The Government of Kerala has launched a health and accident insurance scheme called Norka Care, which is now active and covering over 4 lakh Malayalis. The scheme, implemented in association with New India Assurance, provides medical coverage of up to ₹5 lakh and accidental death coverage of up to ₹10 lakh. The insurance policy is available to both domestic and overseas Malayali expatriates, and individuals up to the age of 70 years can enroll.
As of October 31, a total of 1,02,524 families have already enrolled in the scheme, and those who have registered are now covered under the policy. The registration deadline has been extended till November 30, allowing more people to join the scheme. To register, individuals can submit their applications through the Norka Roots website or via the Norka Care mobile app. Those who haven’t obtained an NRK card can apply for one and receive an e-card within 24 hours, which can then be used to register for Norka Care.
The insurance policy provides comprehensive coverage, including treatment for Ayush up to ₹50,000 and cataract surgeries up to ₹30,000, even without hospitalization. Pre-existing diseases are also covered, and there is no waiting period for claims. A family consisting of parents and two children can get coverage for an annual premium of ₹13,411. Once the application is submitted and payment is made online, the Norka Care e-card will be issued immediately, which can be used whenever medical treatment is required.
The Norka Care scheme is a significant initiative by the Government of Kerala to provide health and accident insurance coverage to Malayalis, both within the state and outside. With its comprehensive coverage and affordable premium, the scheme is expected to benefit a large number of people. Interested individuals can register for the scheme by November 30 and avail of the benefits of Norka Care. The scheme is a testament to the government’s commitment to providing social security and welfare to its citizens, particularly those living outside the state.