Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

Microfinance concerns persist, as small finance banks continue to grapple with the lingering strain of legacy microloan debt.

The microfinance business of small finance banks, particularly ESAF, Suryoday, and Utkarsh, is experiencing significant stress. Approximately 20% of their microloan books are under stress, with portfolios at risk (PAR) for over 30 days ranging from 19.73% to 23.23% as...