People take personal loans to fulfil urgent requirements that can’t be fulfiled by other loans. Personal loans don’t come at a fixed rate, and banks offer these loans based on an individual’s Cibil score, repayment capacity, income level, and profession, among other factors. A personal loan is an unsecured loan, so the rate of interest is quite high compared to a home loan or other loans where collateral is involved.
COMMERCIAL BREAKSCROLL TO CONTINUE READINGHere’s a list of 7 banks, including SBI, HDFC Bank, ICICI Bank, and PNB, that provide personal loans. (as per Paisabazaar.com).
The table doesn’t include the processing fee. It may vary from bank to bank.
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