The article discusses the various fixed deposit (FD) options available for super-senior citizens aged 80 and above from leading banks in India. While not all banks offer special rates for super-senior citizens, some institutions, such as the State Bank of India, Punjab National Bank, RBL Bank, Indian Bank, and Union Bank of India, have introduced attractive interest rates to cater to their needs. The article highlights the following top FD options for super-senior citizens:
* State Bank of India: 7.60% interest rate for FDs with a tenure of 2-3 years through its “Patrons” scheme.
* Punjab National Bank: 8.10% interest rate for super-senior citizens on a 400-day FD.
* RBL Bank: 8.75% interest rate for super-senior citizens on a 500-day FD.
* Indian Bank: 8.05% interest rate on a 400-day tenure through its special FD scheme.
* Union Bank of India: 8.05% interest rate for super-senior citizens on a 456-day FD.
These banks offer higher interest rates than their standard senior citizen FD rates, ensuring that super-senior citizens can maximize their returns and secure their savings with the right FD choice.