{"id":222528,"date":"2025-12-23T02:20:58","date_gmt":"2025-12-23T02:20:58","guid":{"rendered":"https:\/\/smallnews.in\/banking\/standard-chartered\/peers-may-follow-but-kotak-holds-out-the-argument-against-spinning-off-subsidiaries\/"},"modified":"2025-12-23T02:20:58","modified_gmt":"2025-12-23T02:20:58","slug":"peers-may-follow-but-kotak-holds-out-the-argument-against-spinning-off-subsidiaries","status":"publish","type":"post","link":"https:\/\/smallnews.in\/banking\/standard-chartered\/peers-may-follow-but-kotak-holds-out-the-argument-against-spinning-off-subsidiaries\/","title":{"rendered":"Peers may follow, but Kotak holds out: The argument against spinning off subsidiaries"},"content":{"rendered":"<p>Kotak is on the lookout for inorganic growth opportunities that meet certain strategic criteria. According to the company, an attractive opportunity should bring in a large number of new customers, provide access to significant deposits, or enhance the existing portfolio. The key considerations for evaluating potential deals include the strategic fit and valuation of the target. If both of these factors are favorable, the company is willing to pursue the transaction.<\/p>\n<p>The company has a track record of successfully acquiring portfolios that meet its criteria. For instance, the acquisition of the Standard Chartered personal loan book and Sonata have been cited as examples of successful deals. These transactions have likely contributed to the company&#8217;s growth and expansion into new areas.<\/p>\n<p>When evaluating potential deals, Kotak considers a range of factors, including the size and quality of the customer base, the deposit portfolio, and the potential for growth and returns. The company is looking for opportunities that can help drive long-term growth and profitability, rather than simply pursuing deals for their own sake.<\/p>\n<p>In terms of specific criteria, the company is looking for opportunities that can bring in a significant number of new customers, provide access to low-cost deposits, or enhance the existing portfolio. The company is also focused on ensuring that any potential deal is strategically aligned with its overall business goals and objectives.<\/p>\n<p>Overall, Kotak&#8217;s approach to inorganic growth is focused on identifying opportunities that meet specific strategic and financial criteria. The company is willing to pursue deals that offer a strong strategic fit and attractive valuation, and has a track record of successfully integrating acquired portfolios into its existing business. By taking a disciplined and targeted approach to inorganic growth, Kotak aims to drive long-term growth and expansion, while also enhancing its competitiveness and market position.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kotak is on the lookout for inorganic growth opportunities that meet certain strategic criteria. According to the company, an attractive opportunity should bring in a large number of new customers, provide access to significant deposits, or enhance the existing portfolio. The key considerations for evaluating potential deals include the strategic fit and valuation of the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":220340,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[84,32],"tags":[],"class_list":["post-222528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kotak-mahindra-bank","category-standard-chartered"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/smallnews.in\/banking\/wp-content\/uploads\/sites\/4\/2025\/03\/standard-charted-logo.jpg?fit=534%2C271&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/p9pSib-VTa","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":222508,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/kotak-mahindra-prime-names-sandeep-rath-as-new-chief-of-human-resources-announces-bw-people\/","url_meta":{"origin":222528,"position":0},"title":"Kotak Mahindra Prime Names Sandeep Rath as New Chief of Human Resources, Announces BW People","author":"Team Small News","date":"December 18, 2025","format":false,"excerpt":"Kotak Mahindra Prime, a leading automotive finance company, has announced the appointment of Sandeep Rath as its new Head of Human Resources. This move is seen as a strategic step to strengthen the company's human resources function and drive business growth. As the Head of Human Resources, Sandeep Rath will\u2026","rel":"","context":"In &quot;Kotak Mahindra Bank&quot;","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222488,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/ace-and-kotak-mahindra-bank-partner-to-enhance-financing-options-for-backhoe-loaders-construction-world\/","url_meta":{"origin":222528,"position":1},"title":"ACE and Kotak Mahindra Bank Partner to Enhance Financing Options for Backhoe Loaders &#8211; Construction World","author":"Team Small News","date":"December 12, 2025","format":false,"excerpt":"ACE, a leading construction equipment manufacturer, has partnered with Kotak Mahindra Bank to provide financing options for customers purchasing backhoe loaders. This collaboration aims to make it easier for buyers to acquire these machines, which are essential for various construction and infrastructure projects. The partnership will enable customers to avail\u2026","rel":"","context":"In &quot;Kotak Mahindra Bank&quot;","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222564,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/venezuelas-oil-wealth-sparks-us-interest-highlighting-the-global-scramble-for-strategic-resources-says-uday-kotak\/","url_meta":{"origin":222528,"position":2},"title":"Venezuela&#8217;s oil wealth sparks US interest, highlighting the global scramble for strategic resources, says Uday Kotak","author":"Team Small News","date":"January 4, 2026","format":false,"excerpt":"Kotak Mahindra Bank founder Uday Kotak recently commented on the US's actions in Venezuela, stating that it reflects the \"race for hard power\" between nations in today's world. The US has taken control of Venezuela, a country with the largest oil reserves on earth, and plans to invest billions of\u2026","rel":"","context":"In &quot;Kotak Mahindra Bank&quot;","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222576,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/equity-market-fundraising-expected-to-surge-fueled-by-billion-dollar-plus-ipos-according-to-kotak-investment-banking\/","url_meta":{"origin":222528,"position":3},"title":"Equity market fundraising expected to surge, fueled by billion-dollar-plus IPOs, according to Kotak Investment Banking","author":"Team Small News","date":"January 8, 2026","format":false,"excerpt":"India's equity capital markets are expected to have a strong year in 2026, with total issuance volumes projected to cross \u20b96 lakh crore, according to Kotak Investment Banking. The firm predicts that initial public offerings (IPOs) alone will reach \u20b92.5 lakh crore, with new-age technology and consumer-facing companies leading the\u2026","rel":"","context":"In &quot;Kotak Mahindra Bank&quot;","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222612,"url":"https:\/\/smallnews.in\/banking\/icici-bank\/kotak-mahindra-bank-names-anup-kumar-saha-as-whole-time-director\/","url_meta":{"origin":222528,"position":4},"title":"Kotak Mahindra Bank Names Anup Kumar Saha as Whole Time Director","author":"Team Small News","date":"January 16, 2026","format":false,"excerpt":"Kotak Mahindra Bank has announced the appointment of Anup Kumar Saha as Whole-time Director, subject to regulatory approvals. Saha will join the bank's senior management team on January 12, 2026, and will oversee Consumer Banking, Marketing, and Data Analytics functions. He brings with him a wealth of experience in the\u2026","rel":"","context":"In &quot;ICICI Bank&quot;","block_context":{"text":"ICICI Bank","link":"https:\/\/smallnews.in\/banking\/category\/icici-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":222646,"url":"https:\/\/smallnews.in\/banking\/kotak-mahindra-bank\/kotak-mahindra-bank-sees-4-increase-in-net-profit-for-third-quarter-of-fiscal-year-2026\/","url_meta":{"origin":222528,"position":5},"title":"Kotak Mahindra Bank Sees 4% Increase in Net Profit for Third Quarter of Fiscal Year 2026","author":"Team Small News","date":"January 25, 2026","format":false,"excerpt":"Kotak Mahindra Bank has reported a consolidated net profit of \u20b93,446 crore for the third quarter of the financial year 2026, marking a 4.3% annual increase. The growth in net profit is attributed to improved net interest income (NII) and enhanced operating income, driven by an increase in advances. The\u2026","rel":"","context":"In &quot;Kotak Mahindra Bank&quot;","block_context":{"text":"Kotak Mahindra Bank","link":"https:\/\/smallnews.in\/banking\/category\/kotak-mahindra-bank\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/posts\/222528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/comments?post=222528"}],"version-history":[{"count":0,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/posts\/222528\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/media\/220340"}],"wp:attachment":[{"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/media?parent=222528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/categories?post=222528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smallnews.in\/banking\/wp-json\/wp\/v2\/tags?post=222528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}