The US House of Representatives has passed legislation to re-establish tax credits that lowered premiums for Affordable Care Act (ACA) health plans. The bill, which was passed with a vote of 230-196, would extend the credits for three years. All Democrats voted in favor of the measure, along with 17 Republicans, many of whom were moderates who wanted to prevent a hike in healthcare costs for their constituents.<\/p>\n
The tax credits were first created under Joe Biden but expired at the end of last year. Despite efforts by Democrats to continue them, they were not renewed. The House measure is likely to be revised by the Republican-controlled Senate before it is enacted. Republican congressman Mike Lawler stated that he voted in favor of the bill to send it to the Senate, where it can be revised and potentially become law.<\/p>\n
The bill’s passage is a significant rebuke to Donald Trump, who has opposed extending the tax credits. Trump has dismissed concerns about affordability as a “hoax,” but Democrats see the tax credits as a key part of their pitch to voters ahead of the midterm elections in November. The party plans to make healthcare and the high cost of living a major issue in 2026.<\/p>\n
The Republican speaker, Mike Johnson, has also opposed the credits, arguing that they would enable fraud. However, moderate Republicans sought to strike a compromise that would be palatable to both parties. After Johnson refused to bring any deal to the floor, four Republicans signed a discharge petition that forced a vote on the legislation.<\/p>\n
Experts expect that premiums for enrollees of the plans will roughly double without the subsidies. The bill’s passage is seen as a significant step forward in addressing the “affordability crisis” that Democrats have emphasized as a key plank of their platform. The House minority leader, Hakeem Jeffries, stated that the affordability crisis is “very real” and that the party will continue to push for measures to lower healthcare costs.<\/p>\n
The Senate will now consider the bill, and it is likely to be revised before it is enacted. The Republican-controlled Senate may try to add their own provisions to the bill, which could potentially change its scope and impact. Nevertheless, the passage of the bill in the House is a significant victory for Democrats and a rebuke to Trump’s opposition to the tax credits.<\/p>\n","protected":false},"excerpt":{"rendered":"
The US House of Representatives has passed legislation to re-establish tax credits that lowered premiums for Affordable Care Act (ACA) health plans. The bill, which was passed with a vote of 230-196, would extend the credits for three years. All Democrats voted in favor of the measure, along with 17 Republicans, many of whom were […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31,22],"tags":[],"class_list":["post-222639","post","type-post","status-publish","format-standard","hentry","category-care","category-insurance"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VUX","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222573,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/02\/millions-of-americans-face-steep-health-insurance-hikes-as-affordable-care-act-subsidies-expire\/","url_meta":{"origin":222639,"position":0},"title":"Millions of Americans face steep health insurance hikes as Affordable Care Act subsidies expire.","author":"Team Small News","date":"January 2, 2026","format":false,"excerpt":"The Affordable Care Act (ACA) tax subsidies, which have helped millions of Americans pay for health coverage, have expired as of the end of 2025. This expiration is expected to significantly impact the over 20 million subsidized enrollees in the ACA program, who will now face rising premium costs. According\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222616,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/07\/subsidies-wont-fix-americas-health-care-crisis-the-hill\/","url_meta":{"origin":222639,"position":1},"title":"Subsidies won\u2019t fix America\u2019s health care \u2018crisis\u2019 – The Hill","author":"Team Small News","date":"January 7, 2026","format":false,"excerpt":"The US healthcare system is often criticized for being overly expensive and inaccessible to many Americans. In an effort to address these issues, some policymakers have proposed increasing subsidies to help individuals and families afford healthcare. However, this approach may not be the most effective solution to the country's healthcare\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222757,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/29\/as-federal-health-care-subsidies-expire-state-and-city-efforts-aim-to-lower-insurance-costs-baystatebanner-com\/","url_meta":{"origin":222639,"position":2},"title":"As Federal Health Care Subsidies Expire, State and City Efforts Aim to Lower Insurance Costs – baystatebanner.com","author":"Team Small News","date":"January 29, 2026","format":false,"excerpt":"As federal healthcare subsidies are set to expire, state and city efforts are underway to lower insurance costs for individuals and families. The American Rescue Plan Act (ARPA) provided temporary subsidies to make health insurance more affordable, but these subsidies are slated to end in 2023. To mitigate the potential\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222654,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/12\/the-affordable-care-act-aca-subsidies-crisis-is-prompting-individuals-to-explore-alternative-solutions-for-health-insurance-as-reported-by-npr\/","url_meta":{"origin":222639,"position":3},"title":"The Affordable Care Act (ACA) subsidies crisis is prompting individuals to explore alternative solutions for health insurance, as reported by NPR.","author":"Team Small News","date":"January 12, 2026","format":false,"excerpt":"The rising cost of healthcare in the US has led some Americans to make drastic decisions to manage their expenses. Mathew, a 40-year-old man from Michigan, is one such individual who has taken a significant step to ensure he can afford his medical care. Due to his autoimmune disease, Mathew\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222629,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/09\/the-us-house-of-representatives-has-passed-a-bill-that-extends-health-care-subsidies-going-against-the-wishes-of-gop-leaders-as-reported-by-the-washington-post\/","url_meta":{"origin":222639,"position":4},"title":"The US House of Representatives has passed a bill that extends health care subsidies, going against the wishes of GOP leaders, as reported by The Washington Post.","author":"Team Small News","date":"January 9, 2026","format":false,"excerpt":"The US House of Representatives has passed a bill that extends health care subsidies, despite opposition from Republican leaders. The bill, which aims to continue the increased subsidies provided under the American Rescue Plan Act, is seen as a significant development in the ongoing debate over healthcare in the United\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222662,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/14\/fewer-americans-are-enrolling-in-affordable-care-act-aca-health-insurance-plans-as-the-cost-of-coverage-increases\/","url_meta":{"origin":222639,"position":5},"title":"Fewer Americans are enrolling in Affordable Care Act (ACA) health insurance plans as the cost of coverage increases.","author":"Team Small News","date":"January 14, 2026","format":false,"excerpt":"The number of Americans signing up for Affordable Care Act (ACA) health insurance plans has decreased by 3.5% compared to the same time last year, with around 800,000 fewer people selecting plans. 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