The Tamil Nadu government has extended the New Health Insurance Scheme, 2021, for its employees by another year, from July 1, 2025, to June 30, 2026. The scheme, which was set to expire on June 30, 2025, provides health insurance coverage to government employees and their families. The insurance cover is capped at \u20b95 lakh for families of all insured employees, with an additional \u20b95 lakh for specified illnesses. The extension of the scheme is as per the existing terms and conditions of the agreement with the United India Insurance Company Limited.<\/p>\n
However, the State coordinator of the Contributory Pension Scheme (CPS) Abolition Movement, P. Frederic Engels, has raised concerns about the clarity of the government order (G.O.) issued by the Finance (Health Insurance) department. He pointed out that it is not clear if employees who have exhausted their original cover within the block period of four years are eligible for an additional \u20b95 lakh cover during the next one year.<\/p>\n
Engels also criticized the scheme, saying that despite being designed to provide cashless treatment, most employees who have claimed health insurance have had to incur significant expenses out of their own pockets. He argued that if the extended health insurance cover does not provide additional cover for one year, employees would be paying for a cover they may not be able to benefit from.<\/p>\n
The scheme was initially launched in 2021, with an annual premium payable by the government of \u20b93,240 + GST per employee per annum for a block period of four years. The premium was recovered from employees at \u20b9300 per month. In December 2021, the government extended the cover to dependent children of government employees without any age restriction, with an additional premium of \u20b920 + GST per family per annum. The insurance company has agreed to extend the scheme for another year, following a request from the Director of Treasuries and Accounts. The extension is expected to benefit government employees and their families, but concerns about the scheme’s effectiveness and clarity remain.<\/p>\n","protected":false},"excerpt":{"rendered":"
The Tamil Nadu government has extended the New Health Insurance Scheme, 2021, for its employees by another year, from July 1, 2025, to June 30, 2026. The scheme, which was set to expire on June 30, 2025, provides health insurance coverage to government employees and their families. The insurance cover is capped at \u20b95 lakh […]<\/p>\n","protected":false},"author":1,"featured_media":221269,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,39],"tags":[],"class_list":["post-222612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-united-india-insurance"],"jetpack_featured_media_url":"https:\/\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/united-india-insuracne.jpg","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VUw","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222765,"url":"https:\/\/smallnews.in\/insurance\/2026\/02\/02\/the-annual-premium-for-the-chief-ministers-comprehensive-health-insurance-scheme-cmchis-exceeds-%e2%82%b91200-crore-which-is-paid-to-the-insurance-company\/","url_meta":{"origin":222612,"position":0},"title":"The annual premium for the Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) exceeds \u20b91,200 crore, which is paid to the insurance company.","author":"Team Small News","date":"February 2, 2026","format":false,"excerpt":"The Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in India's Tamil Nadu state has provided health insurance benefits to over 1.45 crore families. The state government has paid an annual premium of \u20b91,237.80 crore to the United India Insurance Company, which includes \u20b91,173.66 crore for the coverage period from January\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222762,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/31\/chief-ministers-health-insurance-scheme-reveals-that-kidney-and-heart-treatments-are-the-most-common-claims-in-chennai\/","url_meta":{"origin":222612,"position":1},"title":"Chief Minister’s health insurance scheme reveals that kidney and heart treatments are the most common claims in Chennai.","author":"Team Small News","date":"January 31, 2026","format":false,"excerpt":"The Chief Minister's Health Insurance Scheme in Tamil Nadu has reported that treatment for kidney and heart diseases are the most common claims under the scheme. According to data from the Tamil Nadu State Health Systems Project, dialysis is the most opted procedure, followed by angiography-stenting and cardiac bypass surgery.\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222742,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/26\/punjab-government-to-launch-rs-10-lakh-cashless-health-insurance-scheme-in-partnership-with-united-india-insurance\/","url_meta":{"origin":222612,"position":2},"title":"Punjab Government to Launch Rs 10 Lakh Cashless Health Insurance Scheme in Partnership with United India Insurance","author":"Team Small News","date":"January 26, 2026","format":false,"excerpt":"The Punjab government is set to launch a new health insurance scheme, 'Mukh Mantri Sehat Yojna' (MMSY), on January 15, 2026, which aims to provide cashless treatment up to \u20b910 lakh per family per year to all residents of Punjab. 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The agreement was signed by the CEO of\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222586,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/03\/punjab-has-signed-an-agreement-to-launch-a-cashless-health-insurance-program-which-is-set-to-be-implemented-on-january-15\/","url_meta":{"origin":222612,"position":4},"title":"Punjab has signed an agreement to launch a cashless health insurance program, which is set to be implemented on January 15.","author":"Team Small News","date":"January 3, 2026","format":false,"excerpt":"The state government of Punjab has signed an agreement with the United India Insurance Company to launch a cashless health insurance scheme called 'Mukh Mantri Sehat Yojna' on January 15. 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