Udit Bhandari, a real estate consultant, lives in Gurugram, Haryana, with his wife and eight-year-old son. He has a family floater health insurance policy from a private insurance company. Family floaters are health insurance plans that cover health care expenses of any of the members of a family, and they are very popular because of the flexibility. But Bhandari is worried, as his plan’s premium has gone up exorbitantly. “For a cover of Rs5 lakh, I paid a premium of Rs28,578 for two…
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