Kotak Mahindra Bank has announced its financial results for the third quarter ended December 31, 2025. The bank reported a 4% year-on-year (YoY) growth in net profit, reaching \u20b93,446 crore. The Net Interest Income (NII) for the quarter increased by 5% YoY to \u20b97,565 crore. However, the Net Interest Margin (NIM) was lower at 4.54% compared to 4.93% in the same period last year.<\/p>\n
The bank’s net advances saw a significant increase of 16% YoY, reaching \u20b94,80,673 crore as of December 31, 2025. Total deposits also grew by 15% YoY to \u20b95,42,638 crore. The provisions for the quarter were \u20b9810 crore, slightly higher than the \u20b9794 crore reported in the same period last year.<\/p>\n
The bank’s asset quality showed improvement, with the Gross Non-Performing Assets (GNPA) ratio decreasing to 1.30% from 1.50% in the same period last year. The Net Non-Performing Assets (NNPA) ratio also declined to 0.31% from 0.41% in the same period last year. The Provision Coverage Ratio stood at 76% as of December 31, 2025.<\/p>\n
On a consolidated basis, the bank reported a net profit of \u20b94,924 crore, representing a 5% YoY growth. The results indicate a steady performance by the bank, with growth in net advances and deposits, and improvement in asset quality. However, the lower NIM and slightly higher provisions may be areas of concern. Overall, the bank’s financial performance for the quarter suggests a positive trend, with the bank continuing to grow and expand its operations. The results were announced on January 25, 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kotak Mahindra Bank has announced its financial results for the third quarter ended December 31, 2025. The bank reported a 4% year-on-year (YoY) growth in net profit, reaching \u20b93,446 crore. The Net Interest Income (NII) for the quarter increased by 5% YoY to \u20b97,565 crore. However, the Net Interest Margin (NIM) was lower at 4.54% […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[84],"tags":[],"class_list":["post-222648","post","type-post","status-publish","format-standard","hentry","category-kotak-mahindra-bank"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p9pSib-VV6","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222642,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/kotak-banks-q3-profit-sees-4-increase-reaching-rs-3446-crore-rediff-money-news\/","url_meta":{"origin":222648,"position":0},"title":"Kotak Bank’s Q3 Profit Sees 4% Increase, Reaching Rs 3,446 Crore: Rediff Money News","author":"Team Small News","date":"January 24, 2026","format":false,"excerpt":"Kotak Mahindra Bank has reported a 4% increase in standalone net profit to Rs 3,446 crore for the third quarter ended December 2025, compared to Rs 3,305 crore in the same period last year. The bank's total income rose to Rs 16,741 crore from Rs 16,050 crore, with interest income\u2026","rel":"","context":"In "Kotak Mahindra Bank"","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222646,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/kotak-mahindra-bank-sees-4-increase-in-net-profit-for-third-quarter-of-fiscal-year-2026\/","url_meta":{"origin":222648,"position":1},"title":"Kotak Mahindra Bank Sees 4% Increase in Net Profit for Third Quarter of Fiscal Year 2026","author":"Team Small News","date":"January 25, 2026","format":false,"excerpt":"Kotak Mahindra Bank has reported a consolidated net profit of \u20b93,446 crore for the third quarter of the financial year 2026, marking a 4.3% annual increase. The growth in net profit is attributed to improved net interest income (NII) and enhanced operating income, driven by an increase in advances. The\u2026","rel":"","context":"In "Kotak Mahindra Bank"","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/posts\/222648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/comments?post=222648"}],"version-history":[{"count":0,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/posts\/222648\/revisions"}],"wp:attachment":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/media?parent=222648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/categories?post=222648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/tags?post=222648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}