{"id":222545,"date":"2025-12-30T01:12:26","date_gmt":"2025-12-30T01:12:26","guid":{"rendered":"https:\/\/smallnews.in\/insurance\/2025\/12\/30\/safeguard-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram-3\/"},"modified":"2025-12-30T01:12:26","modified_gmt":"2025-12-30T01:12:26","slug":"safeguard-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram-3","status":"publish","type":"post","link":"https:\/\/smallnews.in\/insurance\/2025\/12\/30\/safeguard-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram-3\/","title":{"rendered":"Safeguard Your Vehicle This Monsoon: Essential Motor Insurance Add-ons From Royal Sundaram"},"content":{"rendered":"

As the monsoon season approaches, it’s essential to ensure your vehicle is protected from the potential risks associated with heavy rainfall and flooding. Royal Sundaram, a leading insurance provider, offers a range of motor insurance add-ons that can provide comprehensive coverage for your vehicle. Here are some essential add-ons to consider:<\/p>\n

    \n
  1. Engine Protector Add-on<\/strong>: This add-on covers the cost of repairing or replacing your vehicle’s engine in case of damage due to water ingress or flooding. It’s a crucial coverage, especially during monsoons, when waterlogging and flooding are common.<\/li>\n
  2. Zero Depreciation Add-on<\/strong>: This add-on waives off the depreciation on your vehicle’s parts, ensuring you receive the full claim amount without any deduction. It’s beneficial in case of accidents or damage to your vehicle during the monsoon season.<\/li>\n
  3. Roadside Assistance Add-on<\/strong>: This add-on provides 24\/7 roadside assistance, including towing, fuel delivery, and battery jump-start, in case your vehicle breaks down or is stranded due to heavy rainfall or flooding.<\/li>\n
  4. Hydrostatic Lock Add-on<\/strong>: This add-on covers the cost of repairing or replacing your vehicle’s engine and other components in case of hydrostatic lock, which occurs when water enters the engine’s cylinders.<\/li>\n
  5. Consumable Expenses Add-on<\/strong>: This add-on covers the cost of consumables, such as engine oil, fuel filter, and brake pads, which may be damaged or lost due to accidents or flooding.<\/li>\n<\/ol>\n

    Royal Sundaram’s motor insurance add-ons offer several benefits, including:<\/p>\n

      \n
    • Comprehensive coverage<\/strong>: The add-ons provide extensive coverage for your vehicle, ensuring you’re protected against various risks associated with the monsoon season.<\/li>\n
    • Financial protection<\/strong>: The add-ons help you avoid significant out-of-pocket expenses in case of accidents or damage to your vehicle.<\/li>\n
    • Convenience<\/strong>: The add-ons offer a range of services, including roadside assistance and towing, which can be a lifesaver during emergencies.<\/li>\n
    • Peace of mind<\/strong>: With Royal Sundaram’s motor insurance add-ons, you can drive with confidence, knowing your vehicle is protected against the uncertainties of the monsoon season.<\/li>\n<\/ul>\n

      In conclusion, Royal Sundaram’s motor insurance add-ons are essential for safeguarding your vehicle during the monsoon season. By opting for these add-ons, you can ensure comprehensive coverage, financial protection, and convenience, giving you peace of mind while driving. It’s crucial to review your existing policy and consider adding these essential coverages to protect your vehicle from the risks associated with heavy rainfall and flooding.<\/p>\n","protected":false},"excerpt":{"rendered":"

      As the monsoon season approaches, it’s essential to ensure your vehicle is protected from the potential risks associated with heavy rainfall and flooding. Royal Sundaram, a leading insurance provider, offers a range of motor insurance add-ons that can provide comprehensive coverage for your vehicle. Here are some essential add-ons to consider: Engine Protector Add-on: This […]<\/p>\n","protected":false},"author":1,"featured_media":221254,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,32],"tags":[],"class_list":["post-222545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-royal-sundaram"],"jetpack_featured_media_url":"https:\/\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VTr","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222523,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/26\/protect-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram\/","url_meta":{"origin":222545,"position":0},"title":"Protect Your Vehicle This Monsoon: Essential Motor Insurance Add-Ons from Royal Sundaram","author":"Team Small News","date":"December 26, 2025","format":false,"excerpt":"The monsoon season in India poses significant challenges for car owners, with heavy rains, flooding, and waterlogging affecting nearly every region. According to a recent survey, 68% of respondents reported that the monsoon season leads to significant vehicle wear and tear, resulting in substantial repair expenses. To mitigate these risks,\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222529,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/27\/essential-motor-insurance-add-ons-from-royal-sundaram\/","url_meta":{"origin":222545,"position":1},"title":"Essential Motor Insurance Add-Ons from Royal Sundaram","author":"Team Small News","date":"December 27, 2025","format":false,"excerpt":"The monsoon season in India can be challenging for car owners, with heavy rains, flooding, and waterlogging affecting nearly every region. In fact, over 90% of Indian cities face waterlogging and flooding problems during this time, leading to significant vehicle wear and tear and related costs. To mitigate these risks,\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222485,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/23\/avoid-common-monsoon-mistakes-royal-sundarams-guide-to-keeping-your-vehicle-safe-and-insured-2\/","url_meta":{"origin":222545,"position":2},"title":"Avoid Common Monsoon Mistakes: Royal Sundaram’s Guide to Keeping Your Vehicle Safe and Insured","author":"Team Small News","date":"December 23, 2025","format":false,"excerpt":"As the monsoon season sets in, driving conditions in India become increasingly unpredictable, with above-average rainfall leading to flooding, waterlogged roads, and engine trouble. According to Royal Sundaram, a leading car insurance provider, this year's southwest monsoon was 8% above the long-term average, with 35% of the country receiving excess\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222531,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/28\/mumbai-state-commission-holds-royal-sundaram-general-insurance-liable-for-wrongful-repudiation-of-claim-2\/","url_meta":{"origin":222545,"position":3},"title":"Mumbai State Commission holds Royal Sundaram General Insurance liable for wrongful repudiation of claim.","author":"Team Small News","date":"December 28, 2025","format":false,"excerpt":"The State Consumer Disputes Redressal Commission, Mumbai bench, has ruled against Royal Sundaram General Insurance Co. Ltd. for wrongfully rejecting a claim related to a vehicle. The complainant, the registered owner of a Mitsubishi Pajero Sport, had filed the claim. The vehicle was insured with Royal Sundaram under a comprehensive\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222648,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/11\/royal-sundaram-celebrates-a-quarter-century-of-delivering-reliability-compassion-and-innovative-insurance-solutions\/","url_meta":{"origin":222545,"position":4},"title":"Royal Sundaram Celebrates a Quarter Century of Delivering Reliability, Compassion, and Innovative Insurance Solutions","author":"Team Small News","date":"January 11, 2026","format":false,"excerpt":"Royal Sundaram, a private general insurer, is celebrating its 25-year milestone in the Indian insurance industry. Since its inception in 2000, the company has consistently demonstrated its commitment to simplifying insurance and making it more accessible to millions of customers across the country. With a strong foundation built on trust,\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222631,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/09\/cestat-rules-services-received-before-restrictive-definition-applied\/","url_meta":{"origin":222545,"position":5},"title":"CESTAT Rules Services Received Before Restrictive Definition Applied","author":"Team Small News","date":"January 9, 2026","format":false,"excerpt":"The Chennai Bench of the Customs, Excise & Service Tax Appellate Tribunal (CESTAT) has allowed an appeal by M\/s. Royal Sundaram Alliance Insurance Company Limited, ruling that credit cannot be denied on grounds not raised in the Show Cause Notice. 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