The Punjab government, led by Chief Minister Bhagwant Singh Mann, is set to launch a new health insurance scheme called ‘Mukh Mantri Sehat Yojna’ (MMSY) on January 15, 2026. The scheme aims to provide \u20b910 lakh cashless health insurance cover to all families in Punjab, ensuring health dignity and financial protection for every household. This move is a significant step towards achieving Universal Health Coverage, a promise made by the CM.<\/p>\n
The agreement for the scheme was signed with the United India Insurance Company, which will provide coverage of \u20b91,00,000 per family for all 65 lakh families in the state. For treatment requirements between \u20b91,00,000 and \u20b910,00,000, the insurance will be provided by the State Health Agency (SHA) Punjab on a trust basis. The scheme adopts the latest Health Benefit Package (HBP 2.2), ensuring comprehensive coverage through more than 2,000 selected treatment packages.<\/p>\n
Beneficiaries can access secondary and tertiary care across a robust network of 824 empaneled hospitals, including 212 Public Hospitals, eight Government of India Hospitals, and over 600 Private Hospitals. The number of empaneled hospitals is expected to increase further as the scheme progresses. The scheme is designed for total inclusivity, featuring no income cap or exclusion criteria, and enrolment has been made simple and accessible through Common Service Centres (CSCs) using only Aadhaar and Voter IDs.<\/p>\n
The Health Minister, Dr. Balbir Singh, highlighted that the scheme significantly expands health protection from the earlier \u20b95 lakh coverage, which was limited to specific categories. He also emphasized that the selection of United India Insurance brings the advantage of specialists to manage CPD processing efficiently, ensuring faster claim settlements and reduced payment turnaround times. CM Bhagwant Singh Mann and AAP National Convenor Arvind Kejriwal will formally launch the scheme on January 15, 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"
The Punjab government, led by Chief Minister Bhagwant Singh Mann, is set to launch a new health insurance scheme called ‘Mukh Mantri Sehat Yojna’ (MMSY) on January 15, 2026. The scheme aims to provide \u20b910 lakh cashless health insurance cover to all families in Punjab, ensuring health dignity and financial protection for every household. This […]<\/p>\n","protected":false},"author":1,"featured_media":221269,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31,22,39],"tags":[],"class_list":["post-222580","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-care","category-insurance","category-united-india-insurance"],"jetpack_featured_media_url":"https:\/\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/united-india-insuracne.jpg","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VU0","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222742,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/26\/punjab-government-to-launch-rs-10-lakh-cashless-health-insurance-scheme-in-partnership-with-united-india-insurance\/","url_meta":{"origin":222580,"position":0},"title":"Punjab Government to Launch Rs 10 Lakh Cashless Health Insurance Scheme in Partnership with United India Insurance","author":"Team Small News","date":"January 26, 2026","format":false,"excerpt":"The Punjab government is set to launch a new health insurance scheme, 'Mukh Mantri Sehat Yojna' (MMSY), on January 15, 2026, which aims to provide cashless treatment up to \u20b910 lakh per family per year to all residents of Punjab. The scheme, which will be launched by Chief Minister Bhagwant\u2026","rel":"","context":"In "Care"","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222661,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/13\/the-punjab-government-has-signed-an-agreement-to-introduce-a-cashless-health-insurance-program-which-is-set-to-be-launched-on-january-15\/","url_meta":{"origin":222580,"position":1},"title":"The Punjab government has signed an agreement to introduce a cashless health insurance program, which is set to be launched on January 15.","author":"Team Small News","date":"January 13, 2026","format":false,"excerpt":"The Punjab government has signed an agreement with the United India Insurance Company to launch the \"Mukh Mantri Sehat Yojna\" on January 15. This scheme will provide a cashless health insurance cover of Rs 10 lakh to all families in the state. 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This move is in line with the promise made by Chief Minister Bhagwant Mann to provide health dignity and financial protection to\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222691,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/17\/bjp-terms-%e2%82%b910l-health-insurance-plan-fiscally-impossible\/","url_meta":{"origin":222580,"position":4},"title":"BJP Terms \u20b910L Health Insurance Plan Fiscally Impossible","author":"Team Small News","date":"January 17, 2026","format":false,"excerpt":"The Punjab unit of the Bharatiya Janata Party (BJP) has launched a scathing attack on the Aam Aadmi Party (AAP) government's upcoming health insurance rollout, labelling it a \"bundle of lies\" designed to mislead voters. 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