{"id":222445,"date":"2025-12-17T11:41:25","date_gmt":"2025-12-17T11:41:25","guid":{"rendered":"https:\/\/smallnews.in\/insurance\/2025\/12\/17\/rajasthan-royals-vs-insurer-over-sreesanth-injury-heads-to-supreme-court\/"},"modified":"2025-12-17T11:41:25","modified_gmt":"2025-12-17T11:41:25","slug":"rajasthan-royals-vs-insurer-over-sreesanth-injury-heads-to-supreme-court","status":"publish","type":"post","link":"https:\/\/smallnews.in\/insurance\/2025\/12\/17\/rajasthan-royals-vs-insurer-over-sreesanth-injury-heads-to-supreme-court\/","title":{"rendered":"Rajasthan Royals vs insurer over Sreesanth injury heads to Supreme Court"},"content":{"rendered":"<p>The Rajasthan Royals cricket team has been embroiled in a decade-long legal battle with United India Insurance Company over an injury claim for former player S Sreesanth. The case dates back to 2012, when Sreesanth suffered a knee injury during a practice match, causing him to miss the season. The Royals had taken out a special contingency insurance cover worth over \u20b98.7 crore and filed a claim of approximately \u20b982.8 lakh to recover player fees for Sreesanth&#8217;s missed season.<\/p>\n<p>However, the insurer denied the claim, arguing that Sreesanth had a pre-existing toe injury from 2011 that was not disclosed at the time of the policy. The insurer contended that this omission invalidated the Royals&#8217; claim, despite an independent surveyor initially ruling that the knee injury was a sudden and unforeseen event covered by the policy.<\/p>\n<p>The Royals&#8217; defence argued that the old toe issue never kept Sreesanth from playing, and the knee injury suffered during the insured period was the sole reason for his absence. The team&#8217;s lawyer, Neeraj Kishan Kaul, maintained that fitness certificates were provided both when Sreesanth joined the squad and after he sustained the knee injury, underscoring that the franchise had complied with its disclosure obligations.<\/p>\n<p>The case has now reached the Supreme Court, with the insurer challenging a previous ruling in favour of the Royals by the National Consumer Disputes Redressal Commission (NCDRC). The Supreme Court has asked the insurance firm to produce additional documents, including Sreesanth&#8217;s fitness certificates and the original policy application, before a final decision is made.<\/p>\n<p>The outcome of this legal battle will not only decide a long-pending financial claim but could also set an important precedent for how future player insurance disputes in the Indian Premier League (IPL) are handled. The case highlights the complex intersection of professional sports, insurance law, and medical disclosure, and its resolution will be closely watched by the sports and insurance industries.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Rajasthan Royals cricket team has been embroiled in a decade-long legal battle with United India Insurance Company over an injury claim for former player S Sreesanth. The case dates back to 2012, when Sreesanth suffered a knee injury during a practice match, causing him to miss the season. The Royals had taken out a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":221269,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,39],"tags":[],"class_list":["post-222445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-united-india-insurance"],"jetpack_featured_media_url":"https:\/\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/united-india-insuracne.jpg","jetpack_shortlink":"https:\/\/wp.me\/p9ibIB-VRP","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222770,"url":"https:\/\/smallnews.in\/insurance\/2026\/02\/05\/the-supreme-court-has-stayed-an-order-directing-an-insurer-to-pay-rs-82-80-lakh-to-cricketer-s-sreesanth-on-account-of-an-injury-he-sustained-during-the-indian-premier-league-ipl-2012\/","url_meta":{"origin":222445,"position":0},"title":"The Supreme Court has stayed an order directing an insurer to pay Rs 82.80 lakh to cricketer S Sreesanth on account of an injury he sustained during the Indian Premier League (IPL) 2012.","author":"Team Small News","date":"February 5, 2026","format":false,"excerpt":"The Supreme Court has stayed an order by the National Consumer Disputes Redressal Commission (NCDRC) that directed an insurance company to pay Rs 82.80 lakh to a company that had contracted players for the Indian Premier League (IPL) team Rajasthan Royals. The claim was made due to a knee injury\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222449,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/18\/delhi-high-court-has-ruled-that-a-government-circular-cannot-limit-insurance-coverage-and-has-ordered-an-insurer-to-pay-the-balance-of-a-covid-19-claim\/","url_meta":{"origin":222445,"position":1},"title":"Delhi High Court has ruled that a government circular cannot limit insurance coverage, and has ordered an insurer to pay the balance of a COVID-19 claim.","author":"Team Small News","date":"December 18, 2025","format":false,"excerpt":"The Delhi High Court has ruled in favor of a policyholder, Reena Goel, who had filed a petition against United India Insurance Company Limited for not reimbursing her full Covid-19 hospitalization claim. The court observed that a government circular issued during the pandemic, which regulated hospital charges, cannot be used\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/smallnews.in\/insurance\/category\/insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222465,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/20\/the-bengaluru-consumer-panel-has-ruled-that-a-hospitals-delay-is-not-a-valid-reason-for-an-insurer-to-deny-a-claim-ordering-the-insurance-company-to-pay-rs-2-6-lakh\/","url_meta":{"origin":222445,"position":2},"title":"The Bengaluru consumer panel has ruled that a hospital&#8217;s delay is not a valid reason for an insurer to deny a claim, ordering the insurance company to pay Rs 2.6 lakh.","author":"Team Small News","date":"December 20, 2025","format":false,"excerpt":"The Bangalore Urban II Additional District Consumer Disputes Redressal Commission has ordered Aditya Birla Health Insurance to pay a claim of Rs 2.6 lakh to a policyholder, Latha K, after the company denied her claim citing a delay in hospital paperwork. Latha's son, Pavan, was admitted to KK Hospital in\u2026","rel":"","context":"In &quot;Aditya Birla&quot;","block_context":{"text":"Aditya Birla","link":"https:\/\/smallnews.in\/insurance\/category\/aditya-birla\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222440,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/16\/irdai-fines-care-health-insurance-%e2%82%b91-crore-after-inspection-flags-failures-in-claims-and-internal-controls\/","url_meta":{"origin":222445,"position":3},"title":"Irdai fines Care Health Insurance \u20b91 crore after inspection flags failures in claims and internal controls.","author":"Team Small News","date":"December 16, 2025","format":false,"excerpt":"The Insurance Regulatory and Development Authority of India (Irdai) has imposed a penalty of Rs 1 crore on an insurer due to non-compliance with regulations. During an inspection, it was found that the insurer had failed to properly communicate with policyholders regarding claim settlements, deductions, and partial payments. In several\u2026","rel":"","context":"In &quot;Care&quot;","block_context":{"text":"Care","link":"https:\/\/smallnews.in\/insurance\/category\/care\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222526,"url":"https:\/\/smallnews.in\/insurance\/2025\/12\/27\/the-latest-claim-settlement-ratio-of-health-and-general-insurance-companies-was-released-by-irda-in-2025-according-to-the-data-navi-and-acko-have-taken-the-lead-while-star-health-and-zuno-have-fall\/","url_meta":{"origin":222445,"position":4},"title":"The latest claim settlement ratio of health and general insurance companies was released by IRDA in 2025. According to the data, Navi and Acko have taken the lead, while Star Health and Zuno have fallen below the 90% mark.","author":"Team Small News","date":"December 27, 2025","format":false,"excerpt":"The rising medical inflation has made it challenging for individuals to bear medical expenses without a comprehensive health insurance policy. In India, the Insurance Regulatory and Development Authority (IRDAI) releases an annual list of claim settlements by health and general insurance companies. The claim settlement ratio, which refers to the\u2026","rel":"","context":"In &quot;Aditya Birla&quot;","block_context":{"text":"Aditya Birla","link":"https:\/\/smallnews.in\/insurance\/category\/aditya-birla\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222771,"url":"https:\/\/smallnews.in\/insurance\/2026\/02\/05\/latest-claim-settlement-ratio-of-health-and-general-insurers-released-by-irdai-in-2026-acko-aditya-birla-galaxy-lead-shriram-iffco-tokio-fall-below-90\/","url_meta":{"origin":222445,"position":5},"title":"Latest claim settlement ratio of health and general insurers released by IRDAI in 2026: Acko, Aditya Birla, Galaxy lead; Shriram, IFFCO Tokio fall below 90%","author":"Team Small News","date":"February 5, 2026","format":false,"excerpt":"When it comes to health and general insurance policies, policyholders expect prompt claim settlements from insurers in times of emergency. The real test of any insurance policy lies in how fairly and quickly claims are settled. To gauge an insurer's efficiency, checking the claim settlement ratio is a reliable way.\u2026","rel":"","context":"In &quot;Aditya Birla&quot;","block_context":{"text":"Aditya Birla","link":"https:\/\/smallnews.in\/insurance\/category\/aditya-birla\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/idgbAPyeiA_1745728715242.jpeg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/idgbAPyeiA_1745728715242.jpeg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/idgbAPyeiA_1745728715242.jpeg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/smallnews.in\/insurance\/wp-content\/uploads\/sites\/5\/2025\/04\/idgbAPyeiA_1745728715242.jpeg?resize=700%2C400&ssl=1 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts\/222445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/comments?post=222445"}],"version-history":[{"count":0,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/posts\/222445\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/media\/221269"}],"wp:attachment":[{"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/media?parent=222445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/categories?post=222445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smallnews.in\/insurance\/wp-json\/wp\/v2\/tags?post=222445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}