The article discusses Fixed Deposit (FD) schemes that offer interest rates of 8% or more. It highlights the importance of FDS as a low-risk investment option, particularly during times of market volatility. The article notes that various banks and NBFCs offer FD schemes with higher interest rates, including Axis Bank, ICICI Bank, HDFC Bank, and SBI. The interest rates range from 7.75% to 8.20% per annum for varying tenure options, including short-term, medium-term, and long-term deposits. Additionally, some schemes offer tax benefits under Section 80C of the Income-tax Act. The article recommends carefully reviewing the FD terms, including the interest rate, tenure, and exit fees, before investing.
- Axis bank
- Bandhan Bank
- Bank of Baroda
- Bank of Maharashtra
- Canara Bank
- Central Bank of India
- City Union Bank
- Dhanlaxmi Bank
- HDFC Bank
- IDBI Bank
- Indian Bank
- Indian Overseas Bank
- IndusInd Bank
- Karur Vysya Bank
- Punjab National Bank
- South Indian Bank
- Standard Chartered
- State Bank of India
- Tamilnad Mercantile Bank
- Union Bank of India