Tamilnad Mercantile Bank (TMB), a trusted private sector bank in India, has partnered with TechFini, a UPI infrastructure and fintech solutions provider, to enhance its UPI acquiring and issuing capabilities. This strategic partnership aims to provide faster, secure, and highly scalable UPI infrastructure for payment aggregators, NBFCs, merchants, and fintech partners across India. TechFini will serve as a Technology Service Provider (TSP) to TMB, supporting large enterprises and regulated entities in building and scaling high-volume digital payment and collection solutions.<\/p>\n
The partnership expands UPI use cases in lending and collections, allowing NBFCs and digital lenders to automate EMI and loan repayments directly from customers’ UPI handles using e-mandates. This reduces reliance on cash and legacy collection mechanisms, improving predictability and efficiency. TechFini’s cloud-native UPI platform can process up to 10,000 transactions per second, ensuring enterprise-grade scalability, resilience, and readiness for future UPI innovations.<\/p>\n
Together, TMB and TechFini are building a bank-anchored, full-stack UPI infrastructure that combines the trust of a regulated banking institution with cloud-native scalability, end-to-end control, and advanced security. This enables seamless payments and credit collections for merchants, lenders, and fintechs nationwide. The partnership is a significant step forward in TMB’s focus on combining trust with innovation, and TechFini’s mission to facilitate a secured, reliable, and accessible ecosystem for banks, financial institutions, and fintech companies.<\/p>\n
The partnership has been welcomed by the leaders of both organizations, with Mr. Salee S. Nair, Managing Director & CEO, Tamilnad Mercantile Bank, stating that the partnership strengthens TMB’s UPI ecosystem and enables the bank to extend secure and scalable digital payment infrastructure to merchants and fintech partners across India. Mr. Jaikumar R, Co-Founder & CTO, TechFini, expressed his pleasure in partnering with TMB, an institution with a strong legacy of trust, and aims to support merchants, lenders, and fintechs across India in building reliable digital payment and collection solutions.<\/p>\n
TechFini is an all-inclusive feature-rich payment infrastructure solution provider, offering a suite of products like Acquiring Switch, Issuing Switch, UPI Switch, Expense Management, Card Management, and Payment Gateway Software. Founded in 2023, the platform aims to facilitate a secured, reliable, and accessible ecosystem to banks, financial institutions, and fintech companies. With this partnership, TMB and TechFini are poised to make a significant impact in the Indian digital payment landscape.<\/p>\n","protected":false},"excerpt":{"rendered":"
Tamilnad Mercantile Bank (TMB), a trusted private sector bank in India, has partnered with TechFini, a UPI infrastructure and fintech solutions provider, to enhance its UPI acquiring and issuing capabilities. This strategic partnership aims to provide faster, secure, and highly scalable UPI infrastructure for payment aggregators, NBFCs, merchants, and fintech partners across India. TechFini will […]<\/p>\n","protected":false},"author":1,"featured_media":220437,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[43],"tags":[],"class_list":["post-222569","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tamilnad-mercantile-bank"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/smallnews.in\/banking\/wp-content\/uploads\/sites\/4\/2025\/03\/tmb-logo.png?fit=640%2C201&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/p9pSib-VTP","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222575,"url":"https:\/\/smallnews.in\/banking\/tamilnad-mercantile-bank\/tamilnad-mercantile-bank-partners-with-techfini-to-enhance-and-expand-its-upi-capabilities\/","url_meta":{"origin":222569,"position":0},"title":"Tamilnad Mercantile Bank partners with TechFini to enhance and expand its UPI capabilities","author":"Team Small News","date":"January 8, 2026","format":false,"excerpt":"Tamilnad Mercantile Bank (TMB) has partnered with FinTech infrastructure provider TechFini to enhance its UPI (Unified Payments Interface) acquiring and issuing capabilities. 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