{"id":222523,"date":"2025-12-26T15:44:30","date_gmt":"2025-12-26T15:44:30","guid":{"rendered":"https:\/\/smallnews.in\/insurance\/2025\/12\/26\/protect-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram\/"},"modified":"2025-12-26T15:44:30","modified_gmt":"2025-12-26T15:44:30","slug":"protect-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram","status":"publish","type":"post","link":"https:\/\/smallnews.in\/insurance\/2025\/12\/26\/protect-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram\/","title":{"rendered":"Protect Your Vehicle This Monsoon: Essential Motor Insurance Add-Ons from Royal Sundaram"},"content":{"rendered":"

The monsoon season in India poses significant challenges for car owners, with heavy rains, flooding, and waterlogging affecting nearly every region. According to a recent survey, 68% of respondents reported that the monsoon season leads to significant vehicle wear and tear, resulting in substantial repair expenses. To mitigate these risks, having the right insurance coverage is crucial. While standard insurance may not provide adequate protection, add-ons can offer the extra cover needed to safeguard vehicles during the monsoon season.<\/p>\n

Royal Sundaram’s add-ons are designed to provide customers with enhanced protection and confidence while driving during the monsoons. The company’s Chief Claims Officer, Mallikarjun Mallannavar, emphasizes the importance of having the right insurance coverage, stating that their add-ons are designed to help customers stay secure and drive with confidence, regardless of the weather forecast.<\/p>\n

Some of the key add-ons offered by Royal Sundaram include:<\/p>\n

    \n
  1. Depreciation Waiver Cover<\/strong>: This cover allows policyholders to claim the full value of plastic and metal parts without any deduction for depreciation during an accident claim.<\/li>\n
  2. Windshield Glass Cover<\/strong>: This add-on ensures that policyholders can repair or replace their windshield glass without affecting their No Claim Bonus (NCB).<\/li>\n
  3. Aggravation Cover<\/strong>: This cover insures the vehicle’s internal parts against water damage and accidental leaks, providing coverage for damages to the engine, gearbox, transmission, and power steering pump.<\/li>\n<\/ol>\n

    These add-ons are designed to address the specific challenges faced by car owners during the monsoon season. By opting for these add-ons, policyholders can ensure that their vehicles are well-protected against the risks associated with heavy rains and flooding. With Royal Sundaram’s innovative motor insurance add-ons, car owners can drive with peace of mind, knowing that they are protected against unexpected expenses and damages.<\/p>\n

    In conclusion, the monsoon season in India poses significant risks for car owners, and having the right insurance coverage is essential to mitigate these risks. Royal Sundaram’s add-ons offer enhanced protection and confidence for car owners, providing them with the necessary coverage to navigate the challenges of the monsoon season. By opting for these add-ons, policyholders can ensure that their vehicles are well-protected and that they are prepared for any eventuality.<\/p>\n","protected":false},"excerpt":{"rendered":"

    The monsoon season in India poses significant challenges for car owners, with heavy rains, flooding, and waterlogging affecting nearly every region. According to a recent survey, 68% of respondents reported that the monsoon season leads to significant vehicle wear and tear, resulting in substantial repair expenses. To mitigate these risks, having the right insurance coverage […]<\/p>\n","protected":false},"author":1,"featured_media":221254,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,32],"tags":[],"class_list":["post-222523","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-royal-sundaram"],"jetpack_featured_media_url":"https:\/\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VT5","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222545,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/30\/safeguard-your-vehicle-this-monsoon-essential-motor-insurance-add-ons-from-royal-sundaram-3\/","url_meta":{"origin":222523,"position":0},"title":"Safeguard Your Vehicle This Monsoon: Essential Motor Insurance Add-ons From Royal Sundaram","author":"Team Small News","date":"December 30, 2025","format":false,"excerpt":"As the monsoon season approaches, it's essential to ensure your vehicle is protected from the potential risks associated with heavy rainfall and flooding. Royal Sundaram, a leading insurance provider, offers a range of motor insurance add-ons that can provide comprehensive coverage for your vehicle. Here are some essential add-ons to\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222529,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/27\/essential-motor-insurance-add-ons-from-royal-sundaram\/","url_meta":{"origin":222523,"position":1},"title":"Essential Motor Insurance Add-Ons from Royal Sundaram","author":"Team Small News","date":"December 27, 2025","format":false,"excerpt":"The monsoon season in India can be challenging for car owners, with heavy rains, flooding, and waterlogging affecting nearly every region. In fact, over 90% of Indian cities face waterlogging and flooding problems during this time, leading to significant vehicle wear and tear and related costs. To mitigate these risks,\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222485,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/23\/avoid-common-monsoon-mistakes-royal-sundarams-guide-to-keeping-your-vehicle-safe-and-insured-2\/","url_meta":{"origin":222523,"position":2},"title":"Avoid Common Monsoon Mistakes: Royal Sundaram’s Guide to Keeping Your Vehicle Safe and Insured","author":"Team Small News","date":"December 23, 2025","format":false,"excerpt":"As the monsoon season sets in, driving conditions in India become increasingly unpredictable, with above-average rainfall leading to flooding, waterlogged roads, and engine trouble. According to Royal Sundaram, a leading car insurance provider, this year's southwest monsoon was 8% above the long-term average, with 35% of the country receiving excess\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222531,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/28\/mumbai-state-commission-holds-royal-sundaram-general-insurance-liable-for-wrongful-repudiation-of-claim-2\/","url_meta":{"origin":222523,"position":3},"title":"Mumbai State Commission holds Royal Sundaram General Insurance liable for wrongful repudiation of claim.","author":"Team Small News","date":"December 28, 2025","format":false,"excerpt":"The State Consumer Disputes Redressal Commission, Mumbai bench, has ruled against Royal Sundaram General Insurance Co. 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The vehicle was insured with Royal Sundaram under a comprehensive\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/Royal-Sundaram-logo.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":222675,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/15\/dengue-cases-have-seen-a-66-increase-over-the-past-5-years-with-south-india-being-the-region-with-the-highest-spike-in-cases-according-to-manipalcigna-health-insurance\/","url_meta":{"origin":222523,"position":4},"title":"Dengue cases have seen a 66% increase over the past 5 years, with South India being the region with the highest spike in cases, according to ManipalCigna Health Insurance.","author":"Team Small News","date":"January 15, 2026","format":false,"excerpt":"According to a recent study by ManipalCigna Health Insurance, health insurance claims for monsoon-related illnesses have increased significantly over the past five years, with a compound annual growth rate (CAGR) of 34%. The most common and costly illness during the monsoon season is dengue, which has seen a staggering 66%\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222648,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/11\/royal-sundaram-celebrates-a-quarter-century-of-delivering-reliability-compassion-and-innovative-insurance-solutions\/","url_meta":{"origin":222523,"position":5},"title":"Royal Sundaram Celebrates a Quarter Century of Delivering Reliability, Compassion, and Innovative Insurance Solutions","author":"Team Small News","date":"January 11, 2026","format":false,"excerpt":"Royal Sundaram, a private general insurer, is celebrating its 25-year milestone in the Indian insurance industry. Since its inception in 2000, the company has consistently demonstrated its commitment to simplifying insurance and making it more accessible to millions of customers across the country. 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