Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

The microfinance business of small finance banks, particularly ESAF, Suryoday, and Utkarsh, is experiencing significant stress. Approximately 20% of their microloan books are under stress, with portfolios at risk (PAR) for over 30 days ranging from 19.73% to 23.23% as...
Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

Maximize Your Earnings: Explore Top Small Finance Options for Higher FD Returns

Fixed deposits (FDs) are a popular investment option for those seeking assured returns, with small finance banks offering higher interest rates than larger banks. These smaller banks provide competitive rates for short-term deposits, typically ranging from 1-3 years,...