was responsible for managing regional marketing budgets and teams, as well as driving customer engagement through digital marketing and social media campaigns. He also served as Head of Marketing for Private Bank and NRI Banking, and Head of Marketing for Consumer Banking. Additionally, Singhal worked as APAC Chief Marketing Officer at Jabra, where he expanded the business in the region and developed channels and strategic alliances.

The appointment of Singhal comes as HSBC sharpens its focus on becoming a “simpler, agile and focused” bank. The bank recently appointed John McDonald as its Global Chief Marketing Officer, effective October 1, 2025, to unify its brand and marketing functions across its core businesses. McDonald will oversee marketing, branding, and client engagement efforts across international wealth and premier banking, corporate and institutional banking, as well as the Hong Kong and UK businesses.

Singhal’s appointment is seen as a key move by HSBC to strengthen its digital marketing capabilities and enhance its corporate and investment banking business. With his extensive experience in marketing and fintech, Singhal is expected to play a crucial role in driving HSBC’s digital transformation and growth in the region. The bank’s efforts to unify its brand and marketing functions are also expected to improve its customer engagement and overall marketing strategy.

HSBC’s recent marketing efforts have been focused on engaging with younger investors and promoting its brand through innovative campaigns. For example, the bank’s pop-up bar initiative aimed at engaging with Gen Z investors, and its collaborative mural art projects in Hong Kong districts, demonstrate its efforts to connect with its target audience and build its brand. With Singhal’s appointment, HSBC is expected to continue its efforts to innovate and enhance its digital marketing capabilities.

A 2009 Aston Martin DBS V12 with a rare manual transmission is up for auction on autoblog.com. The DBS V12 is a high-performance grand tourer that was first introduced in 2007. It is powered by a 5.9-liter V12 engine that produces 510 horsepower and 420 lb-ft of torque. The manual transmission is a six-speed unit that sends power to the rear wheels.

This particular DBS V12 has a low mileage of just 25,000 miles and is presented in excellent condition. The exterior is finished in a sleek black color, while the interior features a combination of black leather and alcantara trim. The car is equipped with a range of features, including heated seats, a premium audio system, and a navigation system.

The DBS V12 is known for its exceptional handling and performance capabilities. It can accelerate from 0-60mph in just 4.3 seconds and has a top speed of 191mph. The manual transmission adds to the driving experience, providing a more engaging and interactive feel.

The auction for this 2009 Aston Martin DBS V12 is a rare opportunity for collectors and enthusiasts to acquire a unique and highly sought-after vehicle. The manual transmission is a rare option, making this car stand out from other DBS V12 models. With its low mileage and excellent condition, this car is likely to attract a high level of interest from bidders.

The DBS V12 is a significant model in Aston Martin’s history, as it was the company’s flagship grand tourer at the time of its release. It was also featured in the 2006 James Bond film “Casino Royale,” which helped to further increase its popularity. The car’s sleek design, exceptional performance, and luxurious interior make it a highly desirable vehicle among car enthusiasts.

Overall, the 2009 Aston Martin DBS V12 with manual transmission is a rare and highly sought-after vehicle that is sure to attract a lot of attention from collectors and enthusiasts. With its low mileage, excellent condition, and unique transmission, this car is a must-have for anyone looking to add a special vehicle to their collection. The auction provides a rare opportunity to acquire a truly exceptional car that is sure to appreciate in value over time.

A significant partnership has been formed between Fosun Wealth Holdings and DBS Bank, aimed at distributing tokenized structured notes that are linked to the performance of various cryptocurrencies. This innovative collaboration is set to offer investors a unique opportunity to potentially benefit from the gains of cryptocurrencies while also providing a level of downside protection, all without the need for direct ownership of these digital assets.

By tokenizing traditional assets, this partnership effectively bridges the gap between traditional finance and the blockchain sector. This advancement is expected to enhance liquidity and accessibility for institutional investors who are seeking to diversify their portfolios. The move is particularly notable as it underscores the growing intersection of conventional financial systems with the burgeoning world of digital assets.

For DBS Bank, this partnership represents a significant step forward in its pursuit of digital innovation. By embracing tokenized assets, the bank is not only expanding its service offerings but also contributing to the evolution of financial markets. On the other hand, Fosun Wealth Holdings is leveraging this collaboration to expand its footprint into the nascent market segment of tokenized assets. This strategic move reinforces Fosun’s leadership in wealth management by diversifying its portfolio of alternative investments.

The growing clarity in regulatory frameworks and the increasing confidence of investors in tokenized assets are highlighting new opportunities for growth and investment. However, it is crucial for potential investors to approach these opportunities with a clear understanding of the risks involved. The volatility of cryptocurrencies and the specific terms of the structured notes are key factors that require careful evaluation before making any investment decisions.

In conclusion, the partnership between Fosun Wealth Holdings and DBS Bank signifies a promising development in the financial sector, especially in the context of tokenized assets and cryptocurrency. As the financial landscape continues to evolve, collaborations like these are poised to play a pivotal role in shaping the future of investment and wealth management. With careful consideration of the potential risks and rewards, investors may find tokenized structured notes to be an attractive option for diversifying their investment portfolios and navigating the complex world of digital assets.

Ringbrothers, a renowned custom car shop, has unveiled its latest creation: a 1971 Aston Martin DBS dubbed “Octavia”. This restomod build has taken the classic British sports car to new heights, with a sleek and modern design that has left car enthusiasts in awe. According to the shop, Octavia is not only their first Aston Martin customization but also their most advanced build to date.

The team at Ringbrothers has thoroughly modernized the classic vehicle, starting with a new carbon fiber body that boasts altered panels from the original. The chassis has also been heavily modified, with an increased track width of eight inches up front and ten inches in the rear, allowing for improved handling and wider tires to accommodate the increased engine output. The wheelbase has been stretched by three inches, making the interior more spacious and luxurious. Roadster Shop contributed to the chassis tuning, which features Fox RS SV coilovers, while custom three-piece HRE centerlock wheels add to the car’s aggressive stance.

One of the most notable features of Octavia is its engine: a supercharged 5.0-liter Coyote V8 from Ford Performance, producing a claimed 805 horsepower. This bold move is sure to ruffle the feathers of some Aston Martin purists, as well as Ford and Ferrari enthusiasts. The engine is paired with a six-speed manual transmission, sending power to the rear wheels. The interior has been meticulously crafted with leather, stainless steel, and carbon fiber, incorporating modern technologies to create a comfortable and stylish space.

Ringbrothers has poured over 12,000 man-hours into creating Octavia, making it a true labor of love. The result is a stunning blend of classic and modern, with a design that is both elegant and aggressive. Octavia is a testament to the shop’s dedication to innovation and craftsmanship, proving that they are still at the top of their game. The car’s unique combination of style, performance, and attention to detail has set the automotive world abuzz, with enthusiasts and critics alike marveling at its sheer audacity and beauty.

The Ringbrothers, a Wisconsin-based custom car builder, has unveiled their latest masterpiece: a 1971 Aston Martin DBS dubbed “Octavia”. This extraordinary vehicle boasts a carbon fiber body, shedding 150 pounds from the original weight, and packs a massive 805 horsepower under its hood. The Octavia is a testament to the Ringbrothers’ exceptional craftsmanship and attention to detail, blending classic design with modern performance.

The original Aston Martin DBS was a sleek and sophisticated grand tourer, but the Ringbrothers have taken it to a whole new level. The carbon fiber bodywork is a work of art, with intricate details and precision engineering. The car’s shape has been subtly modified to accentuate its lines, giving it a more aggressive and modern stance. The Octavia’s body is so carefully crafted that it requires a mere 300 hours of labor to produce, a fraction of the time needed for traditional coachbuilding methods.

Under the hood, the Octavia features a massive 6.2-liter supercharged V8 engine, sourced from GM, which produces 805 horsepower and 715 lb-ft of torque. This American muscle is mated to a six-speed automatic transmission, allowing the driver to harness the immense power with ease. The engine is specially tuned to deliver a unique exhaust note, which is both subtle and menacing at the same time.

The interior of the Octavia is equally impressive, with premium leather upholstery, custom trim, and a bespoke dashboard. The cabin is designed to provide a luxurious and comfortable driving experience, with modern amenities such as air conditioning, navigation, and a high-end audio system. The Octavia’s interior is a masterclass in understated elegance, with subtle nods to the car’s British heritage.

The Ringbrothers’ Octavia is a true masterpiece, a fusion of classic style and modern performance. With its lightweight carbon fiber body and massive American V8 engine, this Aston Martin DBS is a beast on the road, capable of accelerating from 0-60mph in just 3.5 seconds. The Octavia is a testament to the Ringbrothers’ exceptional craftsmanship and attention to detail, and it’s sure to turn heads wherever it goes. As a one-off creation, the Octavia is a true work of art, a unique and exclusive vehicle that will be cherished by its owner for years to come.

DBS China, in collaboration with the China-Singapore Suzhou Industrial Park Development (CSSGD) and the China Information and Communication Technology (CIX) group, has launched a pilot program to facilitate carbon credit trading. This initiative aims to promote sustainable development and reduce carbon emissions in the region.

The partnership will enable the trading of carbon credits, which are certificates representing the right to emit a certain amount of greenhouse gases. These credits can be bought and sold on the market, providing a financial incentive for companies to reduce their emissions. The pilot program will be implemented in the China-Singapore Suzhou Industrial Park, a major industrial hub in eastern China.

DBS China, a subsidiary of the Singaporean banking group DBS, will provide the necessary financial infrastructure to support the carbon credit trading platform. The bank will leverage its expertise in sustainable finance and environmental, social, and governance (ESG) considerations to facilitate the trading of carbon credits.

CSSGD, the developer of the China-Singapore Suzhou Industrial Park, will provide the necessary support and resources to ensure the success of the pilot program. The company will work closely with DBS China and CIX to identify potential participants and promote the benefits of carbon credit trading among the park’s tenants.

CIX, a leading technology company in China, will provide the necessary technology and data analytics to support the carbon credit trading platform. The company will develop a blockchain-based system to ensure the integrity and transparency of the trading process.

The pilot program is expected to contribute to China’s efforts to reduce its carbon footprint and achieve its goal of becoming carbon neutral by 2060. The program will also promote sustainable development in the China-Singapore Suzhou Industrial Park, supporting the growth of eco-friendly industries and encouraging companies to adopt environmentally responsible practices.

Overall, the partnership between DBS China, CSSGD, and CIX demonstrates the growing commitment to sustainability and environmental protection in China. The pilot program has the potential to become a model for carbon credit trading in other regions, promoting a low-carbon economy and supporting the transition to a more sustainable future.

A recent incident at a DBS Bank branch in Thomson Plaza, Singapore, highlights the importance of vigilance and human interaction in preventing scams. A customer, a woman in her 60s, approached the counter to withdraw $70,000 in cash, claiming she needed it for home renovations. However, her nervous behavior and lack of excitement about the renovation raised suspicions among the bank staff, particularly assistant service manager Ms Yu Chunmei. After asking a few more questions, Ms Yu discovered that the customer had not engaged a contractor or interior designer, which further raised alarm bells.

It was then that a man, who turned out to be the customer’s husband, approached the counter and revealed that his wife had been scammed by someone posing as an insurance agent. The scammer had claimed that the wife’s bank account was linked to criminal activity and instructed her to withdraw $70,000 for an “investigation.” The scammers had also warned her to keep her phone on and report to them every two hours. Ms Yu and her manager quickly realized that the customer was a victim of a scam and took swift action to prevent the scammers from accessing her funds.

The bank staff locked the customer’s savings using DBS digiVault, a “Money Lock” feature, and advised her to lodge a police report. This incident highlights the importance of human interaction and conversation in preventing scams, particularly among senior customers who may be more vulnerable to such scams. Ms Yu’s experience has taught her the value of building trust with customers through daily conversations and being vigilant in spotting potential scams.

DBS Bank has also developed digital features to help protect customers and their funds, including the DBS digiVault feature, which allows customers to lock their money in the same way they would lock their valuables in a safe. The bank also offers courses on Internet banking and fraud prevention at selected branches for customers. By combining digital tools, behavioral science, and staff vigilance, DBS has positioned itself as a leader in proactive scam prevention in Singapore. The incident serves as a reminder to customers to be cautious when dealing with strangers, especially those who claim to be from authorities or banks, and to always verify information before taking any action.

DBS has launched the fourth season of its award-winning web series, Sparks, which highlights urgent societal challenges, including scams targeting vulnerable groups and the barriers faced by persons with disabilities. The new season is inspired by true stories from DBS clients and employees and follows a team of young bankers as they navigate work and life while addressing these challenges. The series draws from real initiatives, such as the bank’s anti-scam team and DBS Foundation grant recipient Inclus, a social enterprise that connects persons with disabilities to employment opportunities.

For the first time, DBS is weaving the series into its outreach efforts, using snippets from the series in scam awareness and digital literacy workshops for seniors, as well as DBS Foundation’s nutrition and social connection program. The series aims to educate and empower vulnerable groups, and its impact is expected to be significant, given its large following and engagement. Since its launch in 2016, Sparks has racked up over 1.5 billion views and 86 million digital engagements, bagging multiple global awards.

The new season features returning cast members, including Adrian Pang and Jamie Xia, as well as new faces, such as Loke Meng Chue and Asher Su. Karen Ngui, head of DBS Foundation and group strategic marketing and communications, emphasized the importance of integrating Sparks into community programs to better inform, protect, and empower vulnerable groups. Shaun Tan, co-founder of Inclus, added that the series reflects the company’s belief in inclusion and the potential of every person, and hopes that it will inspire others to take small steps to build something greater.

The launch of the fourth season of Sparks is part of DBS’ efforts to create impact beyond banking. The bank has been building its “Sparks” brand for almost a decade, and recently unveiled its “Trust your spark” regional campaign, which covers key markets including Singapore, China, and India. The campaign aims to promote the bank’s values of innovation, collaboration, and customer delight, and has been well-received in the market. Overall, the fourth season of Sparks is a significant step forward for DBS in its efforts to create positive social impact and promote financial inclusion.

DBS Indonesia has launched a new campaign for its Vantage Credit Card, shifting the focus from traditional financial prosperity to a more holistic and human-centered perspective on wealth. In collaboration with creative agency Digital Sea, the campaign encourages viewers to reflect on the less tangible aspects of wealth, such as time, relationships, health, and the ability to make a meaningful impact. The campaign’s narrative-led approach, co-created by Digital Sea’s executive creative director Jerry Soeria and general manager Bellamia Agustina, moves away from material success and instead frames these intangible aspects as essential markers of a well-lived life.

The campaign, titled “Have You Ever,” is a call to introspection, inviting viewers to reevaluate their definition of wealth and recognize the value that transcends material possessions. The tagline “For a life that is truly well-lived” captures the essence of the campaign, which aims to spark a different conversation about success and prosperity. By shifting the focus from product-first execution to a more personal and meaningful approach, the campaign proves that even in banking, it’s possible to tell meaningful stories.

To bring the story to life, the team enlisted director Davi Linggar, known for his cinematic style and visual depth. His direction adds emotional resonance to the film, reinforcing the campaign’s introspective tone and broadening its reach beyond typical financial messaging. The campaign’s approach is a departure from traditional banking advertisements, which often focus on material success and financial prosperity.

According to Diah Febriana Risanti, executive director of marketing and technology at DBS Indonesia, the campaign allows the bank to reinforce its distinct approach, which prioritizes depth over display, meaning over status, and a legacy that transcends the tangible. The campaign is a reflection of DBS Indonesia’s commitment to being a trusted wealth partner, one that encourages its customers to think differently about success and prosperity. By launching this campaign, DBS Indonesia aims to inspire a new conversation about wealth and what it means to live a truly well-lived life.

In India, where almost every citizen has a bank account, either with a government or private sector bank, banks have their own set of rules. One of these rules is the requirement to maintain a minimum average monthly balance in accounts. If the balance falls below the prescribed limit, a penalty is imposed. Recently, DBS Bank, a private sector institution, made a significant announcement that has raised concerns among its account holders. According to the new rule, if the account balance is less than Rs 10,000, a penalty of 6% will be charged.

The rule states that the average monthly balance must be maintained at a minimum level, and any shortfall will attract a penalty. For instance, if a person has Rs 8,500 in their account, which is 6% less than the required balance of Rs 10,000, they will have to pay a penalty of 6% on the shortfall of Rs 1,500. DBS Bank has informed all its customers about this new rule through text messages, stating that it will come into effect on August 1, 2025.

The minimum average monthly balance requirement varies for different types of accounts. For a regular Savings Account, the limit is Rs 1,000, while for a Growth One Savings Account, it is Rs 5,000. The DBS Bank’s Savings Account requires a minimum balance of Rs 10,000. Additionally, the Lakshmi Savings Youth Power Account requires a balance of Rs 100, and the TASC Savings Youth Power Account requires Rs 10,000. If the account holders fail to maintain the minimum average monthly balance, they will be levied a penalty of up to 6% on the shortfall.

This new rule is expected to have a significant impact on DBS Bank account holders, who will need to ensure that they maintain the minimum required balance to avoid the penalty. The rule is set to come into effect on August 1, 2025, and account holders are advised to take necessary steps to comply with the new requirements. The move by DBS Bank is seen as a way to encourage account holders to maintain a minimum balance, which can help the bank to manage its liquidity and reduce the risk of low deposits. However, it remains to be seen how account holders will respond to this new rule and whether it will have a significant impact on their banking behavior.

The DBS Foundation (DBSF) has announced its 2025 grant program, which aims to empower innovative social enterprises and small to medium-sized enterprises (SMEs) in Asia to drive inclusive growth and improve access to essential needs. The grant program will provide funding of up to ₹1.6 crore (SGD 250,000) to selected enterprises, as well as access to a comprehensive ecosystem of support, including capacity-building programs, mentorship, and preferential access to banking solutions.

The DBSF Grant has two strategic focus areas: providing essential needs such as food, education, and healthcare, and fostering inclusion through financial and digital inclusion. Since its inception, the grant program has supported over 160 enterprises with more than ₹143 crore (SGD 21.5 million) in funding, enabling them to scale their businesses and amplify their impact. In India, 23 grantees have received a total of ₹15.77 crore (SGD 2.38 million) in funding.

The grant program is open to businesses registered and operating in any of DBS’ six core markets: Singapore, India, Hong Kong, China, Taiwan, and Indonesia. Eligible applicants must demonstrate at least two years of proven impact, a focused plan for using the grant to scale both business and impact over the next two years, and a strong leadership team dedicated to long-term sustainability.

The funding will support enterprises in areas such as market expansion, product innovation, research and development, and infrastructure enhancement. Previous recipients of the DBSF Grant in India include Phool, Haqdarshak, and S4S Technologies, which have used the funding to scale their impact and improve access to essential needs.

Claire Wong, Lead (Business for Impact) at DBS Foundation, stated that the grant program aims to support enterprises that are bridging critical gaps in essential needs and advancing digital and financial inclusion. The program is now open for applications until June 30, 2025, and interested businesses can apply through the DBS Foundation website.

Overall, the DBSF Grant program aims to empower innovative enterprises to drive inclusive growth and improve access to essential needs across Asia, with a focus on supporting businesses that are committed to creating lasting impact. With its comprehensive ecosystem of support and funding of up to ₹1.6 crore, the program has the potential to make a significant difference in the lives of vulnerable communities and contribute to the achievement of the United Nations’ Sustainable Development Goals.

DBS, a leading bank in Asia, is expanding its presence in Hong Kong by adding wealth bankers and a new client center. The bank’s Hong Kong unit plans to hire 100 new bankers over the next three years, according to Ajay Mathur, head of DBS Hong Kong’s consumer banking group and wealth management. This move is in response to the increased investment activity among affluent clients in the city.

The new wealth center, set to open in 2026, will cater to the growing demand for wealth management services from clients with at least HK$1 million ($130,000) in investable assets. DBS has seen a surge in investment activity in Hong Kong, driven by the volatility in the market caused by trade wars and geopolitical tensions. Despite the uncertainty, the bank’s affluent clients have taken advantage of the situation, investing in currencies, bonds, and equities.

The expansion plan is a testament to DBS’s commitment to the Hong Kong market and its confidence in the city’s wealth management industry. The bank aims to capitalize on the growing demand for wealth management services from high-net-worth individuals, who are seeking expert advice and guidance on managing their assets.

The addition of 100 new bankers will enable DBS to provide more personalized services to its clients, including investment advice, portfolio management, and wealth planning. The new wealth center will serve as a hub for DBS’s wealth management business, offering a range of services and products tailored to the needs of affluent clients.

Overall, DBS’s expansion in Hong Kong is a strategic move to strengthen its position in the city’s wealth management market. With its increased presence, the bank is well-positioned to tap into the growing demand for wealth management services from high-net-worth individuals and to capitalize on the opportunities presented by the city’s vibrant financial market.

The DBS Woman’s World Mastercard (WWMC) has announced a significant reduction in its monthly spend cap for earning 4 miles per dollar (mpd) on online transactions, effective from August 1st, 2025. The cap will be reduced from S$1,500 to S$1,000 per calendar month, representing a 33% cut. This change marks the second significant reduction in the card’s benefits in just over a year, with the original S$2,000 monthly cap having been reduced to S$1,500 in March 2024.

The reduction in the monthly cap will limit the card’s value proposition for regular online spenders. Cardholders who currently maximize the S$1,500 cap will see their high-rate earning potential cut by a third. The new cap of S$1,000 will result in a maximum of 4,000 miles per month (48,000 miles annually) at the premium rate, before reverting to the standard 0.4 mpd earning rate for additional spending.

This change is particularly significant given the increasing number of daily transactions that take place online, such as ride-sharing, shopping, food delivery, and travel bookings. The DBS WWMC card’s benefit of not excluding travel-related spending from its bonus earning category is also less meaningful with the reduced monthly cap.

The devaluation of the DBS WWMC card is part of a broader trend in the Singapore credit card market, where banks have been reducing benefits and caps on premium earning rates. The card’s competitive advantage has been significantly eroded, and it now has a similar monthly bonus cap to competitors like the Citi Rewards Card, HSBC Revolution, and UOB Lady’s Card.

Cardholders may want to consider alternative cards that offer better value for online spending, such as the Citi Rewards, HSBC Revolution, or UOB Preferred Platinum Visa. For larger transactions or travel expenses, higher-cap alternatives like the UOB Lady’s Solitaire or UOB Visa Signature may be more suitable.

The DBS WWMC card’s one-year points expiry period and limited transfer partner list are also significant drawbacks. As the Singapore miles-earning credit card market continues to see benefits eroded, cardholders must remain adaptable and be prepared to pivot their strategies to maximize their rewards. The card’s reduced cap will take effect on August 1st, 2025, giving cardholders a few months to maximize the current S$1,500 monthly cap and reassess their spend strategies going forward.

Japfa Ltd, a leading industrialized agri-food company, has successfully closed a $150 million sustainability-linked loan (SLL) with DBS Bank and Rabobank as joint sustainability coordinators. This loan marks a significant milestone in Japfa’s commitment to sustainable business practices and further solidifies its track record in sustainability financing transactions. The SLL is tied to key performance indicators (KPIs) aligned with Japfa’s sustainability strategy, addressing key material topics such as water recycling, zero coal, and improving access to nutrition.

Japfa’s sustainability strategy focuses on reducing freshwater use and wastewater discharge through water recycling, phasing out the use of coal in favor of cleaner energy solutions, and addressing malnutrition and stunting among children through its flagship CSR program, “Japfa For Kids”. The company aims to create a multiplier effect by providing education on balanced diets and access to affordable and nutritious proteins, ultimately improving the nutritional status of malnourished children.

As a leading animal protein producer in emerging Asia, Japfa is committed to enabling food security in the region while advancing sustainability across the value chain. The company strives to minimize environmental impact, promote efficient and ethical use of resources, and reduce food waste. Japfa’s CEO, Tan Yong Nang, emphasized the company’s determination to address pressing global challenges, from enhancing resource efficiency to improving nutrition and transitioning to cleaner energy sources.

The loan demonstrates the growing importance of sustainability-linked financing in driving positive environmental and social change within the agriculture sector. DBS and Rabobank, Japfa’s partners in this deal, are committed to collaborating with the company on its sustainability transition journey. The banks praised Japfa’s commitment to sustainability and its efforts to provide affordable nutrition to Asia’s emerging markets in an environmentally responsible way.

The SLL is a significant step towards achieving Japfa’s ambitious ESG goals and reaffirms its determination to address global challenges. The company’s partners, DBS and Rabobank, are dedicated to supporting Japfa’s sustainability agenda and driving greater impact in markets and communities across the region. The loan sets a precedent for the importance of sustainability-linked financing in the agriculture sector and highlights Japfa’s leadership in promoting sustainable practices and responsible production and consumption.

DBS and UOB have jointly provided a significant loan facility of IDR 6.7 trillion (approximately SGD 530 million or $412 million) to support the development of a new data centre campus in Batam, Indonesia. The project is a collaboration between Singapore-based data centre developer and operator DayOne and the Indonesia Investment Authority (INA), and marks the largest rupiah-denominated financing agreement ever secured for a data centre development. The loan will be used to develop and operate three data centres located in the Nongsa Digital Park (NDP) in Batam, which aims to be a “digital bridge” between Singapore and Indonesia.

The data centre campus is expected to have a combined IT load capacity of around 72MW upon completion by the end of 2025, accounting for approximately 5% of Indonesia’s projected data centre capacity of 1.41GW by 2029. This development comes amidst an ongoing digital transformation in Southeast Asia, with demand for data centre computing power expected to surge up to 6.5GW by 2030. The Singapore-Johor-Batam corridor, a major hub for data traffic in Southeast Asia, is projected to meet as much as half of this demand, with the corridor’s capacity estimated to reach up to 3.3GW by 2030.

The financing agreement is seen as a significant endorsement of DayOne’s commitment to Indonesia and the strategic importance of the DayOne NDP campus in strengthening the region’s digital backbone. The campus will be home to Indonesia’s most advanced AI-ready data centre, designed to support the next wave of digital transformation. The partners involved in the project, including DBS, UOB, DayOne, and INA, have expressed their commitment to supporting the growth and advancement of the data centre landscape in Indonesia, with the aim of driving digital transformation and economic growth in the region.

The deal is also seen as a strategic investment in the future of Southeast Asia’s digital economy, with the expansion of the region’s data centre capacity expected to accelerate the digital transformation of businesses within the region. The strengthened digital connectivity between Indonesia and Singapore is expected to better position both markets to capture growing regional demand for computing power. Overall, the development of the data centre campus in Batam is a significant milestone in the expansion of Southeast Asia’s digital infrastructure, and is expected to play a key role in driving the region’s digital growth and economic development.

DBS Bank has partnered with EY, the Singapore Manufacturing Federation, and Nanyang Polytechnic to launch a guide aimed at helping businesses reduce their carbon footprint. The “Decarbonisation Playbook: A Practical Guide for Manufacturers to a Low-Carbon Future” is designed to support over 5,000 manufacturers in Singapore and 1,600 learners from Nanyang Polytechnic’s programs. The guide is supported by Enterprise Singapore and SkillsFuture Singapore.

According to data from the National Climate Change Secretariat, manufacturing in Singapore accounted for 49% of the city-state’s greenhouse gas emissions in 2022. A survey of over 70 manufacturers found that 80% were still in the early stages of their sustainability journey, and 65% lacked visibility over their carbon emissions. The playbook aims to address this need for sector-specific, actionable support.

The guide features the “DECARB” framework, a step-by-step model that helps companies discover emissions sources, evaluate opportunities, create business cases, implement solutions, refine internal skills, and build long-term decarbonisation roadmaps. The framework combines perspectives from manufacturing players with insights from ecosystem players familiar with decarbonisation, breaking down complex requirements and policies into tangible and industry-tested tools.

Chen Ze Ling, Group Head of Corporate and SME Banking at DBS, emphasized the importance of practical, real-world support in driving meaningful decarbonisation. Praveen Tekchandani, Singapore Leader and Partner at EY, noted that the playbook provides a unique combination of perspectives, integrating science-based strategies, sector-specific pathways, and readily applicable solutions.

The launch of the playbook demonstrates DBS’s commitment to sustainability and its efforts to support businesses in reducing their environmental impact. The partnership with EY, the Singapore Manufacturing Federation, and Nanyang Polytechnic brings together expertise from various sectors to provide a comprehensive guide for manufacturers. The playbook is expected to play a significant role in supporting Singapore’s transition to a low-carbon economy.

The collaboration between DBS and EY highlights the growing importance of environmental, social, and governance (ESG) considerations in the banking and finance sector. As investors and consumers increasingly prioritize sustainability, banks and financial institutions are under pressure to demonstrate their commitment to ESG principles. The launch of the Decarbonisation Playbook is a significant step towards supporting businesses in reducing their carbon footprint and promoting a more sustainable future.

Hong Kong has officially become a “super-aged society” with over 20% of its population aged 65 or older, according to the World Health Organization. As of last year, 22% of the city’s residents are over 65, and this number is expected to rise to 40.6% by 2050, making Hong Kong the country with the highest proportion of elderly citizens. This significant demographic shift poses substantial challenges, including a shrinking workforce and increased pressure on healthcare and social security systems.

The United Nations predicts that Hong Kong will have the world’s highest proportion of people over 65 by 2050, surpassing South Korea and Japan. This shift will require innovative solutions to address the urgent social needs of the elderly population. DBS Bank, a multinational financial services firm, recognizes these challenges as opportunities to identify and support solutions that tackle pressing social issues.

Sebastian Paredes, DBS’ head of North Asia and CEO of DBS Bank (Hong Kong), emphasizes the importance of responsible business practices in addressing the challenges posed by an aging population. The bank aims to support local communities and create long-term value for people’s lives and livelihoods. Paredes believes that businesses play a crucial role in reshaping societal mindsets around aging, focusing on increasing health spans in tandem with lifespans.

By supporting businesses and creating opportunities that promote healthy aging, DBS Bank seeks to make a positive impact on the community. The bank’s approach recognizes that a super-aged society requires a multifaceted response that addresses the social, economic, and healthcare needs of the elderly population. By working together with local communities and stakeholders, DBS Bank aims to create a more sustainable and supportive environment for Hong Kong’s aging population. Ultimately, the bank’s efforts aim to improve the quality of life for elderly citizens, ensuring that they can live healthy, fulfilling lives and contribute to the community in meaningful ways.

DBS Group Holdings Ltd’s CEO, Tan Su Shan, has achieved a significant milestone by being named one of Fortune’s top 10 most powerful women in business in 2025. This recognition is a testament to her exceptional leadership and contributions to the banking industry. Tan’s journey to the top has been impressive, having taken over as CEO of DBS on March 28, 2025, after serving as the bank’s deputy CEO.

Notably, Tan’s ranking on Fortune’s list has seen a significant jump from last year, where she was placed 89th on the magazine’s list of 100 female leaders in business. This year, she has broken into the top 10, ranking sixth on the list. This rapid ascent is a reflection of her outstanding performance and the impact she has made in her relatively short tenure as CEO.

Tan’s appointment as deputy CEO and successor to former CEO Piyush Gupta was announced on August 7, 2024. At the time, this move was seen as a strategic effort to ensure a smooth transition of leadership at DBS. Under her guidance, the bank is expected to continue its growth trajectory and solidify its position in the industry.

Tan’s achievement is not only a personal triumph but also a significant milestone for women in leadership positions. Her recognition on Fortune’s list serves as an inspiration to aspiring female leaders, demonstrating that with dedication, hard work, and determination, they can reach the highest echelons of business.

As one of the top 10 most powerful women in business, Tan’s influence extends beyond the banking sector. Her leadership style, vision, and expertise are likely to have a profound impact on the broader business community, shaping the future of finance and beyond. With her at the helm, DBS is poised to navigate the complex landscape of the financial industry, driven by innovation, sustainability, and a commitment to excellence. Tan’s achievement is a celebration of her exceptional talents and a testament to the bank’s forward-thinking approach to leadership.

The International Society for Magnetic Resonance in Medicine (ISMRM) has highlighted the importance of postoperative MRI imaging in deep brain stimulation (DBS) treatment planning. DBS is a surgical procedure that involves implanting an electrode in a specific area of the brain to treat neurological disorders such as Parkinson’s disease, dystonia, and obsessive-compulsive disorder.

Traditionally, postoperative imaging for DBS has relied on computed tomography (CT) scans, which provide limited detail and may not accurately identify the location of the implanted electrode. In contrast, MRI offers higher spatial resolution and better soft-tissue contrast, allowing for more precise visualization of the electrode and surrounding brain tissue.

A study presented at the ISMRM annual meeting demonstrated the benefits of using postoperative MRI for DBS treatment planning. The researchers used a 3-tesla MRI scanner to image patients who had undergone DBS surgery and found that the MRI scans provided more accurate information about the location of the electrode and its relationship to surrounding brain structures.

The study showed that postoperative MRI imaging can help identify potential complications, such as electrode misplacement or brain hemorrhage, which can occur during the DBS procedure. It can also provide valuable information for programming the DBS device, such as the optimal stimulation parameters and electrode configuration.

The use of MRI postoperative imaging can also facilitate more personalized treatment planning for DBS patients. By providing a detailed picture of the electrode location and surrounding brain tissue, MRI can help clinicians identify the most effective stimulation targets and parameters for each individual patient.

Furthermore, the study highlighted the importance of using specialized MRI protocols and sequences to optimize image quality and accuracy. The researchers used a combination of T1-weighted, T2-weighted, and susceptibility-weighted imaging sequences to visualize the electrode and surrounding brain tissue.

In conclusion, the ISMRM study demonstrates the value of postoperative MRI imaging in DBS treatment planning. By providing more accurate and detailed information about the location of the implanted electrode and surrounding brain tissue, MRI can help improve the efficacy and safety of DBS therapy. As the field of DBS continues to evolve, the use of MRI postoperative imaging is likely to become a standard practice, enabling clinicians to provide more personalized and effective treatment for patients with neurological disorders. With its high spatial resolution and soft-tissue contrast, MRI is poised to play a critical role in optimizing DBS treatment outcomes.

The second earnings season of the year is underway, with Singapore’s three major banks – DBS Group, United Overseas Bank (UOB), and OCBC Ltd – reporting their first quarter 2025 earnings. Investors are keenly watching these banks, which form the backbone of the Singapore economy, to gauge their performance amidst global trade tensions. The banks have warned of potential challenges ahead, increasing their general provisions to prepare for a possible trade war and weak economic sentiment.

A comparison of the banks’ financials reveals that DBS Group posted the highest total income growth of 6.3% in the first quarter, driven by a strong increase in non-interest income. UOB, however, saw the best improvement in operating profit, with a 7.4% year-on-year increase. DBS was impacted by a global minimum tax rate, resulting in a fall in net profit.

In terms of net interest margin (NIM) and loan growth, DBS boasted the highest NIM of 2.12%, while OCBC saw the highest loan growth of 7.1% year-on-year. DBS also had the lowest cost-to-income ratio, indicating efficient expense management. OCBC, on the other hand, had the lowest non-performing loans (NPL) ratio of 0.9%.

DBS also topped the chart in terms of return on equity (ROE), with a ratio of 17.3% for the first quarter. However, in terms of valuation, UOB is the most attractive, with a price-to-book ratio of below 1.2 times.

Overall, DBS emerges as the winner in three out of six attributes, including financials, NIM, and ROE. UOB wins in two attributes, including operating profit and valuation, while OCBC scores best in terms of NPL ratio. However, investors should note that DBS has the most expensive valuation among the three banks.

In addition to these factors, investors should also consider the increase in general provisions across all three banks, as well as their dividend payout policies. DBS is the only bank to pay a quarterly dividend, and its dividend payout for the first quarter was 53% higher than the same period last year. Ultimately, investors should carefully evaluate these factors before making a decision to invest in the banking sector.

The second earnings season of 2025 is underway, and the spotlight is on the three major Singapore banks: DBS Group, United Overseas Bank (UOB), and OCBC Ltd. Investors are closely watching their first-quarter earnings, given the uncertainty surrounding the global economy and trade tensions. The banks have warned of potential challenges ahead, increasing their general provisions in anticipation of a possible trade war and weak economic sentiment.

To determine which bank is the best to invest in, we compared the three banks based on several attributes. DBS Group led in total income growth, with a 6.3% increase, driven by a rise in commercial book net interest income and non-interest income. UOB, however, reported the best operating profit improvement, with a 7.4% year-on-year increase.

In terms of net interest margin (NIM) and loan growth, DBS boasted the highest NIM at 2.12%, while OCBC saw the highest loan growth at 7.1% year-on-year. DBS also had the lowest cost-to-income (CIR) ratio, indicating efficient expense management. OCBC, on the other hand, had the lowest non-performing loans (NPL) ratio at 0.9%.

DBS also led in return on equity (ROE) at 17.3%, a key metric for measuring profitability. However, in terms of valuation, DBS is the most expensive, with a price-to-book ratio of 1.81 times, while UOB is the most affordable, with a price-to-book ratio below 1.2 times.

Overall, DBS wins in three out of six attributes, followed by UOB in two, and OCBC in one. However, investors should note that DBS also has the highest valuation. Additionally, the banks’ increasing general provisions and potential impact on dividends should be considered. DBS is the only bank among the trio to pay a quarterly dividend, with a total dividend of S$0.75 for the first quarter, 53% higher than the same period last year. Ultimately, the choice of which bank to invest in depends on individual investment goals and risk tolerance.

DBS Group Holdings Ltd., the largest lender in Southeast Asia, is advocating for a more realistic approach to reducing emissions from major polluters. Instead of imposing unrealistic demands for reforms, the bank believes that these companies need support to develop credible plans to curb their emissions. This is particularly relevant in the Asia-Pacific region, where coal still accounts for nearly half of the total energy supply and industries such as shipping and steel-making are struggling to decarbonize quickly.

According to Helge Muenkel, DBS’s chief sustainability officer, giving companies “breathing space” to develop transition plans is essential. The bank has warned that emissions tied to its customers may rise in the short term, but it is working to direct more funding towards supporting the early retirement of coal power plants and developing supply chains for critical minerals and green technology.

DBS has made significant commitments to sustainable financing, increasing its target to $69 billion by the end of 2024. The bank plans to hold its customers accountable for their transition efforts and will consider cutting ties with those who fail to demonstrate a willingness to move towards more sustainable practices. Muenkel emphasized that the bank will engage with customers to understand their transition plans and will only consider ending relationships with those who are not making a genuine effort to reduce their emissions.

Despite criticism from some quarters, DBS has chosen to remain a member of the Net-Zero Banking Alliance, a finance sector climate group that aims to promote collective action and collaboration on climate issues. The bank believes that this platform has been helpful in fostering collaboration and driving progress towards a more sustainable future. By taking a more nuanced and supportive approach, DBS aims to help major polluters transition towards a lower-carbon economy, rather than simply imposing unrealistic demands for reform.

In an effort to combat rising cases of scams, DBS and POSB have introduced a new feature on their mobile banking app that allows card holders to control who can add their cards to mobile phone wallets. The move comes as scammers have been using phished card details to add cards to mobile wallets such as Apple Pay and Google Pay, resulting in significant financial losses. According to DBS, over 650 police reports were lodged in the last quarter of 2024, with losses totaling at least $1.2 million.

The new feature, which will be rolled out in mid-May, introduces a “mobile wallets” toggle on the DBS banking app that must be switched on before a user can add their card details to their device for contactless payment. The toggle will be off by default and will automatically turn off after 10 minutes, requiring users to be deliberate in their actions. This “deliberate pause” is designed to alert customers when performing transactions and prevent unauthorized additions to mobile wallets.

DBS has over 6.5 million debit and credit cards in circulation, and the new feature is part of the bank’s ongoing efforts to enhance security controls and protect customers from scams. The bank has also introduced a money lock tool that allows customers to keep sums of money from being transferred digitally. Other banks, including UOB and OCBC, are also taking steps to enhance security, with plans to launch in-app digital token authentication for adding cards to mobile wallets by July.

The introduction of these new security features highlights the importance of joint vigilance between banks and customers in combating scams. DBS has emphasized the need for customers to be proactive in protecting their security and will continue to expand its suite of self-managed security features and anti-scam educational resources. Customers who are unfamiliar with mobile wallets can seek assistance by calling the ScamShield Helpline. By working together, banks and customers can reduce the risk of scams and protect financial information.

According to a report by IG, DBS and OCBC are expected to report lower net income year-on-year (y-o-y) in the first quarter of fiscal year 2025 (1QFY2025). On the other hand, UOB’s net income is projected to grow, albeit at a slower pace of 1.1% in 1QFY2025.

The downgrade in net income for DBS and OCBC is attributed to several factors, including higher loan loss provisions, compressed net interest margins (NIMs), and slower fee income growth. The Singapore banking sector has been facing challenges due to the ongoing economic uncertainty, which has led to a decline in business confidence and credit growth. As a result, banks have been increasing their loan loss provisions to cushion against potential credit losses.

DBS, in particular, is expected to report a lower net profit due to its significant exposure to the credit market and higher loan loss provisions. OCBC, on the other hand, is likely to be impacted by the slower fee income growth and compressed NIMs. The bank’s wealth management and insurance businesses are expected to be affected by the market volatility and lower investment yields.

In contrast, UOB’s net income is expected to grow, albeit at a slower pace of 1.1% in 1QFY2025. The bank’s diversified business model, which includes a strong franchise in Southeast Asia, is expected to cushion the impact of the economic uncertainty. UOB’s loan portfolio is also considered to be more resilient, with a lower proportion of high-risk loans.

The slower growth in net income for UOB is attributed to the higher loan loss provisions and compressed NIMs. However, the bank’s strong capital position and diversified business model are expected to support its growth in the long term. Overall, the Singapore banking sector is facing challenges due to the economic uncertainty, but UOB’s diversified business model and strong capital position are expected to help it navigate the tough environment.

The report by IG highlights the importance of banks’ ability to manage their risk exposure and maintain a strong capital position in times of economic uncertainty. The Singapore banking sector is expected to remain challenging in the near term, but banks with a diversified business model and strong capital position are likely to be better equipped to navigate the tough environment.

The Disclosure and Barring Service (DBS) is introducing a new feature to its Barring Referral Service, called “Save and Return”. This feature allows users to save their progress when making referrals and return to complete them at a more convenient time. To access this feature, users will need to create a GOV.UK One Login account, a secure and trusted government service. The “Save and Return” feature addresses a common issue where users had to complete referrals in a single session, or risk losing their work. Many users were not returning to submit referrals after they had been abandoned due to time out or other factors.

The new feature provides several benefits, including allowing users more time to complete their referrals, making it easier to manage workloads, and making the process more convenient. Users can now securely save their work and return to it later, eliminating the need to complete referrals in one session. This added flexibility will also enable users to consult with colleagues or gather further information, resulting in more detailed and accurate referrals. The feature is expected to have a positive impact on the quality of referrals received by DBS.

The “Save and Return” feature will be launched on May 1st, and users can access it through the Barring Referral Service GOV.UK page. To make a referral online, users can visit the same page and follow the instructions. The introduction of this feature demonstrates DBS’s commitment to improving its services and making the referral process more user-friendly. By providing users with more flexibility and convenience, DBS aims to increase the number of referrals submitted and improve the overall quality of the referrals.

Overall, the “Save and Return” feature is a significant improvement to the Barring Referral Service, and it is expected to have a positive impact on the users and the quality of referrals received by DBS. With the launch of this feature, DBS is taking a step towards making the referral process more efficient, convenient, and user-friendly. Users can now make referrals with more ease and flexibility, and DBS can receive more accurate and detailed referrals, ultimately contributing to a safer and more secure environment.

The article discusses a talk by Dr. Sandeep Vaishya, a neurointerventional radiologist, on the topic of “Genetics, DBS Surgery, and Managing Parkinson’s Disease”. Dr. Vaishya highlighted the importance of genetics in understanding the progression of Parkinson’s disease and the potential benefits of deep brain stimulation (DBS) surgery in managing its symptoms.

According to Dr. Vaishya, genetics play a crucial role in the development and progression of Parkinson’s disease. Research has identified several genetic mutations that can increase an individual’s risk of developing the condition. Moreover, Dr. Vaishya emphasized that genetics can also influence the effectiveness of DBS surgery, with some studies suggesting that certain genetic variations can impact the response to the procedure.

In his talk, Dr. Vaishya also discussed the current understanding of DBS surgery for Parkinson’s disease. He highlighted the benefits of DBS surgery, including its ability to alleviate symptoms such as tremors, rigidity, and bradykinesia. Dr. Vaishya also emphasized the importance of individually tailored surgery, as the optimal target areas for DBS stimulation vary depending on the individual patient.

Furthermore, Dr. Vaishya touched on the challenges faced in managing Parkinson’s disease. He noted that the condition is characterized by its complex and heterogeneous nature, making it difficult to develop effective treatments. Dr. Vaishya also highlighted the importance of multidisciplinary care, emphasizing the need for collaboration between various medical professionals to provide comprehensive treatment.

Dr. Vaishya concluded his talk by emphasizing the need for ongoing research to improve our understanding of Parkinson’s disease and to develop more effective treatments. He noted that the development of novel technologies, such as biomarkers and personalized medicine, may hold the key to better management of the condition.

Overall, Dr. Vaishya’s expert talk provided valuable insights into the current understanding of genetics, DBS surgery, and managing Parkinson’s disease. His talk highlighted the importance of considering individual genetic variations in the development of effective treatment plans, as well as the potential benefits of DBS surgery in alleviating symptoms.