{"id":222688,"date":"2026-01-16T12:30:53","date_gmt":"2026-01-16T12:30:53","guid":{"rendered":"https:\/\/smallnews.in\/insurance\/2026\/01\/16\/trumps-great-health-care-plan-aims-to-lower-drug-costs-and-insurance-premiums\/"},"modified":"2026-01-16T12:30:53","modified_gmt":"2026-01-16T12:30:53","slug":"trumps-great-health-care-plan-aims-to-lower-drug-costs-and-insurance-premiums","status":"publish","type":"post","link":"https:\/\/smallnews.in\/insurance\/2026\/01\/16\/trumps-great-health-care-plan-aims-to-lower-drug-costs-and-insurance-premiums\/","title":{"rendered":"Trump&#8217;s &#8216;great health care plan&#8217; aims to lower drug costs and insurance premiums."},"content":{"rendered":"<p>President Trump has unveiled his new healthcare plan, which he claims will put Americans first and lower the cost of prescription drugs and insurance premiums. The plan, which requires Congressional approval, would allow individuals to purchase their own healthcare options using funds provided by the government. The government would place money into healthcare savings accounts, which individuals could use to buy their own healthcare plans. The plan also includes a website, Trump RX, where people can purchase safe pharmaceutical drugs over the counter.<\/p>\n<p>According to the White House, the plan would lower prescription drug prices, decrease insurance premiums, and require greater transparency from insurance companies. The plan would also create a cost-sharing reduction program, which would save taxpayers at least $36 billion and reduce Obamacare plan premiums by over 10%. Administration officials estimate that people would save between 10% and 15% on healthcare premiums under the president&#8217;s proposal.<\/p>\n<p>The plan has been praised by some Republicans, including Senate Majority Leader John Thune and Speaker Mike Johnson. However, it is unclear when the plan will be taken up by Congress, and it may face opposition in the Senate. The White House is confident that the plan will pass, with press secretary Karoline Leavitt stating that Congress and the White House will work together to put the plan into action.<\/p>\n<p>One of the key features of the plan is the creation of the Trump RX website, which would make safe pharmaceutical drugs available for over-the-counter purchase. Dr. Mehmet Oz, who briefed reporters on the plan, said that making more drugs available over the counter would reduce costs and time, as people would no longer need to make doctor&#8217;s appointments for prescriptions. The FDA would give its stamp of approval to any drug moved to over-the-counter status, and options being considered include anti-inflammatory drugs and peptic ulcer products.<\/p>\n<p>The plan would also involve switching money from Obamacare to Health Savings Accounts, although the details of how this would work are still unclear. A senior administration official said that the White House is flexible on the details and is open to different approaches. Despite the uncertainty, officials are optimistic that the plan will get Congressional approval this year, citing positive reception from Capitol Hill and the potential for bipartisan support.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>President Trump has unveiled his new healthcare plan, which he claims will put Americans first and lower the cost of prescription drugs and insurance premiums. The plan, which requires Congressional approval, would allow individuals to purchase their own healthcare options using funds provided by the government. The government would place money into healthcare savings accounts, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31,22],"tags":[],"class_list":["post-222688","post","type-post","status-publish","format-standard","hentry","category-care","category-insurance"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VVK","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222683,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/16\/trump-unveils-great-healthcare-plan-outlines-diverse-set-of-initiatives\/","url_meta":{"origin":222688,"position":0},"title":"Trump Unveils &#8216;Great Healthcare Plan&#8217;, Outlines Diverse Set of Initiatives","author":"Team Small News","date":"January 16, 2026","format":false,"excerpt":"President Trump has unveiled his \"Great Healthcare Plan\", a collection of initiatives aimed at improving the US healthcare system. The plan, announced at a rally in North Carolina, is a grab bag of proposals that include expanding health savings accounts, increasing transparency in medical billing, and lowering prescription drug costs.\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222715,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/22\/health-insurance-ceos-to-testify-before-house-committees-amid-rising-premium-costs\/","url_meta":{"origin":222688,"position":1},"title":"Health insurance CEOs to testify before House committees amid rising premium costs","author":"Team Small News","date":"January 22, 2026","format":false,"excerpt":"The CEOs of five major health insurance companies, including UnitedHealth Group, CVS Health, and Cigna, are set to testify before two House committees on Thursday, facing questions about rising healthcare costs. The hearings come after Republicans allowed enhanced Affordable Care Act (ACA) subsidies to expire, leading to sharp premium increases\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222512,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/25\/healthcare-costs-are-expected-to-increase-for-some-individuals-in-2026-while-others-may-experience-a-decrease-in-expenses\/","url_meta":{"origin":222688,"position":2},"title":"Healthcare costs are expected to increase for some individuals in 2026, while others may experience a decrease in expenses.","author":"Team Small News","date":"December 25, 2025","format":false,"excerpt":"A significant healthcare divide is expected to emerge in 2026, affecting Americans differently based on their insurance coverage. On one hand, Medicare beneficiaries may experience savings on prescription drug costs, thanks to the Inflation Reduction Act (IRA) signed into law by President Joe Biden in 2022. The IRA allows Medicare\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222415,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/13\/house-republicans-release-health-plan-to-allow-subsidies-to-expire-the-new-york-times\/","url_meta":{"origin":222688,"position":3},"title":"House Republicans Release Health Plan to Allow Subsidies to Expire &#8211; The New York Times","author":"Team Small News","date":"December 13, 2025","format":false,"excerpt":"The House Republican Party has released a healthcare plan that would allow subsidies for low-income individuals to purchase health insurance to end. The plan, which is part of the American Health Care Act, aims to repeal and replace the Affordable Care Act (ACA), also known as Obamacare. Under the new\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222428,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/15\/house-republicans-introduce-healthcare-plan-without-extending-affordable-care-act-subsidies-ahead-of-upcoming-vote\/","url_meta":{"origin":222688,"position":4},"title":"House Republicans introduce healthcare plan without extending Affordable Care Act subsidies ahead of upcoming vote","author":"Team Small News","date":"December 15, 2025","format":false,"excerpt":"House Republicans, led by Speaker Mike Johnson, have introduced a healthcare package aimed at addressing rising costs. The proposal, which will be voted on in the House next week, includes measures to expand association health plans, impose transparency requirements on pharmacy benefit managers, and appropriate funds for cost-sharing reductions to\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222437,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/16\/house-republicans-unveil-alternative-health-care-plan-following-senate-setback\/","url_meta":{"origin":222688,"position":5},"title":"House Republicans Unveil Alternative Health Care Plan Following Senate Setback","author":"Team Small News","date":"December 16, 2025","format":false,"excerpt":"The US Congress is facing a time-sensitive issue as the enhanced Affordable Care Act (ACA) tax subsidies are set to expire at the end of the year, which could lead to a significant increase in healthcare premiums for millions of Americans. Democrats have been pushing to extend these subsidies, but\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts\/222688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/comments?post=222688"}],"version-history":[{"count":0,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts\/222688\/revisions"}],"wp:attachment":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/media?parent=222688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/categories?post=222688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/tags?post=222688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}