{"id":222506,"date":"2025-12-25T00:26:44","date_gmt":"2025-12-25T00:26:44","guid":{"rendered":"https:\/\/smallnews.in\/insurance\/2025\/12\/25\/the-national-consumer-disputes-redressal-commission-ncdrc-has-criticized-pnb-metlife-for-allegedly-using-a-forged-death-certificate-in-a-life-insurance-policy-case-worth-rs-11-4-lakh\/"},"modified":"2025-12-25T00:26:44","modified_gmt":"2025-12-25T00:26:44","slug":"the-national-consumer-disputes-redressal-commission-ncdrc-has-criticized-pnb-metlife-for-allegedly-using-a-forged-death-certificate-in-a-life-insurance-policy-case-worth-rs-11-4-lakh","status":"publish","type":"post","link":"https:\/\/smallnews.in\/insurance\/2025\/12\/25\/the-national-consumer-disputes-redressal-commission-ncdrc-has-criticized-pnb-metlife-for-allegedly-using-a-forged-death-certificate-in-a-life-insurance-policy-case-worth-rs-11-4-lakh\/","title":{"rendered":"The National Consumer Disputes Redressal Commission (NCDRC) has criticized PNB MetLife for allegedly using a &#8216;forged&#8217; death certificate in a life insurance policy case worth Rs 11.4 lakh."},"content":{"rendered":"<p>The National Consumer Disputes Redressal Commission (NCDRC) has criticized PNB MetLife for allegedly using a forged death certificate in a life insurance policy case. The case involves a policy with a coverage amount of Rs 11.4 lakh. <\/p>\n<p>The insured individual had purchased the policy, but unfortunately, they passed away. The nominee filed a claim for the insurance amount, but PNB MetLife rejected the claim citing that the death certificate provided was forged. The insurance company stated that the death certificate was not genuine and therefore, they were not liable to pay the claim.<\/p>\n<p>The nominee disagreed with the decision and approached the NCDRC. The commission, after examining the evidence, found that PNB MetLife had indeed used a forged death certificate to reject the claim. The NCDRC held that the insurance company&#8217;s actions were unjustified and ordered them to pay the claim amount of Rs 11.4 lakh to the nominee.<\/p>\n<p>The NCDRC also imposed a penalty on PNB MetLife for their actions, stating that the company had tried to avoid paying the claim by using a forged document. The commission&#8217;s decision is a significant victory for the nominee, who had been fighting for the insurance claim for a long time.<\/p>\n<p>The case highlights the importance of insurance companies acting in good faith and not trying to reject claims by using fraudulent means. It also underscores the role of consumer protection bodies like the NCDRC in protecting the rights of consumers and ensuring that companies are held accountable for their actions.<\/p>\n<p>In this case, the NCDRC&#8217;s decision has provided relief to the nominee, who can now receive the insurance amount that they are entitled to. The decision also serves as a warning to insurance companies to act with integrity and transparency in their dealings with customers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The National Consumer Disputes Redressal Commission (NCDRC) has criticized PNB MetLife for allegedly using a forged death certificate in a life insurance policy case. The case involves a policy with a coverage amount of Rs 11.4 lakh. The insured individual had purchased the policy, but unfortunately, they passed away. The nominee filed a claim for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":221241,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,29],"tags":[],"class_list":["post-222506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-pnb-metlife-insurance"],"jetpack_featured_media_url":"https:\/\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/PNB_MetLife_India_Logo.png","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VSO","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222770,"url":"https:\/\/smallnews.in\/insurance\/2026\/02\/05\/the-supreme-court-has-stayed-an-order-directing-an-insurer-to-pay-rs-82-80-lakh-to-cricketer-s-sreesanth-on-account-of-an-injury-he-sustained-during-the-indian-premier-league-ipl-2012\/","url_meta":{"origin":222506,"position":0},"title":"The Supreme Court has stayed an order directing an insurer to pay Rs 82.80 lakh to cricketer S Sreesanth on account of an injury he sustained during the Indian Premier League (IPL) 2012.","author":"Team Small News","date":"February 5, 2026","format":false,"excerpt":"The Supreme Court has stayed an order by the National Consumer Disputes Redressal Commission (NCDRC) that directed an insurance company to pay Rs 82.80 lakh to a company that had contracted players for the Indian Premier League (IPL) team Rajasthan Royals. The claim was made due to a knee injury\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222486,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/23\/pnb-metlife-and-policybazaar-have-launched-digiprotect-term-insurance-a-product-designed-specifically-for-indias-salaried-individuals\/","url_meta":{"origin":222506,"position":1},"title":"PNB MetLife and Policybazaar have launched DigiProtect Term Insurance, a product designed specifically for India&#8217;s salaried individuals.","author":"Team Small News","date":"December 23, 2025","format":false,"excerpt":"PNB MetLife India Insurance Company Limited, one of India's leading life insurance companies, has launched the PNB MetLife DigiProtect Term Plan, a fully digital term insurance plan designed specifically for salaried individuals. The plan, offered in collaboration with Policybazaar, provides comprehensive life cover, including accelerated benefits in case of terminal\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222574,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/02\/pnb-metlife-and-policybazaar-have-launched-digiprotect-term-insurance-a-product-tailored-for-indias-salaried-individuals\/","url_meta":{"origin":222506,"position":2},"title":"PNB MetLife and Policybazaar have launched DigiProtect Term Insurance, a product tailored for India&#8217;s salaried individuals.","author":"Team Small News","date":"January 2, 2026","format":false,"excerpt":"PNB MetLife India Insurance Company Limited has launched the PNB MetLife DigiProtect Term Plan, a digital term insurance plan designed specifically for salaried individuals. The plan is offered through a fully digital platform in collaboration with Policybazaar, making it easily accessible to individuals in Tier 2 and Tier 3 cities.\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222510,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/25\/ncdrc-orders-united-india-insurance-to-pay-rs-2-35-crores-for-cancelled-cricket-match\/","url_meta":{"origin":222506,"position":3},"title":"NCDRC Orders United India Insurance to Pay Rs. 2.35 Crores for Cancelled Cricket Match","author":"Team Small News","date":"December 25, 2025","format":false,"excerpt":"The National Consumer Commission has ruled in favor of the Andhra Cricket Association, holding United India Insurance Co. Ltd. liable for deficiency in service. The insurance company had wrongfully rejected a claim related to the cancellation of a One Day International cricket match that was scheduled to take place on\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222445,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/17\/rajasthan-royals-vs-insurer-over-sreesanth-injury-heads-to-supreme-court\/","url_meta":{"origin":222506,"position":4},"title":"Rajasthan Royals vs insurer over Sreesanth injury heads to Supreme Court","author":"Team Small News","date":"December 17, 2025","format":false,"excerpt":"The Rajasthan Royals cricket team has been embroiled in a decade-long legal battle with United India Insurance Company over an injury claim for former player S Sreesanth. The case dates back to 2012, when Sreesanth suffered a knee injury during a practice match, causing him to miss the season. The\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222680,"url":"https:\/\/smallnews.in\/insurance\/2026\/01\/15\/jk-bank-facilitates-swift-settlement-of-insurance-claims-worth-rs-1-94-cr\/","url_meta":{"origin":222506,"position":5},"title":"J&#038;K Bank facilitates swift settlement of insurance claims worth Rs 1.94 Cr","author":"Team Small News","date":"January 15, 2026","format":false,"excerpt":"The Jammu and Kashmir Bank has provided significant relief to 38 families who have lost their loved ones by settling insurance claims worth Rs 1.94 crore under its MetLoan & Life Suraksha (MLLS) product. The claims were facilitated by the bank's Anantnag Zone, and the symbolic cheque was presented to\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts\/222506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/comments?post=222506"}],"version-history":[{"count":0,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts\/222506\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/media\/221241"}],"wp:attachment":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/media?parent=222506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/categories?post=222506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/tags?post=222506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}